Al Rajhi Company for Cooperative Insurance (TADAWUL:8230)

TADAWUL:8230 Statistics

Total Valuation

TADAWUL:8230 has a market cap or net worth of SAR 10.23 billion. The enterprise value is 9.61 billion.

Market Cap	10.23B
Enterprise Value	9.61B

Important Dates

The last earnings date was Tuesday, November 4, 2025.

Earnings Date	Nov 4, 2025
Ex-Dividend Date	n/a

Share Statistics

TADAWUL:8230 has 99.70 million shares outstanding.

Current Share Class	99.70M
Shares Outstanding	99.70M
Shares Change (YoY)	n/a
Shares Change (QoQ)	-0.43%
Owned by Insiders (%)	1.76%
Owned by Institutions (%)	4.23%
Float	62.94M

Valuation Ratios

The trailing PE ratio is 30.45.

PE Ratio	30.45
Forward PE	n/a
PS Ratio	2.01
PB Ratio	4.36
P/TBV Ratio	4.91
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 21.86, with an EV/FCF ratio of -15.76.

EV / Earnings	28.52
EV / Sales	1.89
EV / EBITDA	21.86
EV / EBIT	23.16
EV / FCF	-15.76

Financial Position

The company has a current ratio of 302.53, with a Debt / Equity ratio of 0.01.

Current Ratio	302.53
Quick Ratio	277.64
Debt / Equity	0.01
Debt / EBITDA	0.07
Debt / FCF	-0.05
Interest Coverage	6.09

Financial Efficiency

Return on equity (ROE) is 15.51% and return on invested capital (ROIC) is 11.76%.

Return on Equity (ROE)	15.51%
Return on Assets (ROA)	2.07%
Return on Invested Capital (ROIC)	11.76%
Return on Capital Employed (ROCE)	2.85%
Revenue Per Employee	n/a
Profits Per Employee	n/a
Employee Count	n/a
Asset Turnover	0.41
Inventory Turnover	n/a

Taxes

In the past 12 months, TADAWUL:8230 has paid 22.99 million in taxes.

Income Tax	22.99M
Effective Tax Rate	6.39%

Stock Price Statistics

The stock price has decreased by -41.64% in the last 52 weeks. The beta is 0.43, so TADAWUL:8230's price volatility has been lower than the market average.

Beta (5Y)	0.43
52-Week Price Change	-41.64%
50-Day Moving Average	115.14
200-Day Moving Average	127.81
Relative Strength Index (RSI)	24.72
Average Volume (20 Days)	134,506

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, TADAWUL:8230 had revenue of SAR 5.08 billion and earned 336.95 million in profits. Earnings per share was 3.37.

Revenue	5.08B
Gross Profit	547.64M
Operating Income	414.97M
Pretax Income	359.94M
Net Income	336.95M
EBITDA	432.31M
EBIT	414.97M
Earnings Per Share (EPS)	3.37

Balance Sheet

The company has 2.30 billion in cash and 31.37 million in debt, giving a net cash position of 618.11 million or 6.20 per share.

Cash & Cash Equivalents	2.30B
Total Debt	31.37M
Net Cash	618.11M
Net Cash Per Share	6.20
Equity (Book Value)	2.35B
Book Value Per Share	23.55
Working Capital	12.00B

Cash Flow

In the last 12 months, operating cash flow was -597.12 million and capital expenditures -12.64 million, giving a free cash flow of -609.76 million.

Operating Cash Flow	-597.12M
Capital Expenditures	-12.64M
Free Cash Flow	-609.76M
FCF Per Share	-6.12

Margins

Gross margin is 10.77%, with operating and profit margins of 8.16% and 6.63%.

Gross Margin	10.77%
Operating Margin	8.16%
Pretax Margin	7.08%
Profit Margin	6.63%
EBITDA Margin	8.50%
EBIT Margin	8.16%
FCF Margin	n/a

Dividends & Yields

TADAWUL:8230 does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	n/a
Earnings Yield	3.29%
FCF Yield	-5.96%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on December 4, 2023. It was a forward split with a ratio of 2.5.

Last Split Date	Dec 4, 2023
Split Type	Forward
Split Ratio	2.5

Scores

Altman Z-Score	n/a
Piotroski F-Score	3