Gulf Insurance Group (TADAWUL:8250)
Saudi Arabia flag Saudi Arabia · Delayed Price · Currency is SAR
34.00
-0.08 (-0.23%)
Jul 23, 2026, 3:16 PM AST

Gulf Insurance Group Financials Overview

Millions SAR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
1,6891,6051,5711,6701,5461,367
Revenue Growth
10.28%2.16%-5.89%7.97%13.12%2.12%
Operating Income
198.84180.26170.1203.6348.57167.54
Net Income
142.84126.1998.2128.5315.91138.52
Earnings Per Share
2.722.401.872.450.302.64
EPS Growth
-1.83%28.51%-23.60%707.68%-88.51%0%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Property and Casualty
451.5422.66334.13357.7287.39174.66
Health
299.92330.95428.13422.93405.2383.8
Motor
750.39659.35624.06714.43724.31703.79
Protection
78.590.877.2169.6966.0935.9
Unallocated Investment Income
106.5596.3392.3595.6463.4244.06
Total
1,6871,6001,5561,6601,5461,366

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
147.4990.47155.91228.79334.5989.52
Total Debt
23.62426.5430.0916.9419.41
Net Cash (Debt)
123.8966.47129.37198.7317.6570.11
Net Cash Growth
33.41%-48.62%-34.89%-37.45%353.04%-77.33%
Net Cash Per Share
2.361.272.463.786.051.34

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
185.6963.7571.17178.4878.94113.45
Capital Expenditures
-0.74-3.42-1.75-2-2-4.62
Free Cash Flow
184.9560.3369.43176.4876.95108.82
Free Cash Flow Growth
933.42%-13.10%-60.66%129.35%-29.29%-57.88%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
11.77%11.23%10.83%12.20%3.14%12.26%
Pretax Margin
10.31%9.69%7.98%9.31%2.16%12.20%
Profit Margin
8.46%7.86%6.25%7.70%1.03%10.13%
FCF Margin
10.95%3.76%4.42%10.57%4.98%7.96%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
1.2001.2001.2001.5000.4760.952
Dividend Per Share Growth
0%0%-20.00%214.99%-50.00%-
Dividend Yield
3.53%5.86%4.15%6.59%2.39%3.67%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
12.508.9016.9510.7477.3011.91
Forward PE
16.4316.5816.5810.4311.1314.20
P/FCF Ratio
9.6518.6123.977.8215.9915.16
PS Ratio
1.060.701.060.830.801.21