Gulf Insurance Group (TADAWUL:8250)
34.00
-0.08 (-0.23%)
Jul 23, 2026, 3:16 PM AST
Gulf Insurance Group Financials Overview
Financials in millions SAR. Fiscal year is January - December.
Millions SAR. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 1,689 | 1,605 | 1,571 | 1,670 | 1,546 | 1,367 |
Revenue Growth | 10.28% | 2.16% | -5.89% | 7.97% | 13.12% | 2.12% |
Operating Income Operating Income Growth | 198.84 | 180.26 | 170.1 | 203.63 | 48.57 | 167.54 |
Net Income Net Income Growth | 142.84 | 126.19 | 98.2 | 128.53 | 15.91 | 138.52 |
Earnings Per Share EPS Growth | 2.72 | 2.40 | 1.87 | 2.45 | 0.30 | 2.64 |
EPS Growth | -1.83% | 28.51% | -23.60% | 707.68% | -88.51% | 0% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Property and Casualty Property and Casualty Growth | 451.5 | 422.66 | 334.13 | 357.7 | 287.39 | 174.66 |
Health Health Growth | 299.92 | 330.95 | 428.13 | 422.93 | 405.2 | 383.8 |
Motor Motor Growth | 750.39 | 659.35 | 624.06 | 714.43 | 724.31 | 703.79 |
Protection Protection Growth | 78.5 | 90.8 | 77.21 | 69.69 | 66.09 | 35.9 |
Unallocated Investment Income Unallocated Investment Income Growth | 106.55 | 96.33 | 92.35 | 95.64 | 63.42 | 44.06 |
Total Total Growth | 1,687 | 1,600 | 1,556 | 1,660 | 1,546 | 1,366 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 147.49 | 90.47 | 155.91 | 228.79 | 334.59 | 89.52 |
Total Debt Total Debt Growth | 23.6 | 24 | 26.54 | 30.09 | 16.94 | 19.41 |
Net Cash (Debt) Net Cash Growth | 123.89 | 66.47 | 129.37 | 198.7 | 317.65 | 70.11 |
Net Cash Growth | 33.41% | -48.62% | -34.89% | -37.45% | 353.04% | -77.33% |
Net Cash Per Share Net Cash Per Share Growth | 2.36 | 1.27 | 2.46 | 3.78 | 6.05 | 1.34 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 185.69 | 63.75 | 71.17 | 178.48 | 78.94 | 113.45 |
Capital Expenditures CapEx Growth | -0.74 | -3.42 | -1.75 | -2 | -2 | -4.62 |
Free Cash Flow Free Cash Flow Growth | 184.95 | 60.33 | 69.43 | 176.48 | 76.95 | 108.82 |
Free Cash Flow Growth | 933.42% | -13.10% | -60.66% | 129.35% | -29.29% | -57.88% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Margin | 11.77% | 11.23% | 10.83% | 12.20% | 3.14% | 12.26% |
Pretax Margin | 10.31% | 9.69% | 7.98% | 9.31% | 2.16% | 12.20% |
Profit Margin | 8.46% | 7.86% | 6.25% | 7.70% | 1.03% | 10.13% |
FCF Margin | 10.95% | 3.76% | 4.42% | 10.57% | 4.98% | 7.96% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jul '26 Jul 26, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 1.200 | 1.200 | 1.200 | 1.500 | 0.476 | 0.952 |
Dividend Per Share Growth | 0% | 0% | -20.00% | 214.99% | -50.00% | - |
Dividend Yield | 3.53% | 5.86% | 4.15% | 6.59% | 2.39% | 3.67% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jul '26 Jul 26, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 12.50 | 8.90 | 16.95 | 10.74 | 77.30 | 11.91 |
Forward PE | 16.43 | 16.58 | 16.58 | 10.43 | 11.13 | 14.20 |
P/FCF Ratio | 9.65 | 18.61 | 23.97 | 7.82 | 15.99 | 15.16 |
PS Ratio | 1.06 | 0.70 | 1.06 | 0.83 | 0.80 | 1.21 |