TADAWUL:8150 Income Statement

Financials in millions SAR. Fiscal year is January - December.

Millions SAR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Premiums & Annuity Revenue	1,025	896.39	788.83	882.45	580.13	457.88
Total Interest & Dividend Income	12.39	12.39	44.23	38.45	14.24	2
Gain (Loss) on Sale of Investments	6.04	6.04	-0.49	-	-	-
Other Revenue	-	-	-	-	-	6.92
Total Revenue	1,044	914.81	832.57	920.89	594.37	466.81
Revenue Growth (YoY)	33.11%	9.88%	-9.59%	54.94%	27.33%	2.98%
Policy Benefits	1,088	926.8	811.57	835.37	613.05	411.17
Policy Acquisition & Underwriting Costs	-	-	-	-	-	75.52
Selling, General & Administrative	-	-	-	-	-	82.47
Provision for Bad Debts	-0.33	-0.33	0.22	0.02	-0.19	1.78
Other Operating Expenses	29.94	29.94	30.16	13.3	6.29	-0.12
Total Operating Expenses	1,117	956.41	841.95	848.69	619.15	570.82
Operating Income	-73.65	-41.6	-9.38	72.21	-24.78	-104.01
Pretax Income	-73.65	-41.6	-9.38	72.21	-24.78	-104.01
Income Tax Expense	-0.84	-0.41	7.1	8.8	-7.43	10.58
Net Income	-72.81	-41.19	-16.48	63.41	-17.34	-114.58
Net Income to Common	-72.81	-41.19	-16.48	63.41	-17.34	-114.58
Shares Outstanding (Basic)	29	29	29	29	21	14
Shares Outstanding (Diluted)	29	29	29	29	21	14
Shares Change (YoY)	-0.07%	-	-	37.16%	50.47%	-
EPS (Basic)	-2.50	-1.42	-0.57	2.18	-0.82	-8.13
EPS (Diluted)	-2.50	-1.42	-0.57	2.18	-0.82	-8.13
Free Cash Flow	69.16	97.08	-58.13	139.01	110.67	-24.92
Free Cash Flow Per Share	2.38	3.34	-2.00	4.78	5.22	-1.77
Operating Margin	-7.06%	-4.55%	-1.13%	7.84%	-4.17%	-22.28%
Profit Margin	-6.98%	-4.50%	-1.98%	6.88%	-2.92%	-24.55%
Free Cash Flow Margin	6.63%	10.61%	-6.98%	15.10%	18.62%	-5.34%
EBITDA	-71.06	-39.08	-7.35	74.06	-23.22	-102.23
EBITDA Margin	-6.81%	-4.27%	-0.88%	8.04%	-3.91%	-21.90%
D&A For EBITDA	2.6	2.52	2.04	1.86	1.56	1.78
EBIT	-73.65	-41.6	-9.38	72.21	-24.78	-104.01
EBIT Margin	-7.06%	-4.55%	-1.13%	7.84%	-4.17%	-22.28%
Effective Tax Rate	-	-	-	12.19%	-	-

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.