Quara Finance Company (TADAWUL:9596)

Quara Finance Company Income Statement

Financials in millions SAR. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest and Dividend Income	206.17	187.61	169.87	171	67.17
Total Interest Expense	15.22	8.9	14.43	18.99	26.66
Net Interest Income	190.95	178.71	155.44	152.02	40.51
Revenue Before Loan Losses	190.95	178.71	155.44	154.99	44.29
Provision for Loan Losses	28.27	6.51	9.76	30.64	24.2
Revenue	162.69	172.2	145.69	124.34	20.09
Revenue Growth (YoY)	-5.52%	18.20%	17.17%	519.04%	-40.86%
Salaries & Employee Benefits	35.99	39.91	41.69	38.95	26.65
Cost of Services Provided	79.13	75.83	47.46	37.35	22.03
Other Operating Expenses	-	0.47	5.7	5.6	2.23
Total Operating Expenses	115.11	116.21	94.85	81.89	50.91
Operating Income	47.57	55.99	50.83	42.45	-30.82
EBT Excluding Unusual Items	52.92	63.04	59.73	50.62	-28.46
Other Unusual Items	-	-	0.68	-6.92	-23.23
Pretax Income	52.92	63.04	60.41	43.7	-51.69
Income Tax Expense	9.67	9.26	9.57	11.91	-0.32
Net Income	43.25	53.79	50.84	31.8	-51.36
Net Income to Common	43.25	53.79	50.84	31.8	-51.36
Net Income Growth	-19.60%	5.80%	59.89%	-	-
Shares Outstanding (Basic)	30	30	30	30	19
Shares Outstanding (Diluted)	30	30	30	30	19
Shares Change (YoY)	-	-	-	58.44%	26.23%
EPS (Basic)	1.44	1.79	1.69	1.06	-2.71
EPS (Diluted)	1.44	1.79	1.69	1.06	-2.71
EPS Growth	-19.60%	5.80%	59.89%	-	-
Free Cash Flow	-42	95.03	199.37	34.79	-565.93
Free Cash Flow Per Share	-1.40	3.17	6.65	1.16	-29.89
Operating Margin	29.24%	32.51%	34.89%	34.14%	-153.46%
Profit Margin	26.58%	31.24%	34.89%	25.57%	-255.72%
Free Cash Flow Margin	-25.82%	55.18%	136.85%	27.98%	-2817.50%
Effective Tax Rate	18.28%	14.68%	15.84%	27.24%	-

Updated Mar 6, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.