Salama Cooperative Insurance Company (TADAWUL:8050)
Saudi Arabia flag Saudi Arabia · Delayed Price · Currency is SAR
8.87
+0.02 (0.23%)
Aug 13, 2026, 3:19 PM AST

TADAWUL:8050 Financials Overview

Millions SAR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
643.45582.12701.61829.19620.04419.82
Revenue Growth
5.79%-17.03%-15.39%33.73%47.69%1.49%
Operating Income
-70.04-90.0428.6255.3-35.87-106.41
Net Income
-72.77-91.5630.1251.3-38.87-112.41
Earnings Per Share
-2.43-3.051.233.25-3.89-11.24
EPS Growth
---62.27%---

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Medical
142.35122.61118.11148.84114.9184.91
Motor
378.1365.79497.61615.78456.37304.55
Other
64.7166.7959.5435.6727.4412.28
Unallocated Commission Income from Financial Assets Not Measured At FVTPL
26.5326.826.6922.1312.91-
Unallocated Net Gains on Investments Measured At FVTPL
0.150.21-0.485.556.02-
Unallocated Other Income
--0.090.151.222.39-
Total
611.75582.12701.61829.19620.04419.82

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
133.97282.38232.8415.09134.77124.02
Total Debt
11.2515.2318.4819.7718.4920.34
Net Cash (Debt)
122.72267.16214.33395.31116.27103.68
Net Cash Growth
-37.53%24.65%-45.78%239.99%12.14%-25.58%
Net Cash Per Share
4.108.918.7225.0411.6310.37

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
44.84-1.63-153.2853.7669.46-94.35
Capital Expenditures
-2.49-1.58-2.43-2.28-3.73-0.5
Free Cash Flow
42.36-3.21-155.7151.4965.73-94.85
Free Cash Flow Growth
----21.67%--

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
-10.88%-15.47%4.08%6.67%-5.78%-25.35%
Pretax Margin
-10.88%-15.47%4.08%6.67%-5.78%-25.35%
Profit Margin
-11.31%-15.73%4.29%6.19%-6.27%-26.78%
FCF Margin
6.58%-0.55%-22.19%6.21%10.60%-22.59%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
--12.117.56--
Forward PE
-11.1511.1511.1511.1511.15
P/FCF Ratio
6.30--7.541.97-
PS Ratio
0.410.480.520.470.211.01