Al Rajhi Company for Cooperative Insurance (TADAWUL:8230)

TADAWUL:8230 Statistics

Total Valuation

TADAWUL:8230 has a market cap or net worth of SAR 11.60 billion. The enterprise value is 10.97 billion.

Market Cap	11.60B
Enterprise Value	10.97B

Important Dates

The next estimated earnings date is Tuesday, November 4, 2025.

Earnings Date	Nov 4, 2025
Ex-Dividend Date	n/a

Share Statistics

TADAWUL:8230 has 100.00 million shares outstanding.

Current Share Class	100.00M
Shares Outstanding	100.00M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	1.76%
Owned by Institutions (%)	4.20%
Float	63.24M

Valuation Ratios

The trailing PE ratio is 34.77.

PE Ratio	34.77
Forward PE	n/a
PS Ratio	2.28
PB Ratio	5.09
P/TBV Ratio	5.66
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 25.62, with an EV/FCF ratio of -42.31.

EV / Earnings	32.89
EV / Sales	2.16
EV / EBITDA	25.62
EV / EBIT	26.77
EV / FCF	-42.31

Financial Position

The company has a current ratio of 276.15, with a Debt / Equity ratio of 0.01.

Current Ratio	276.15
Quick Ratio	251.25
Debt / Equity	0.01
Debt / EBITDA	0.07
Debt / FCF	-0.12
Interest Coverage	6.02

Financial Efficiency

Return on equity (ROE) is 15.89% and return on invested capital (ROIC) is 12.00%.

Return on Equity (ROE)	15.89%
Return on Assets (ROA)	2.31%
Return on Invested Capital (ROIC)	12.00%
Return on Capital Employed (ROCE)	3.00%
Revenue Per Employee	n/a
Profits Per Employee	n/a
Employee Count	n/a
Asset Turnover	0.46
Inventory Turnover	n/a

Taxes

In the past 12 months, TADAWUL:8230 has paid 21.25 million in taxes.

Income Tax	21.25M
Effective Tax Rate	5.99%

Stock Price Statistics

The stock price has decreased by -35.84% in the last 52 weeks. The beta is 0.41, so TADAWUL:8230's price volatility has been lower than the market average.

Beta (5Y)	0.41
52-Week Price Change	-35.84%
50-Day Moving Average	117.76
200-Day Moving Average	134.27
Relative Strength Index (RSI)	41.69
Average Volume (20 Days)	133,561

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, TADAWUL:8230 had revenue of SAR 5.08 billion and earned 333.58 million in profits. Earnings per share was 3.34.

Revenue	5.08B
Gross Profit	544.21M
Operating Income	409.85M
Pretax Income	354.83M
Net Income	333.58M
EBITDA	421.05M
EBIT	409.85M
Earnings Per Share (EPS)	3.34

Balance Sheet

The company has 2.01 billion in cash and 31.48 million in debt, giving a net cash position of 627.76 million or 6.28 per share.

Cash & Cash Equivalents	2.01B
Total Debt	31.48M
Net Cash	627.76M
Net Cash Per Share	6.28
Equity (Book Value)	2.28B
Book Value Per Share	22.80
Working Capital	10.94B

Cash Flow

In the last 12 months, operating cash flow was -251.35 million and capital expenditures -7.98 million, giving a free cash flow of -259.33 million.

Operating Cash Flow	-251.35M
Capital Expenditures	-7.98M
Free Cash Flow	-259.33M
FCF Per Share	-2.59

Margins

Gross margin is 10.71%, with operating and profit margins of 8.07% and 6.57%.

Gross Margin	10.71%
Operating Margin	8.07%
Pretax Margin	6.98%
Profit Margin	6.57%
EBITDA Margin	8.29%
EBIT Margin	8.07%
FCF Margin	n/a

Dividends & Yields

TADAWUL:8230 does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	n/a
Earnings Yield	2.88%
FCF Yield	-2.24%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on December 4, 2023. It was a forward split with a ratio of 2.5.

Last Split Date	Dec 4, 2023
Split Type	Forward
Split Ratio	2.5

Scores

Altman Z-Score	n/a
Piotroski F-Score	3