TADAWUL:8230 Income Statement

Financials in millions SAR. Fiscal year is January - December.

Millions SAR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Premiums & Annuity Revenue	4,903	4,529	3,409	2,470	2,261
Total Interest & Dividend Income	806.65	-64.68	85.37	122.32	13.51
Gain (Loss) on Sale of Investments	-573.79	352.71	114.01	-12.48	17.58
Other Revenue	-	-	-	-	94.38
Total Revenue	5,136	4,817	3,609	2,580	2,387
Revenue Growth (YoY)	6.62%	33.48%	39.88%	8.11%	-2.11%
Policy Benefits	4,414	4,307	3,091	2,411	1,773
Policy Acquisition & Underwriting Costs	-	-	-	-	203.25
Selling, General & Administrative	-	-	-	-	289.91
Provision for Bad Debts	-	-	-	-	-5.75
Other Operating Expenses	160.67	125.69	104.37	98.74	10.7
Total Operating Expenses	4,574	4,433	3,195	2,510	2,271
Operating Income	561.59	384.34	413.76	69.92	115.38
Interest Expense	-94.75	-68.13	-76.35	-	-
Other Non Operating Income (Expenses)	2.02	13.1	0.09	12.73	-
Pretax Income	468.87	329.31	337.5	82.64	115.38
Income Tax Expense	13.89	-3.03	9.44	10.25	16.91
Net Income	454.98	332.34	328.06	72.39	98.47
Net Income to Common	454.98	332.34	328.06	72.39	98.47
Net Income Growth	36.90%	1.31%	353.18%	-26.48%	-56.63%
Shares Outstanding (Basic)	100	100	100	100	100
Shares Outstanding (Diluted)	100	100	100	100	100
EPS (Basic)	4.55	3.32	3.28	0.72	0.98
EPS (Diluted)	4.55	3.32	3.28	0.72	0.98
EPS Growth	36.90%	1.31%	353.18%	-26.48%	-56.63%
Free Cash Flow	-398.64	-464.25	1,001	441.79	144.95
Free Cash Flow Per Share	-3.99	-4.64	10.01	4.42	1.45
Operating Margin	10.94%	7.98%	11.46%	2.71%	4.83%
Profit Margin	8.86%	6.90%	9.09%	2.81%	4.13%
Free Cash Flow Margin	-7.76%	-9.64%	27.73%	17.12%	6.07%
EBITDA	567.61	420.34	444.83	93.82	129.34
EBITDA Margin	11.05%	8.73%	12.33%	3.64%	5.42%
D&A For EBITDA	6.01	36	31.07	23.91	13.96
EBIT	561.59	384.34	413.76	69.92	115.38
EBIT Margin	10.94%	7.98%	11.46%	2.71%	4.83%
Effective Tax Rate	2.96%	-	2.80%	12.40%	14.66%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.