Allied Cooperative Insurance Group (TADAWUL:8150)

TADAWUL:8150 Income Statement

Financials in millions SAR. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Premiums & Annuity Revenue	993.24	788.83	882.45	580.13	457.88
Total Interest & Dividend Income	-	44.23	38.45	14.24	2
Gain (Loss) on Sale of Investments	-	-0.49	-	-	-
Other Revenue	-	-	-	-	6.92
Total Revenue	993.24	832.57	920.89	594.37	466.81
Revenue Growth (YoY)	19.30%	-9.59%	54.94%	27.33%	2.98%
Policy Benefits	1,035	815.62	835.37	613.05	411.17
Policy Acquisition & Underwriting Costs	-	-	-	-	75.52
Selling, General & Administrative	-	-	-	-	82.47
Provision for Bad Debts	-	0.22	0.02	-0.19	1.78
Other Operating Expenses	-	26.11	13.3	6.29	-0.12
Total Operating Expenses	1,035	841.95	848.69	619.15	570.82
Operating Income	-41.6	-9.38	72.21	-24.78	-104.01
Pretax Income	-41.6	-9.38	72.21	-24.78	-104.01
Income Tax Expense	-0.41	7.1	8.8	-7.43	10.58
Net Income	-41.19	-16.48	63.41	-17.34	-114.58
Net Income to Common	-41.19	-16.48	63.41	-17.34	-114.58
Shares Outstanding (Basic)	29	29	29	21	14
Shares Outstanding (Diluted)	29	29	29	21	14
Shares Change (YoY)	-0.32%	-	37.16%	50.47%	-
EPS (Basic)	-1.42	-0.57	2.18	-0.82	-8.13
EPS (Diluted)	-1.42	-0.57	2.18	-0.82	-8.13
Free Cash Flow	99.71	-58.53	139.01	110.67	-24.92
Free Cash Flow Per Share	3.44	-2.01	4.78	5.22	-1.77
Operating Margin	-4.19%	-1.13%	7.84%	-4.17%	-22.28%
Profit Margin	-4.15%	-1.98%	6.88%	-2.92%	-24.55%
Free Cash Flow Margin	10.04%	-7.03%	15.10%	18.62%	-5.34%
EBITDA	-39.19	-7.35	74.06	-23.22	-102.23
EBITDA Margin	-3.94%	-0.88%	8.04%	-3.91%	-21.90%
D&A For EBITDA	2.41	2.04	1.86	1.56	1.78
EBIT	-41.6	-9.38	72.21	-24.78	-104.01
EBIT Margin	-4.19%	-1.13%	7.84%	-4.17%	-22.28%
Effective Tax Rate	-	-	12.19%	-	-

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.