TADAWUL:8010 Income Statement

Financials in millions SAR. Fiscal year is January - December.

Millions SAR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Premiums & Annuity Revenue	17,970	16,061	13,376	9,790	7,930	7,042
Total Interest & Dividend Income	-103.95	-68.46	-65.74	-2.3	166.77	154.68
Gain (Loss) on Sale of Investments	163.57	55.34	-56.18	76.46	117.41	49.3
Non-Insurance Activities Revenue	8.24	3.21	-	-	-	-
Other Revenue	529.43	647.18	569.71	319.8	136.95	130.41
Total Revenue	18,567	16,698	13,824	10,183	8,351	7,377
Revenue Growth (YoY)	14.11%	20.80%	35.74%	21.95%	13.20%	1.29%
Policy Benefits	16,225	14,499	11,851	9,222	6,660	5,487
Policy Acquisition & Underwriting Costs	1,696	1,696	1,169	768.65	374.33	412.55
Selling, General & Administrative	80.7	55.45	30.24	19.13	746.27	628.16
Provision for Bad Debts	-61.25	91.74	-16.23	141.5	39.89	49.2
Other Operating Expenses	-541.01	-752.46	71.62	-359.55	198.66	300.93
Total Operating Expenses	17,399	15,590	13,106	9,792	8,019	6,877
Operating Income	1,168	1,109	717.81	391.58	331.54	499.42
Earnings From Equity Investments	-	-	-	-	18.6	15.04
EBT Excluding Unusual Items	1,168	1,109	717.81	391.58	350.14	514.46
Gain (Loss) on Sale of Assets	36.24	36.24	-	-	-	-
Pretax Income	1,204	1,145	717.81	391.58	350.14	514.46
Income Tax Expense	133.77	122.99	101.38	89.39	83.58	121.13
Net Income	1,070	1,022	616.43	302.19	266.56	393.33
Net Income to Common	1,070	1,022	616.43	302.19	266.56	393.33
Net Income Growth	13.40%	65.80%	103.98%	13.37%	-32.23%	20.07%
Shares Outstanding (Basic)	150	150	150	150	150	150
Shares Outstanding (Diluted)	150	150	150	150	150	150
Shares Change (YoY)	-0.21%	-0.08%	-	-	-	-
EPS (Basic)	7.15	6.82	4.11	2.01	1.78	2.62
EPS (Diluted)	7.15	6.82	4.11	2.01	1.78	2.62
EPS Growth	13.63%	65.94%	103.98%	13.37%	-32.23%	20.07%
Free Cash Flow	905.76	2,715	1,538	1,127	908.66	-1,558
Free Cash Flow Per Share	6.05	18.11	10.26	7.51	6.06	-10.39
Dividend Per Share	1.500	1.500	1.000	0.833	-	0.667
Dividend Growth	50.00%	50.00%	20.00%	-	-	-
Operating Margin	6.29%	6.64%	5.19%	3.84%	3.97%	6.77%
Profit Margin	5.76%	6.12%	4.46%	2.97%	3.19%	5.33%
Free Cash Flow Margin	4.88%	16.26%	11.13%	11.07%	10.88%	-21.13%
EBITDA	1,387	1,213	759.68	429.17	356.49	529.92
EBITDA Margin	7.47%	7.27%	5.50%	4.21%	4.27%	7.18%
D&A For EBITDA	219.21	104.57	41.87	37.59	24.95	30.5
EBIT	1,168	1,109	717.81	391.58	331.54	499.42
EBIT Margin	6.29%	6.64%	5.19%	3.84%	3.97%	6.77%
Effective Tax Rate	11.11%	10.74%	14.12%	22.83%	23.87%	23.54%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.