Derayah Financial Company Income Statement

Financials in millions SAR. Fiscal year is January - December.

Millions SAR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest and Dividend Income	5.12	2.22	0.91	1.82	2.25
Total Interest Expense	6.45	6.76	2.65	-	-
Net Interest Income	-1.33	-4.54	-1.73	1.82	2.25
Brokerage Commission	329.39	349.46	135.61	35.22	8.39
Gain on Sale of Investments (Rev)	-	-	16.97	-5.31	3.16
Other Revenue	600	526.42	470.03	613.74	575.07
Revenue	928.06	871.33	620.88	645.46	588.88
Revenue Growth (YoY)	6.51%	40.34%	-3.81%	9.61%	112.36%
Salaries & Employee Benefits	207.55	151.58	127.54	157.12	98.29
Cost of Services Provided	181.42	191.93	121.64	95.38	116.66
Other Operating Expenses	10.25	11.45	4.8	31.39	2.61
Total Operating Expenses	399.22	353.63	254.42	284.08	217.59
Operating Income	528.84	517.7	366.46	361.38	371.28
Currency Exchange Gains	7.6	9.46	8.6	-1.14	5.35
Other Non-Operating Income (Expenses)	0.81	0.53	0.83	0.82	1.63
EBT Excluding Unusual Items	405.2	455.68	347.95	322.84	378.27
Legal Settlements	5.4	-	-	-	-
Pretax Income	410.6	455.68	347.95	322.84	378.27
Income Tax Expense	10.45	11.78	18.24	15.33	12.79
Net Income	400.16	443.9	329.7	307.51	365.48
Net Income to Common	400.16	443.9	329.7	307.51	365.48
Net Income Growth	-9.86%	34.64%	7.22%	-15.86%	249.61%
Shares Outstanding (Basic)	243	243	243	250	250
Shares Outstanding (Diluted)	243	243	243	250	250
Shares Change (YoY)	0.30%	-	-2.83%	-	0.74%
EPS (Basic)	1.64	1.83	1.36	1.23	1.46
EPS (Diluted)	1.64	1.83	1.36	1.23	1.46
EPS Growth	-10.12%	34.64%	10.34%	-15.86%	247.03%
Free Cash Flow	496.63	392.78	234.69	185.19	199.15
Free Cash Flow Per Share	2.04	1.62	0.97	0.74	0.80
Dividend Per Share	1.315	1.185	14.000	0.747	0.163
Dividend Growth	10.98%	-91.54%	1773.41%	359.88%	150.00%
Operating Margin	56.98%	59.41%	59.02%	55.99%	63.05%
Profit Margin	43.12%	50.94%	53.10%	47.64%	62.06%
Free Cash Flow Margin	53.51%	45.08%	37.80%	28.69%	33.82%
Effective Tax Rate	2.54%	2.58%	5.24%	4.75%	3.38%
Revenue as Reported	934.51	878.09	623.53	645.46	588.88

Source: S&P Global Market Intelligence. Capital Markets template. Financial Sources.