The Mediterranean and Gulf Cooperative Insurance and Reinsurance Company (TADAWUL:8030)

TADAWUL:8030 Income Statement

Financials in millions SAR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Premiums & Annuity Revenue	4,571	4,320	3,552	3,332	2,643	1,520
Total Interest & Dividend Income	-31.56	-42.03	16.75	96.73	72.47	7.56
Gain (Loss) on Sale of Investments	-	-	-	-0.15	-	22.5
Other Revenue	43.06	53.38	48.77	3.77	110.61	151.25
Total Revenue	4,583	4,332	3,617	3,433	2,826	1,701
Revenue Growth (YoY)	21.08%	19.75%	5.38%	21.45%	66.11%	0.47%
Policy Benefits	4,501	4,270	3,532	3,245	3,228	1,396
Policy Acquisition & Underwriting Costs	-	-	-	-	-	96.53
Selling, General & Administrative	15.41	12.79	6.86	5.24	3.73	350.05
Provision for Bad Debts	-	-	-	-	-	-24.51
Other Operating Expenses	6.12	6.12	-6.38	-13.56	-	18.57
Total Operating Expenses	4,523	4,289	3,532	3,237	3,232	1,837
Operating Income	59.85	43.07	84.85	195.67	-405.86	-135.59
EBT Excluding Unusual Items	59.85	43.07	84.85	195.67	-405.86	-135.59
Gain (Loss) on Sale of Assets	-	-	22.19	-	-	-
Pretax Income	59.85	43.07	107.04	195.67	-405.86	-135.59
Income Tax Expense	2.18	2.01	5.04	-5.8	-8.99	5
Net Income	57.67	41.06	101.99	201.47	-396.87	-140.59
Net Income to Common	57.67	41.06	101.99	201.47	-396.87	-140.59
Net Income Growth	-39.53%	-59.74%	-49.38%	-	-	-
Shares Outstanding (Basic)	147	138	105	105	105	105
Shares Outstanding (Diluted)	147	138	105	105	105	105
Shares Change (YoY)	40.72%	31.58%	-	-	-	50.00%
EPS (Basic)	0.39	0.30	0.97	1.92	-3.78	-1.34
EPS (Diluted)	0.39	0.30	0.97	1.92	-3.78	-1.34
EPS Growth	-57.02%	-69.40%	-49.38%	-	-	-
Free Cash Flow	-175.09	-10.8	-57.89	57.74	182.37	-182.11
Free Cash Flow Per Share	-1.19	-0.08	-0.55	0.55	1.74	-1.73
Operating Margin	1.31%	0.99%	2.35%	5.70%	-14.36%	-7.97%
Profit Margin	1.26%	0.95%	2.82%	5.87%	-14.04%	-8.26%
Free Cash Flow Margin	-3.82%	-0.25%	-1.60%	1.68%	6.45%	-10.70%
EBITDA	69.48	51.64	92.17	203.18	-399.36	-125.49
EBITDA Margin	1.52%	1.19%	2.55%	5.92%	-14.13%	-7.38%
D&A For EBITDA	9.63	8.56	7.32	7.51	6.5	10.1
EBIT	59.85	43.07	84.85	195.67	-405.86	-135.59
EBIT Margin	1.31%	0.99%	2.35%	5.70%	-14.36%	-7.97%
Effective Tax Rate	3.64%	4.66%	4.71%	-	-	-

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.