Gulf Insurance Group (TADAWUL:8250)

Gulf Insurance Group Statistics

Total Valuation

TADAWUL:8250 has a market cap or net worth of SAR 1.32 billion. The enterprise value is 1.21 billion.

Market Cap	1.32B
Enterprise Value	1.21B

Important Dates

The next estimated earnings date is Thursday, November 13, 2025.

Earnings Date	Nov 13, 2025
Ex-Dividend Date	Jun 1, 2025

Share Statistics

TADAWUL:8250 has 52.50 million shares outstanding.

Current Share Class	52.50M
Shares Outstanding	52.50M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	0.26%
Owned by Institutions (%)	1.60%
Float	26.11M

Valuation Ratios

The trailing PE ratio is 10.38.

PE Ratio	10.38
Forward PE	n/a
PS Ratio	0.84
PB Ratio	1.17
P/TBV Ratio	1.25
P/FCF Ratio	13.38
P/OCF Ratio	12.82
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 6.25, with an EV/FCF ratio of 12.28.

EV / Earnings	9.52
EV / Sales	0.77
EV / EBITDA	6.25
EV / EBIT	6.50
EV / FCF	12.28

Financial Position

The company has a current ratio of 4.10, with a Debt / Equity ratio of 0.02.

Current Ratio	4.10
Quick Ratio	2.25
Debt / Equity	0.02
Debt / EBITDA	0.14
Debt / FCF	0.28
Interest Coverage	5.38

Financial Efficiency

Return on equity (ROE) is 11.96% and return on invested capital (ROIC) is 10.66%.

Return on Equity (ROE)	11.96%
Return on Assets (ROA)	4.31%
Return on Invested Capital (ROIC)	10.66%
Return on Capital Employed (ROCE)	7.26%
Revenue Per Employee	n/a
Profits Per Employee	n/a
Employee Count	n/a
Asset Turnover	0.58
Inventory Turnover	n/a

Taxes

In the past 12 months, TADAWUL:8250 has paid 26.59 million in taxes.

Income Tax	26.59M
Effective Tax Rate	17.29%

Stock Price Statistics

The stock price has decreased by -19.49% in the last 52 weeks. The beta is 0.31, so TADAWUL:8250's price volatility has been lower than the market average.

Beta (5Y)	0.31
52-Week Price Change	-19.49%
50-Day Moving Average	25.34
200-Day Moving Average	26.77
Relative Strength Index (RSI)	40.30
Average Volume (20 Days)	94,440

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, TADAWUL:8250 had revenue of SAR 1.57 billion and earned 127.19 million in profits. Earnings per share was 2.42.

Revenue	1.57B
Gross Profit	229.48M
Operating Income	186.19M
Pretax Income	153.77M
Net Income	127.19M
EBITDA	190.38M
EBIT	186.19M
Earnings Per Share (EPS)	2.42

Balance Sheet

The company has 397.01 million in cash and 27.17 million in debt, giving a net cash position of 108.73 million or 2.07 per share.

Cash & Cash Equivalents	397.01M
Total Debt	27.17M
Net Cash	108.73M
Net Cash Per Share	2.07
Equity (Book Value)	1.13B
Book Value Per Share	21.46
Working Capital	566.99M

Cash Flow

In the last 12 months, operating cash flow was 102.97 million and capital expenditures -4.32 million, giving a free cash flow of 98.65 million.

Operating Cash Flow	102.97M
Capital Expenditures	-4.32M
Free Cash Flow	98.65M
FCF Per Share	1.88

Margins

Gross margin is 14.62%, with operating and profit margins of 11.86% and 8.10%.

Gross Margin	14.62%
Operating Margin	11.86%
Pretax Margin	9.80%
Profit Margin	8.10%
EBITDA Margin	12.13%
EBIT Margin	11.86%
FCF Margin	6.28%

Dividends & Yields

This stock pays an annual dividend of 1.20, which amounts to a dividend yield of 4.77%.

Dividend Per Share	1.20
Dividend Yield	4.77%
Dividend Growth (YoY)	-20.00%
Years of Dividend Growth	1
Payout Ratio	49.53%
Buyback Yield	n/a
Shareholder Yield	4.84%
Earnings Yield	9.64%
FCF Yield	7.47%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on November 19, 2023. It was a forward split with a ratio of 1.05.

Last Split Date	Nov 19, 2023
Split Type	Forward
Split Ratio	1.05

Scores

Altman Z-Score	n/a
Piotroski F-Score	4