Gulf Insurance Group (TADAWUL:8250)
30.32
-0.18 (-0.59%)
Jun 11, 2026, 3:17 PM AST
Gulf Insurance Group Income Statement
Financials in millions SAR. Fiscal year is January - December.
Millions SAR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Premiums & Annuity Revenue | 1,554 | 1,504 | 1,464 | 1,565 | 1,481 | 1,282 |
Total Interest & Dividend Income | 130.27 | 96.89 | 108.22 | 97.95 | 69.7 | - |
Gain (Loss) on Sale of Investments | 4.52 | 4.52 | -0.48 | 6.96 | -3.93 | 4.31 |
Other Revenue | - | - | - | - | - | 81.08 |
| 1,689 | 1,605 | 1,571 | 1,670 | 1,546 | 1,367 | |
Revenue Growth (YoY) | 10.28% | 2.16% | -5.89% | 7.97% | 13.12% | 2.12% |
Policy Benefits | 1,452 | 1,386 | 1,358 | 1,454 | 1,498 | 885.42 |
Policy Acquisition & Underwriting Costs | - | - | - | - | - | 129.19 |
Selling, General & Administrative | - | - | - | - | - | 168.91 |
Other Operating Expenses | 37.81 | 38.69 | 43.05 | 11.63 | - | 16.03 |
Total Operating Expenses | 1,490 | 1,425 | 1,401 | 1,466 | 1,498 | 1,200 |
Operating Income | 198.84 | 180.26 | 170.1 | 203.63 | 48.57 | 167.54 |
Interest Expense | -25.02 | -25.02 | -45.97 | -48.56 | - | -0.81 |
Other Non Operating Income (Expenses) | 0.25 | 0.25 | 1.32 | 0.29 | -15.15 | - |
Pretax Income | 174.07 | 155.49 | 125.45 | 155.37 | 33.42 | 166.73 |
Income Tax Expense | 31.24 | 29.3 | 27.26 | 26.84 | 17.51 | 28.21 |
Net Income | 142.84 | 126.19 | 98.2 | 128.53 | 15.91 | 138.52 |
Net Income to Common | 142.84 | 126.19 | 98.2 | 128.53 | 15.91 | 138.52 |
Net Income Growth | -1.83% | 28.51% | -23.60% | 707.68% | -88.51% | 0.02% |
Shares Outstanding (Basic) | 53 | 53 | 53 | 53 | 53 | 53 |
Shares Outstanding (Diluted) | 53 | 53 | 53 | 53 | 53 | 53 |
Shares Change (YoY) | 0.48% | - | - | - | - | - |
EPS (Basic) | 2.71 | 2.40 | 1.87 | 2.45 | 0.30 | 2.64 |
EPS (Diluted) | 2.71 | 2.40 | 1.87 | 2.45 | 0.30 | 2.64 |
EPS Growth | -2.30% | 28.51% | -23.60% | 707.68% | -88.51% | - |
Free Cash Flow | 184.95 | 60.33 | 69.43 | 176.48 | 76.95 | 108.82 |
Free Cash Flow Per Share | 3.51 | 1.15 | 1.32 | 3.36 | 1.47 | 2.07 |
Dividend Per Share | - | 1.200 | 1.200 | 1.500 | 0.476 | 0.952 |
Dividend Growth | - | - | -20.00% | 214.99% | -50.00% | - |
Operating Margin | 11.77% | 11.23% | 10.83% | 12.20% | 3.14% | 12.26% |
Profit Margin | 8.46% | 7.86% | 6.25% | 7.70% | 1.03% | 10.13% |
Free Cash Flow Margin | 10.95% | 3.76% | 4.42% | 10.57% | 4.98% | 7.96% |
EBITDA | 202.5 | 183.65 | 175.71 | 211.9 | 54.86 | 174.35 |
EBITDA Margin | 11.99% | 11.44% | 11.18% | 12.69% | 3.55% | 12.75% |
D&A For EBITDA | 3.66 | 3.4 | 5.61 | 8.27 | 6.29 | 6.81 |
EBIT | 198.84 | 180.26 | 170.1 | 203.63 | 48.57 | 167.54 |
EBIT Margin | 11.77% | 11.23% | 10.83% | 12.20% | 3.14% | 12.26% |
Effective Tax Rate | 17.94% | 18.84% | 21.73% | 17.28% | 52.39% | 16.92% |