Gulf Insurance Group (TADAWUL:8250)

Gulf Insurance Group Statistics

Total Valuation

TADAWUL:8250 has a market cap or net worth of SAR 1.33 billion. The enterprise value is 1.26 billion.

Market Cap	1.33B
Enterprise Value	1.26B

Important Dates

The next estimated earnings date is Thursday, May 14, 2026.

Earnings Date	May 14, 2026
Ex-Dividend Date	Jun 1, 2025

Share Statistics

TADAWUL:8250 has 52.50 million shares outstanding.

Current Share Class	52.50M
Shares Outstanding	52.50M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	0.26%
Owned by Institutions (%)	1.69%
Float	26.11M

Valuation Ratios

The trailing PE ratio is 10.55.

PE Ratio	10.55
Forward PE	n/a
PS Ratio	0.83
PB Ratio	1.11
P/TBV Ratio	1.18
P/FCF Ratio	22.07
P/OCF Ratio	20.88
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 6.75, with an EV/FCF ratio of 20.97.

EV / Earnings	10.02
EV / Sales	0.79
EV / EBITDA	6.75
EV / EBIT	7.02
EV / FCF	20.97

Financial Position

The company has a current ratio of 5.79, with a Debt / Equity ratio of 0.02.

Current Ratio	5.79
Quick Ratio	2.92
Debt / Equity	0.02
Debt / EBITDA	0.13
Debt / FCF	0.40
Interest Coverage	7.21

Financial Efficiency

Return on equity (ROE) is 11.01% and return on invested capital (ROIC) is 12.11%.

Return on Equity (ROE)	11.01%
Return on Assets (ROA)	3.88%
Return on Invested Capital (ROIC)	12.11%
Return on Capital Employed (ROCE)	6.30%
Weighted Average Cost of Capital (WACC)	7.17%
Revenue Per Employee	n/a
Profits Per Employee	n/a
Employee Count	n/a
Asset Turnover	0.55
Inventory Turnover	n/a

Taxes

In the past 12 months, TADAWUL:8250 has paid 29.30 million in taxes.

Income Tax	29.30M
Effective Tax Rate	18.84%

Stock Price Statistics

The stock price has increased by +1.68% in the last 52 weeks. The beta is 0.28, so TADAWUL:8250's price volatility has been lower than the market average.

Beta (5Y)	0.28
52-Week Price Change	+1.68%
50-Day Moving Average	23.69
200-Day Moving Average	24.27
Relative Strength Index (RSI)	63.92
Average Volume (20 Days)	143,530

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, TADAWUL:8250 had revenue of SAR 1.61 billion and earned 126.19 million in profits. Earnings per share was 2.40.

Revenue	1.61B
Gross Profit	218.95M
Operating Income	180.26M
Pretax Income	155.49M
Net Income	126.19M
EBITDA	183.65M
EBIT	180.26M
Earnings Per Share (EPS)	2.40

Balance Sheet

The company has 478.98 million in cash and 24.00 million in debt, with a net cash position of 66.47 million or 1.27 per share.

Cash & Cash Equivalents	478.98M
Total Debt	24.00M
Net Cash	66.47M
Net Cash Per Share	1.27
Equity (Book Value)	1.20B
Book Value Per Share	22.89
Working Capital	823.37M

Cash Flow

In the last 12 months, operating cash flow was 63.75 million and capital expenditures -3.42 million, giving a free cash flow of 60.33 million.

Operating Cash Flow	63.75M
Capital Expenditures	-3.42M
Depreciation & Amortization	n/a
Net Borrowing	-2.54M
Free Cash Flow	60.33M
FCF Per Share	1.15

Margins

Gross margin is 13.64%, with operating and profit margins of 11.23% and 7.86%.

Gross Margin	13.64%
Operating Margin	11.23%
Pretax Margin	9.69%
Profit Margin	7.86%
EBITDA Margin	11.44%
EBIT Margin	11.23%
FCF Margin	3.76%

Dividends & Yields

This stock pays an annual dividend of 1.20, which amounts to a dividend yield of 4.73%.

Dividend Per Share	1.20
Dividend Yield	4.73%
Dividend Growth (YoY)	-20.00%
Years of Dividend Growth	n/a
Payout Ratio	49.93%
Buyback Yield	n/a
Shareholder Yield	4.76%
Earnings Yield	9.48%
FCF Yield	4.53%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on November 19, 2023. It was a forward split with a ratio of 1.05.

Last Split Date	Nov 19, 2023
Split Type	Forward
Split Ratio	1.05

Scores

Altman Z-Score	n/a
Piotroski F-Score	5