Gulf Insurance Group (TADAWUL:8250)
Saudi Arabia flag Saudi Arabia · Delayed Price · Currency is SAR
32.42
0.00 (0.00%)
Aug 13, 2026, 3:19 PM AST

Gulf Insurance Group Financials Overview

Millions SAR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
1,7921,6051,5711,6701,5461,367
Revenue Growth
16.63%2.16%-5.89%7.97%13.12%2.12%
Operating Income
211.09180.26170.1203.6348.57167.54
Net Income
147.43126.1998.2128.5315.91138.52
Earnings Per Share
2.812.401.872.450.302.64
EPS Growth
15.88%28.51%-23.60%707.68%-88.51%0%

Revenue by Segment

Fiscal YearFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '24 Dec '23 Dec '22 Dec '21
Property and Casualty
422.66334.13357.7287.39174.66
Health
330.95428.13422.93405.2383.8
Motor
659.35624.06714.43724.31703.79
Protection
90.877.2169.6966.0935.9
Unallocated Investment Income
96.3392.3595.6463.4244.06
Total
1,6001,5561,6601,5461,366

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
200.7990.47155.91228.79334.5989.52
Total Debt
24.072426.5430.0916.9419.41
Net Cash (Debt)
176.7266.47129.37198.7317.6570.11
Net Cash Growth
62.52%-48.62%-34.89%-37.45%353.04%-77.33%
Net Cash Per Share
3.371.272.463.786.051.34

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
355.963.7571.17178.4878.94113.45
Capital Expenditures
-1.43-3.42-1.75-2-2-4.62
Free Cash Flow
354.4760.3369.43176.4876.95108.82
Free Cash Flow Growth
259.32%-13.10%-60.66%129.35%-29.29%-57.88%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
11.78%11.23%10.83%12.20%3.14%12.26%
Pretax Margin
10.35%9.69%7.98%9.31%2.16%12.20%
Profit Margin
8.23%7.86%6.25%7.70%1.03%10.13%
FCF Margin
19.78%3.76%4.42%10.57%4.98%7.96%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
1.2001.2001.2001.5000.4760.952
Dividend Per Share Growth
0%0%-20.00%214.99%-50.00%-
Dividend Yield
3.70%5.86%4.15%6.59%2.39%3.67%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
11.558.9016.9510.7477.3011.91
Forward PE
15.6616.5816.5810.4311.1314.20
P/FCF Ratio
4.8018.6123.977.8215.9915.16
PS Ratio
0.950.701.060.830.801.21