Derayah Financial Company Income Statement

Financials in millions SAR. Fiscal year is January - December.

Millions SAR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest and Dividend Income	4.97	2.22	0.91	1.82	2.25	2.11
Total Interest Expense	5.85	6.76	2.65	-	-	-
Net Interest Income	-0.88	-4.54	-1.73	1.82	2.25	2.11
Brokerage Commission	186.53	203.48	135.61	35.22	8.39	5.94
Gain on Sale of Investments (Rev)	49.02	35.85	16.97	-5.31	3.16	0.6
Other Revenue	674.19	635.13	470.03	613.74	575.07	268.65
Revenue	908.86	869.91	620.88	645.46	588.88	277.3
Revenue Growth (YoY)	10.46%	40.11%	-3.81%	9.61%	112.36%	116.79%
Salaries & Employee Benefits	184.54	151.58	127.54	157.12	98.29	82.14
Cost of Services Provided	171.34	192.16	121.64	95.38	116.66	76.22
Other Operating Expenses	9.81	9.81	4.8	31.39	2.61	-
Total Operating Expenses	365.55	352.21	254.42	284.08	217.59	162.78
Operating Income	543.32	517.7	366.46	361.38	371.28	114.52
Currency Exchange Gains	7.92	9.46	8.6	-1.14	5.35	-
Other Non-Operating Income (Expenses)	0.27	0.53	0.83	0.82	1.63	4.93
EBT Excluding Unusual Items	426.8	455.68	347.95	322.84	378.27	119.45
Pretax Income	432.42	455.68	347.95	322.84	378.27	119.45
Income Tax Expense	11.87	11.78	18.24	15.33	12.79	14.91
Net Income	420.55	443.9	329.7	307.51	365.48	104.54
Net Income to Common	420.55	443.9	329.7	307.51	365.48	104.54
Net Income Growth	-6.81%	34.64%	7.22%	-15.86%	249.61%	305.52%
Shares Outstanding (Basic)	243	243	243	250	250	248
Shares Outstanding (Diluted)	243	243	243	250	250	248
Shares Change (YoY)	0.19%	-	-2.83%	-	0.74%	-
EPS (Basic)	1.73	1.83	1.36	1.23	1.46	0.42
EPS (Diluted)	1.73	1.83	1.36	1.23	1.46	0.42
EPS Growth	-6.99%	34.64%	10.34%	-15.86%	247.03%	305.52%
Free Cash Flow	399.83	442.35	234.69	185.19	199.15	140.13
Free Cash Flow Per Share	1.65	1.82	0.97	0.74	0.80	0.56
Dividend Per Share	0.985	1.185	14.000	0.747	0.163	0.065
Dividend Growth	-93.25%	-91.54%	1773.41%	359.88%	150.00%	-
Operating Margin	59.78%	59.51%	59.02%	55.99%	63.05%	41.30%
Profit Margin	46.27%	51.03%	53.10%	47.64%	62.06%	37.70%
Free Cash Flow Margin	43.99%	50.85%	37.80%	28.69%	33.82%	50.53%
Effective Tax Rate	2.74%	2.58%	5.24%	4.75%	3.38%	12.48%
Revenue as Reported	914.71	876.68	623.53	645.46	588.88	277.3

Source: S&P Global Market Intelligence. Capital Markets template. Financial Sources.