Quara Finance Company (TADAWUL:9596)

Quara Finance Company Income Statement

Financials in millions SAR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest and Dividend Income	250.09	206.17	187.61	169.87	171	67.17
Total Interest Expense	25.15	15.22	8.9	14.43	18.99	26.66
Net Interest Income	224.94	190.95	178.71	155.44	152.02	40.51
Revenue Before Loan Losses	224.94	190.95	178.71	155.44	154.99	44.29
Provision for Loan Losses	49.8	28.27	6.51	9.76	30.64	24.2
Revenue	175.14	162.69	172.2	145.69	124.34	20.09
Revenue Growth (YoY)	3.93%	-5.52%	18.20%	17.17%	519.04%	-40.86%
Salaries & Employee Benefits	36.13	35.99	39.91	41.69	38.95	26.65
Cost of Services Provided	106.76	79.13	75.83	47.46	37.35	22.03
Other Operating Expenses	-	-	0.47	5.7	5.6	2.23
Total Operating Expenses	142.89	115.11	116.21	94.85	81.89	50.91
Operating Income	32.25	47.57	55.99	50.83	42.45	-30.82
EBT Excluding Unusual Items	36.11	52.92	63.04	59.73	50.62	-28.46
Other Unusual Items	-	-	-	0.68	-6.92	-23.23
Pretax Income	36.11	52.92	63.04	60.41	43.7	-51.69
Income Tax Expense	8.04	9.67	9.26	9.57	11.91	-0.32
Net Income	28.06	43.25	53.79	50.84	31.8	-51.36
Net Income to Common	28.06	43.25	53.79	50.84	31.8	-51.36
Net Income Growth	-45.12%	-19.60%	5.80%	59.89%	-	-
Shares Outstanding (Basic)	30	30	30	30	30	19
Shares Outstanding (Diluted)	30	30	30	30	30	19
Shares Change (YoY)	-	-	-	-	58.44%	26.23%
EPS (Basic)	0.94	1.44	1.79	1.69	1.06	-2.71
EPS (Diluted)	0.94	1.44	1.79	1.69	1.06	-2.71
EPS Growth	-45.12%	-19.60%	5.80%	59.89%	-	-
Free Cash Flow	-204.31	-42	95.03	199.37	34.79	-565.93
Free Cash Flow Per Share	-6.81	-1.40	3.17	6.65	1.16	-29.89
Operating Margin	18.41%	29.24%	32.51%	34.89%	34.14%	-153.46%
Profit Margin	16.02%	26.58%	31.24%	34.89%	25.57%	-255.72%
Free Cash Flow Margin	-116.66%	-25.82%	55.18%	136.85%	27.98%	-2817.50%
Effective Tax Rate	22.28%	18.28%	14.68%	15.84%	27.24%	-

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.