Gulf Insurance Group (TADAWUL:8250)

Gulf Insurance Group Statistics

Total Valuation

TADAWUL:8250 has a market cap or net worth of SAR 1.23 billion. The enterprise value is 1.14 billion.

Market Cap	1.23B
Enterprise Value	1.14B

Important Dates

The last earnings date was Thursday, November 13, 2025.

Earnings Date	Nov 13, 2025
Ex-Dividend Date	Jun 1, 2025

Share Statistics

TADAWUL:8250 has 52.50 million shares outstanding.

Current Share Class	52.50M
Shares Outstanding	52.50M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	0.26%
Owned by Institutions (%)	1.61%
Float	26.11M

Valuation Ratios

The trailing PE ratio is 8.79.

PE Ratio	8.79
Forward PE	n/a
PS Ratio	0.78
PB Ratio	1.05
P/TBV Ratio	1.12
P/FCF Ratio	32.18
P/OCF Ratio	28.77
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 5.38, with an EV/FCF ratio of 29.89.

EV / Earnings	8.16
EV / Sales	0.72
EV / EBITDA	5.38
EV / EBIT	5.57
EV / FCF	29.89

Financial Position

The company has a current ratio of 4.50, with a Debt / Equity ratio of 0.02.

Current Ratio	4.50
Quick Ratio	2.65
Debt / Equity	0.02
Debt / EBITDA	0.11
Debt / FCF	0.62
Interest Coverage	5.79

Financial Efficiency

Return on equity (ROE) is 12.54% and return on invested capital (ROIC) is 11.23%.

Return on Equity (ROE)	12.54%
Return on Assets (ROA)	4.66%
Return on Invested Capital (ROIC)	11.23%
Return on Capital Employed (ROCE)	7.84%
Revenue Per Employee	n/a
Profits Per Employee	n/a
Employee Count	n/a
Asset Turnover	0.57
Inventory Turnover	n/a

Taxes

In the past 12 months, TADAWUL:8250 has paid 31.76 million in taxes.

Income Tax	31.76M
Effective Tax Rate	18.51%

Stock Price Statistics

The stock price has decreased by -25.48% in the last 52 weeks. The beta is 0.30, so TADAWUL:8250's price volatility has been lower than the market average.

Beta (5Y)	0.30
52-Week Price Change	-25.48%
50-Day Moving Average	25.00
200-Day Moving Average	25.61
Relative Strength Index (RSI)	40.31
Average Volume (20 Days)	111,030

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, TADAWUL:8250 had revenue of SAR 1.58 billion and earned 139.81 million in profits. Earnings per share was 2.66.

Revenue	1.58B
Gross Profit	236.62M
Operating Income	204.82M
Pretax Income	171.57M
Net Income	139.81M
EBITDA	208.76M
EBIT	204.82M
Earnings Per Share (EPS)	2.66

Balance Sheet

The company has 433.10 million in cash and 23.55 million in debt, giving a net cash position of 87.47 million or 1.67 per share.

Cash & Cash Equivalents	433.10M
Total Debt	23.55M
Net Cash	87.47M
Net Cash Per Share	1.67
Equity (Book Value)	1.17B
Book Value Per Share	22.21
Working Capital	600.38M

Cash Flow

In the last 12 months, operating cash flow was 42.70 million and capital expenditures -4.53 million, giving a free cash flow of 38.18 million.

Operating Cash Flow	42.70M
Capital Expenditures	-4.53M
Free Cash Flow	38.18M
FCF Per Share	0.73

Margins

Gross margin is 14.99%, with operating and profit margins of 12.97% and 8.85%.

Gross Margin	14.99%
Operating Margin	12.97%
Pretax Margin	10.87%
Profit Margin	8.85%
EBITDA Margin	13.22%
EBIT Margin	12.97%
FCF Margin	2.42%

Dividends & Yields

This stock pays an annual dividend of 1.20, which amounts to a dividend yield of 5.13%.

Dividend Per Share	1.20
Dividend Yield	5.13%
Dividend Growth (YoY)	-20.00%
Years of Dividend Growth	1
Payout Ratio	45.06%
Buyback Yield	n/a
Shareholder Yield	5.13%
Earnings Yield	11.38%
FCF Yield	3.11%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on November 19, 2023. It was a forward split with a ratio of 1.05.

Last Split Date	Nov 19, 2023
Split Type	Forward
Split Ratio	1.05

Scores

Altman Z-Score	n/a
Piotroski F-Score	5