TADAWUL:8150 Income Statement

Financials in millions SAR. Fiscal year is January - December.

Millions SAR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Premiums & Annuity Revenue	896.39	788.83	882.45	580.13	457.88
Total Interest & Dividend Income	12.39	44.23	38.45	14.24	2
Gain (Loss) on Sale of Investments	6.04	-0.49	-	-	-
Other Revenue	-	-	-	-	6.92
Total Revenue	914.81	832.57	920.89	594.37	466.81
Revenue Growth (YoY)	9.88%	-9.59%	54.94%	27.33%	2.98%
Policy Benefits	926.8	811.57	835.37	613.05	411.17
Policy Acquisition & Underwriting Costs	-	-	-	-	75.52
Selling, General & Administrative	-	-	-	-	82.47
Provision for Bad Debts	-0.33	0.22	0.02	-0.19	1.78
Other Operating Expenses	29.94	30.16	13.3	6.29	-0.12
Total Operating Expenses	956.41	841.95	848.69	619.15	570.82
Operating Income	-41.6	-9.38	72.21	-24.78	-104.01
Pretax Income	-41.6	-9.38	72.21	-24.78	-104.01
Income Tax Expense	-0.41	7.1	8.8	-7.43	10.58
Net Income	-41.19	-16.48	63.41	-17.34	-114.58
Net Income to Common	-41.19	-16.48	63.41	-17.34	-114.58
Shares Outstanding (Basic)	29	29	29	21	14
Shares Outstanding (Diluted)	29	29	29	21	14
Shares Change (YoY)	-	-	37.16%	50.47%	-
EPS (Basic)	-1.42	-0.57	2.18	-0.82	-8.13
EPS (Diluted)	-1.42	-0.57	2.18	-0.82	-8.13
Free Cash Flow	97.08	-58.13	139.01	110.67	-24.92
Free Cash Flow Per Share	3.34	-2.00	4.78	5.22	-1.77
Operating Margin	-4.55%	-1.13%	7.84%	-4.17%	-22.28%
Profit Margin	-4.50%	-1.98%	6.88%	-2.92%	-24.55%
Free Cash Flow Margin	10.61%	-6.98%	15.10%	18.62%	-5.34%
EBITDA	-39.08	-7.35	74.06	-23.22	-102.23
EBITDA Margin	-4.27%	-0.88%	8.04%	-3.91%	-21.90%
D&A For EBITDA	2.52	2.04	1.86	1.56	1.78
EBIT	-41.6	-9.38	72.21	-24.78	-104.01
EBIT Margin	-4.55%	-1.13%	7.84%	-4.17%	-22.28%
Effective Tax Rate	-	-	12.19%	-	-

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.