The Company for Cooperative Insurance (TADAWUL:8010)
Saudi Arabia · Delayed Price · Currency is SAR 137.50
-0.30 (-0.22%)
Aug 10, 2026, 3:18 PM AST
TADAWUL:8010 Financials Overview
Financials in millions SAR. Fiscal year is January - December.
Millions SAR. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 21,150 | 19,481 | 16,698 | 13,824 | 10,183 | 8,351 |
Revenue Growth | 17.69% | 16.66% | 20.80% | 35.74% | 21.95% | 13.20% |
Operating Income Operating Income Growth | 1,152 | 1,247 | 1,118 | 717.81 | 391.58 | 331.54 |
Net Income Net Income Growth | 983.85 | 1,103 | 1,022 | 616.43 | 302.19 | 266.56 |
Earnings Per Share EPS Growth | 6.56 | 7.35 | 6.81 | 4.11 | 2.01 | 1.78 |
EPS Growth | -10.10% | 7.93% | 65.71% | 103.98% | 13.37% | -32.23% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Protection & Savings Protection & Savings Growth | 73.64 | 56.22 | 23.84 | 11.51 | 8.85 | 7.25 |
Motor Motor Growth | 2,637 | 2,467 | 2,755 | 1,835 | 782.11 | 615.25 |
Medical (Excl. Protection & Savings) Medical (Excl. Protection & Savings) Growth | 16,988 | 15,613 | 12,669 | 11,045 | 8,647 | 7,091 |
Unallocated Revenue from Non-Insurance Services Unallocated Revenue from Non-Insurance Services Growth | 27.51 | 9.6 | 3.21 | - | - | - |
Unallocated Commission Income Unallocated Commission Income Growth | 526.99 | 525 | 601.48 | 450.43 | 260 | - |
Unallocated Net Fair Value Gain\Losses on Financial Assets At Fair Value through Profit or Loss Unallocated Net Fair Value Gain\Losses on Financial Assets At Fair Value through Profit or Loss Growth | 254.47 | 204.69 | 55.34 | -56.18 | 39.97 | - |
Unallocated Share of Profit from Equity Accounted Investments,Net Unallocated Share of Profit from Equity Accounted Investments,Net Growth | 28.29 | 31.02 | 21.68 | 38.71 | 32.21 | - |
Unallocated Dividend Income Unallocated Dividend Income Growth | - | 3.08 | 1.95 | 2.58 | 3.45 | - |
General Accidents - Hajj & Umrah General Accidents - Hajj & Umrah Growth | - | -0.04 | 0.93 | 9.58 | 14 | 11.2 |
Medical - Umrah Medical - Umrah Growth | - | - | 3.58 | 22.57 | 15.96 | 15.59 |
Property & Casualty (Incl.Inherent Defects) Property & Casualty (Incl.Inherent Defects) Growth | - | 215,630 | 525.35 | - | - | - |
Inherent Defects Inherent Defects Growth | - | -12.43 | 13.16 | - | - | - |
Total Total Growth | 236,196 | 234,527 | 16,674 | 13,824 | 10,183 | 8,369 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 1,789 | 1,699 | 2,071 | 1,646 | 1,626 | 1,188 |
Total Debt Total Debt Growth | 573.18 | 692.49 | 118.81 | 50.96 | 38.64 | 47.15 |
Net Cash (Debt) Net Cash Growth | 1,216 | 1,006 | 1,953 | 1,595 | 1,588 | 1,141 |
Net Cash Growth | 47.51% | -48.47% | 22.44% | 0.45% | 39.12% | 2505.53% |
Net Cash Per Share Net Cash Per Share Growth | 8.11 | 6.71 | 13.02 | 10.63 | 10.58 | 7.61 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 1,601 | 136.55 | 2,872 | 1,597 | 1,173 | 923.44 |
Capital Expenditures CapEx Growth | -196.66 | -67.69 | -156.88 | -58.91 | -46.21 | -14.78 |
Free Cash Flow Free Cash Flow Growth | 1,405 | 68.86 | 2,715 | 1,538 | 1,127 | 908.66 |
Free Cash Flow Growth | -9.35% | -97.46% | 76.50% | 36.46% | 24.05% | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Margin | 5.45% | 6.40% | 6.70% | 5.19% | 3.84% | 3.97% |
Pretax Margin | 5.26% | 6.30% | 6.86% | 5.19% | 3.85% | 4.19% |
Profit Margin | 4.65% | 5.66% | 6.12% | 4.46% | 2.97% | 3.19% |
FCF Margin | 6.64% | 0.35% | 16.26% | 11.13% | 11.07% | 10.88% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 10, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 |
Dividend Per Share Dividend Per Share Growth | 2.000 | 2.000 | 1.500 | 1.000 | 0.833 |
Dividend Per Share Growth | 33.33% | 33.33% | 50.00% | 20.00% | - |
Dividend Yield | 1.45% | 1.73% | 1.04% | 0.79% | 1.29% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 10, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 21.02 | 15.88 | 21.65 | 31.68 | 33.30 | 36.34 |
Forward PE | 14.93 | 14.46 | 20.04 | 25.87 | 18.93 | 18.35 |
P/FCF Ratio | 14.67 | 254.44 | 8.15 | 12.70 | 8.93 | 10.66 |
PS Ratio | 0.97 | 0.90 | 1.33 | 1.41 | 0.99 | 1.16 |