Gulf Insurance Group (TADAWUL:8250)
Saudi Arabia · Delayed Price · Currency is SAR 32.10
+0.62 (1.97%)
Sep 3, 2026, 3:10 PM AST
Gulf Insurance Group Cash Flow Statement
Financials in millions SAR. Fiscal year is January - December.
Millions SAR. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 147.43 | 126.19 | 98.2 | 128.53 | 15.91 | 138.52 |
Depreciation & Amortization | 6.92 | 7.02 | 9.14 | 11.54 | 8.94 | 9.46 |
Other Amortization | 9.24 | 8.21 | 8.19 | 11.59 | 3.46 | 5.52 |
Gain (Loss) on Sale of Investments | 3.36 | -4.52 | 0.48 | -6.96 | 3.93 | -4.75 |
Stock-Based Compensation | - | - | - | - | - | 1.38 |
Change in Accounts Receivable | - | - | - | - | - | -89.44 |
Reinsurance Recoverable | -123.39 | -206.43 | 166.22 | -171.18 | 112.95 | -29.83 |
Change in Unearned Revenue | - | - | - | - | - | 24.78 |
Change in Insurance Reserves / Liabilities | 308.07 | 170.49 | -274.26 | 146.14 | -44.9 | 34.32 |
Change in Other Net Operating Assets | -10.51 | -61.95 | 37.13 | 2.13 | -17.34 | -11.3 |
Other Operating Activities | 13.82 | 23.79 | 25.05 | 56.69 | -4 | 15.8 |
Operating Cash Flow | 355.9 | 63.75 | 71.17 | 178.48 | 78.94 | 113.45 |
Operating Cash Flow Growth | 245.63% | -10.43% | -60.12% | 126.08% | -30.41% | -58.79% |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -1.43 | -3.42 | -1.75 | -2 | -2 | -4.62 |
Purchase / Sale of Intangible Assets | -5.45 | -8.35 | -4.12 | -6.25 | -23.23 | -8.95 |
Investment in Securities | -218 | -11.4 | -162.96 | -151.25 | 148.09 | -338.21 |
Other Investing Activities | -0.01 | -40.48 | 107.08 | -93.66 | 95.72 | - |
Investing Cash Flow | -224.88 | -63.66 | -61.75 | -253.16 | 218.59 | -351.78 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt Repaid | -3.13 | -2.54 | -3.56 | -3.62 | -2.47 | -2.37 |
Net Debt Issued (Repaid) | -3.13 | -2.54 | -3.56 | -3.62 | -2.47 | -2.37 |
Common Dividends Paid | -63 | -63 | -78.75 | -25 | -50 | - |
Other Financing Activities | - | - | - | -2.5 | - | -0.81 |
Financing Cash Flow | -66.13 | -65.54 | -82.31 | -31.12 | -52.47 | -3.18 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | 64.89 | -65.44 | -72.88 | -105.8 | 245.07 | -241.52 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 354.47 | 60.33 | 69.43 | 176.48 | 76.95 | 108.82 |
Free Cash Flow Growth | 259.32% | -13.10% | -60.66% | 129.35% | -29.29% | -57.88% |
Free Cash Flow Margin | 19.91% | 3.76% | 4.42% | 10.57% | 4.98% | 7.96% |
Free Cash Flow Per Share | 6.75 | 1.15 | 1.32 | 3.36 | 1.47 | 2.07 |
Levered Free Cash Flow | -151.71 | -142.87 | 259.2 | 42.07 | -1,289 | -10.04 |
Unlevered Free Cash Flow | -147.63 | -127.24 | 287.93 | 72.42 | -1,289 | -9.53 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 1.46 | 1.46 | 1.63 | 0.98 | 0.72 | 0.81 |
Cash Income Tax Paid | 12.88 | 12.88 | 9.45 | 5.66 | 9.8 | - |
Change in Working Capital | 175.13 | -96.93 | -69.88 | -22.91 | 50.71 | -56.43 |