Allied Cooperative Insurance Group (TADAWUL:8150)

TADAWUL:8150 Income Statement

Financials in millions SAR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Premiums & Annuity Revenue	757.21	788.83	882.45	580.13	457.88	438.21
Total Interest & Dividend Income	29.53	44.23	38.45	14.24	2	2.06
Gain (Loss) on Sale of Investments	-4.66	-0.49	-	-	-	-
Other Revenue	-	-	-	-	6.92	13.02
Total Revenue	782.08	832.57	920.89	594.37	466.81	453.29
Revenue Growth (YoY)	-8.24%	-9.59%	54.94%	27.33%	2.98%	-5.97%
Policy Benefits	783.9	815.62	835.37	613.05	411.17	340.7
Policy Acquisition & Underwriting Costs	-	-	-	-	75.52	36.11
Selling, General & Administrative	-	-	-	-	82.47	76.59
Provision for Bad Debts	-0.31	0.22	0.02	-0.19	1.78	-4.35
Other Operating Expenses	25.5	26.11	13.3	6.29	-0.12	0.7
Total Operating Expenses	809.09	841.95	848.69	619.15	570.82	449.74
Operating Income	-27.01	-9.38	72.21	-24.78	-104.01	3.55
Pretax Income	-27.01	-9.38	72.21	-24.78	-104.01	3.55
Income Tax Expense	2.25	7.1	8.8	-7.43	10.58	4.46
Net Income	-29.26	-16.48	63.41	-17.34	-114.58	-0.92
Net Income to Common	-29.26	-16.48	63.41	-17.34	-114.58	-0.92
Shares Outstanding (Basic)	29	29	29	21	14	14
Shares Outstanding (Diluted)	29	29	29	21	14	14
Shares Change (YoY)	-	-	37.16%	50.47%	-	-
EPS (Basic)	-1.01	-0.57	2.18	-0.82	-8.13	-0.07
EPS (Diluted)	-1.01	-0.57	2.18	-0.82	-8.13	-0.07
Free Cash Flow	-35.62	-58.53	139.01	110.67	-24.92	-9.54
Free Cash Flow Per Share	-1.22	-2.01	4.78	5.22	-1.77	-0.68
Operating Margin	-3.45%	-1.13%	7.84%	-4.17%	-22.28%	0.78%
Profit Margin	-3.74%	-1.98%	6.88%	-2.92%	-24.55%	-0.20%
Free Cash Flow Margin	-4.55%	-7.03%	15.10%	18.62%	-5.34%	-2.10%
EBITDA	-24.76	-7.35	74.06	-23.22	-102.23	5.27
EBITDA Margin	-3.17%	-0.88%	8.04%	-3.91%	-21.90%	1.16%
D&A For EBITDA	2.25	2.04	1.86	1.56	1.78	1.73
EBIT	-27.01	-9.38	72.21	-24.78	-104.01	3.55
EBIT Margin	-3.45%	-1.13%	7.84%	-4.17%	-22.28%	0.78%
Effective Tax Rate	-	-	12.19%	-	-	125.86%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.