TADAWUL:8010 Income Statement

Financials in millions SAR. Fiscal year is January - December.

Millions SAR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Premiums & Annuity Revenue	18,789	16,061	13,376	9,790	7,930
Total Interest & Dividend Income	-98.69	-68.46	-65.74	-2.3	166.77
Gain (Loss) on Sale of Investments	204.69	55.34	-56.18	76.46	117.41
Non-Insurance Activities Revenue	9.6	3.21	-	-	-
Other Revenue	576.23	647.18	569.71	319.8	136.95
Total Revenue	19,481	16,698	13,824	10,183	8,351
Revenue Growth (YoY)	16.66%	20.80%	35.74%	21.95%	13.20%
Policy Benefits	17,462	14,499	11,851	9,222	6,660
Policy Acquisition & Underwriting Costs	2,038	1,696	1,169	768.65	374.33
Selling, General & Administrative	96.2	55.45	30.24	19.13	746.27
Provision for Bad Debts	-130.75	91.74	-16.23	141.5	39.89
Other Operating Expenses	-1,232	-762.03	71.62	-359.55	198.66
Total Operating Expenses	18,234	15,580	13,106	9,792	8,019
Operating Income	1,247	1,118	717.81	391.58	331.54
Interest Expense	-20.55	-9.57	-	-	-
Earnings From Equity Investments	-	-	-	-	18.6
EBT Excluding Unusual Items	1,227	1,109	717.81	391.58	350.14
Gain (Loss) on Sale of Assets	-	36.24	-	-	-
Pretax Income	1,227	1,145	717.81	391.58	350.14
Income Tax Expense	123.51	122.99	101.38	89.39	83.58
Net Income	1,103	1,022	616.43	302.19	266.56
Net Income to Common	1,103	1,022	616.43	302.19	266.56
Net Income Growth	7.93%	65.80%	103.98%	13.37%	-32.23%
Shares Outstanding (Basic)	150	150	150	150	150
Shares Outstanding (Diluted)	150	150	150	150	150
Shares Change (YoY)	-0.01%	-	-	-	-
EPS (Basic)	7.37	6.82	4.11	2.01	1.78
EPS (Diluted)	7.35	6.81	4.11	2.01	1.78
EPS Growth	7.93%	65.71%	103.98%	13.37%	-32.23%
Free Cash Flow	68.86	2,715	1,538	1,127	908.66
Free Cash Flow Per Share	0.46	18.10	10.26	7.51	6.06
Dividend Per Share	-	1.500	1.000	0.833	-
Dividend Growth	-	50.00%	20.00%	-	-
Operating Margin	6.40%	6.70%	5.19%	3.84%	3.97%
Profit Margin	5.66%	6.12%	4.46%	2.97%	3.19%
Free Cash Flow Margin	0.35%	16.26%	11.13%	11.07%	10.88%
EBITDA	1,401	1,223	759.68	429.17	356.49
EBITDA Margin	7.19%	7.32%	5.50%	4.21%	4.27%
D&A For EBITDA	153.95	104.57	41.87	37.59	24.95
EBIT	1,247	1,118	717.81	391.58	331.54
EBIT Margin	6.40%	6.70%	5.19%	3.84%	3.97%
Effective Tax Rate	10.07%	10.74%	14.12%	22.83%	23.87%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.