Al Rajhi Company for Cooperative Insurance (TADAWUL:8230)
Saudi Arabia flag Saudi Arabia · Delayed Price · Currency is SAR
51.15
+0.90 (1.79%)
Jul 23, 2026, 3:17 PM AST

TADAWUL:8230 Financials Overview

Millions SAR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
5,5585,1364,8173,6092,5802,387
Revenue Growth
13.00%6.62%33.48%39.88%8.11%-2.11%
Operating Income
696.19561.59384.34413.7669.92115.38
Net Income
477.69454.98332.34328.0672.3998.47
Earnings Per Share
2.392.271.661.640.360.49
EPS Growth
53.22%36.90%1.31%353.18%-26.48%-56.63%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Motor
2,4682,3152,6052,2591,4981,782
Medical / Health
1,6751,5941,481974.49549.38278.71
Property & Casualty
204.27203.68183.656.7757.0570.32
Protection & Savings
901.03714.24227.2137.49385.36172.59
Un-Allocated
214.92214.92251.89155.2490.31-
Total
5,4635,0414,7493,5332,5802,387

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
379.02552.56685.78900.44559.09458.81
Total Debt
26.1831.2638.7941.4849.2254.48
Net Cash (Debt)
352.84521.31646.99858.96509.87404.32
Net Cash Growth
-44.52%-19.43%-24.68%68.47%26.10%-50.08%
Net Cash Per Share
1.762.613.234.292.552.02

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-497.45-384.95-454.681,012470.66177.5
Capital Expenditures
-10.08-13.68-9.57-11.04-28.88-32.56
Free Cash Flow
-507.53-398.64-464.251,001441.79144.95
Free Cash Flow Growth
---126.48%204.80%-58.25%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
12.53%10.94%7.98%11.46%2.71%4.83%
Pretax Margin
8.80%9.13%6.84%9.35%3.20%4.83%
Profit Margin
8.60%8.86%6.90%9.09%2.81%4.13%
FCF Margin
-9.13%-7.76%-9.64%27.73%17.12%6.07%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
21.4217.0551.6321.6449.4531.56
Forward PE
19.6027.9033.3031.6231.6228.68
P/FCF Ratio
---7.108.1021.44
PS Ratio
1.841.513.561.971.391.30