Gulf Insurance Group (TADAWUL:8250)

Gulf Insurance Group Statistics

Total Valuation

TADAWUL:8250 has a market cap or net worth of SAR 1.30 billion. The enterprise value is 1.20 billion.

Market Cap	1.30B
Enterprise Value	1.20B

Important Dates

The last earnings date was Tuesday, May 13, 2025.

Earnings Date	May 13, 2025
Ex-Dividend Date	Jun 1, 2025

Share Statistics

TADAWUL:8250 has 52.50 million shares outstanding. The number of shares has decreased by -0.00% in one year.

Current Share Class	52.50M
Shares Outstanding	52.50M
Shares Change (YoY)	-0.00%
Shares Change (QoQ)	n/a
Owned by Insiders (%)	0.26%
Owned by Institutions (%)	1.48%
Float	26.11M

Valuation Ratios

The trailing PE ratio is 8.90.

PE Ratio	8.90
Forward PE	n/a
PS Ratio	0.83
PB Ratio	1.13
P/TBV Ratio	1.21
P/FCF Ratio	72.40
P/OCF Ratio	58.47
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 5.59, with an EV/FCF ratio of 67.21.

EV / Earnings	8.27
EV / Sales	0.77
EV / EBITDA	5.59
EV / EBIT	5.82
EV / FCF	67.21

Financial Position

The company has a current ratio of 4.10, with a Debt / Equity ratio of 0.02.

Current Ratio	4.10
Quick Ratio	2.56
Debt / Equity	0.02
Debt / EBITDA	0.13
Debt / FCF	1.50
Interest Coverage	6.02

Financial Efficiency

Return on equity (ROE) is 13.37% and return on invested capital (ROIC) is 11.56%.

Return on Equity (ROE)	13.37%
Return on Assets (ROA)	4.62%
Return on Invested Capital (ROIC)	11.56%
Return on Capital Employed (ROCE)	8.06%
Revenue Per Employee	n/a
Profits Per Employee	n/a
Employee Count	n/a
Asset Turnover	0.56
Inventory Turnover	n/a

Taxes

Income Tax	n/a
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has decreased by -13.71% in the last 52 weeks. The beta is 0.45, so TADAWUL:8250's price volatility has been lower than the market average.

Beta (5Y)	0.45
52-Week Price Change	-13.71%
50-Day Moving Average	25.69
200-Day Moving Average	29.47
Relative Strength Index (RSI)	41.96
Average Volume (20 Days)	129,802

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, TADAWUL:8250 had revenue of SAR 1.57 billion and earned 145.51 million in profits. Earnings per share was 2.77.

Revenue	1.57B
Gross Profit	251.02M
Operating Income	206.57M
Pretax Income	173.56M
Net Income	145.51M
EBITDA	211.49M
EBIT	206.57M
Earnings Per Share (EPS)	2.77

Balance Sheet

The company has 486.28 million in cash and 26.91 million in debt, giving a net cash position of 92.87 million or 1.77 per share.

Cash & Cash Equivalents	486.28M
Total Debt	26.91M
Net Cash	92.87M
Net Cash Per Share	1.77
Equity (Book Value)	1.15B
Book Value Per Share	21.83
Working Capital	600.58M

Cash Flow

In the last 12 months, operating cash flow was 22.16 million and capital expenditures -4.26 million, giving a free cash flow of 17.90 million.

Operating Cash Flow	22.16M
Capital Expenditures	-4.26M
Free Cash Flow	17.90M
FCF Per Share	0.34

Margins

Gross margin is 16.02%, with operating and profit margins of 13.18% and 9.29%.

Gross Margin	16.02%
Operating Margin	13.18%
Pretax Margin	11.08%
Profit Margin	9.29%
EBITDA Margin	13.50%
EBIT Margin	13.18%
FCF Margin	1.14%

Dividends & Yields

This stock pays an annual dividend of 1.20, which amounts to a dividend yield of 4.86%.

Dividend Per Share	1.20
Dividend Yield	4.86%
Dividend Growth (YoY)	-20.00%
Years of Dividend Growth	1
Payout Ratio	54.12%
Buyback Yield	0.00%
Shareholder Yield	4.87%
Earnings Yield	11.23%
FCF Yield	1.38%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on November 19, 2023. It was a forward split with a ratio of 1.05.

Last Split Date	Nov 19, 2023
Split Type	Forward
Split Ratio	1.05

Scores

Altman Z-Score	n/a
Piotroski F-Score	n/a