Gulf General Cooperative Insurance Company (TADAWUL:8260)
Saudi Arabia flag Saudi Arabia · Delayed Price · Currency is SAR
3.800
0.00 (0.00%)
Jul 23, 2026, 3:19 PM AST

TADAWUL:8260 Financials Overview

Millions SAR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
320.83333.41431.32347.29339.56255.91
Revenue Growth
-26.16%-22.70%24.20%2.28%32.68%2.10%
Operating Income
-107.23-116.99-52.339.29-100.68-84.08
Net Income
-110.73-120.49-94.213.53-106.02-86.78
Earnings Per Share
-3.69-4.02-3.140.12-3.53-5.26
EPS Growth
------

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Medical
12.8614.0333.1240.2250.5652.74
Motor - Comp
124.03116.22113.88181.39168.77-
Motor - TPL
131.53154.37224.340.8740.08-
Property
18.4218.7522.324.3729.317.25
Engineering
5.574.063.555.322.641.94
Marine
6.116.39.215.9214.968.93
Accident & Liability
7.227.658.3210.9310.398.38
Unallocated Share of Surplus from Insurance Pools
-4.521.5812.2623.782.34
Unallocated Net Gains/ (Loss) on Investments Measured At FVTPL
-1.542.648.71-4.97-
Unallocated Commission Income on Investments Measured At FVTPL
-0.240.266.823.84-
Unallocated Dividend Income
-0.570.580.480.2-
Unallocated Commission Income on Investments Measured At Amortised Cost
-5.1711.6---
Total
317.78333.41431.32347.29339.56255.91

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
12.748.186.5614.465.15256.11
Total Debt
3.792.223.424.520.031.22
Net Cash (Debt)
8.955.963.149.945.12254.89
Net Cash Growth
-92.22%89.66%-68.38%94.07%-97.99%59.82%
Net Cash Per Share
0.300.200.100.330.1715.45

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-52.65-124.39-19.2116.74-100.9-133.8
Capital Expenditures
-2.46-1.3-0.03-0.33-4.7-7.12
Free Cash Flow
-55.11-125.69-19.2316.42-105.6-140.92
Free Cash Flow Growth
------

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
-33.42%-35.09%-12.13%2.67%-29.65%-32.85%
Pretax Margin
-33.42%-35.09%-20.54%1.82%-30.04%-32.85%
Profit Margin
-34.51%-36.14%-21.84%1.02%-31.22%-33.91%
FCF Margin
-17.18%-37.70%-4.46%4.73%-31.10%-55.07%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
---111.84--
P/FCF Ratio
---24.06--
PS Ratio
0.360.350.721.141.002.47