Al Rajhi Company for Cooperative Insurance (TADAWUL:8230)
Saudi Arabia flag Saudi Arabia · Delayed Price · Currency is SAR
55.30
0.00 (0.00%)
Sep 3, 2026, 3:16 PM AST

TADAWUL:8230 Financials Overview

Millions SAR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
5,6195,1364,8173,6092,5802,387
Revenue Growth
10.59%6.62%33.48%39.88%8.11%-2.11%
Operating Income
554.15561.59384.34413.7669.92115.38
Net Income
460.45454.98332.34328.0672.3998.47
Earnings Per Share
2.302.271.661.640.360.49
EPS Growth
38.04%36.90%1.31%353.18%-26.48%-56.63%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Medical / Health
1,8221,5941,481974.49549.38278.71
Motor
2,6982,3152,6052,2591,4981,782
Protection & Savings
575.68714.24227.2137.49385.36172.59
Property & Casualty
190.08203.68183.656.7757.0570.32
Un-Allocated
238.37214.92251.89155.2490.31-
Total
5,5245,0414,7493,5332,5802,387

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
539.59552.56685.78900.44559.09458.81
Total Debt
34.3931.2638.7941.4849.2254.48
Net Cash (Debt)
505.19521.31646.99858.96509.87404.32
Net Cash Growth
-19.52%-19.43%-24.68%68.47%26.10%-50.08%
Net Cash Per Share
2.532.613.234.292.552.02

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-527.3-384.95-454.681,012470.66177.5
Capital Expenditures
-15.77-13.68-9.57-11.04-28.88-32.56
Free Cash Flow
-543.07-398.64-464.251,001441.79144.95
Free Cash Flow Growth
---126.48%204.80%-58.25%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
9.86%10.94%7.98%11.46%2.71%4.83%
Pretax Margin
8.33%9.13%6.84%9.35%3.20%4.83%
Profit Margin
8.20%8.86%6.90%9.09%2.81%4.13%
FCF Margin
-9.67%-7.76%-9.64%27.73%17.12%6.07%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
24.0217.0551.6321.6449.4531.56
Forward PE
20.7127.9033.3031.6231.6228.68
P/FCF Ratio
---7.108.1021.44
PS Ratio
1.961.513.561.971.391.30