Gulf General Cooperative Insurance Company (TADAWUL:8260)

TADAWUL:8260 Cash Flow Statement

Financials in millions SAR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	-163.68	-94.21	3.53	-106.02	-86.78	3.75
Depreciation & Amortization	3.55	3.61	3.34	3.35	1.52	3.34
Other Amortization	1.54	1.48	1.47	1.2	1.85	1.41
Gain (Loss) on Sale of Investments	-3.96	-2.64	-8.71	4.97	-11.89	-2.26
Change in Accounts Receivable	10.39	-1.49	-	-	-21.74	27.27
Reinsurance Recoverable	21.77	7.74	12.21	24.66	-15.01	8.67
Change in Unearned Revenue	-	-	-	-	-29.76	5.7
Change in Insurance Reserves / Liabilities	-34.84	22.8	-0.01	4.98	42.18	-19.49
Change in Other Net Operating Assets	7.94	19.05	14.62	-32.45	-15.05	-6.54
Other Operating Activities	-5.65	-11.61	-9.5	-1.65	-0.99	-0.37
Operating Cash Flow	-124.06	-19.21	16.74	-100.9	-133.8	16.6
Capital Expenditures	-0	-0.03	-0.33	-4.7	-7.12	-3.22
Sale of Property, Plant & Equipment	0.05	0.05	-	-	-	-
Purchase / Sale of Intangible Assets	-0.81	-0.54	-0.13	-5.03	-3.85	-3.17
Investment in Securities	147.11	-25.39	-10	-143.18	-	38.74
Other Investing Activities	33.5	38.52	4.54	4.04	-	-
Investing Cash Flow	179.86	12.6	-5.92	-148.87	-10.98	32.35
Total Debt Repaid	-1.52	-1.29	-1.51	-1.2	-0.69	-1.37
Net Debt Issued (Repaid)	48.48	-1.29	-1.51	-1.2	-0.69	-1.37
Issuance of Common Stock	-	-	-	-	300	-
Other Financing Activities	-30	-	-	-	-59.82	-
Financing Cash Flow	18.48	-1.29	-1.51	-1.2	239.5	-1.37
Net Cash Flow	74.28	-7.9	9.31	-250.96	94.72	47.58
Free Cash Flow	-124.06	-19.23	16.42	-105.6	-140.92	13.37
Free Cash Flow Margin	-32.73%	-4.45%	4.73%	-31.10%	-55.07%	5.34%
Free Cash Flow Per Share	-4.13	-0.64	0.55	-3.52	-8.54	1.11
Levered Free Cash Flow	-17.29	21.32	15.21	-221.91	-180.3	47.35
Unlevered Free Cash Flow	-16.45	21.87	20.14	-221.09	-180.3	47.35
Change in Working Capital	8.08	48.1	26.81	-2.8	-39.3	14.79

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.