Quara Finance Company (TADAWUL:9596)

Saudi Arabia · Delayed Price · Currency is SAR

16.90

0.00 (0.00%)

Aug 13, 2026, 10:21 AM AST

Quara Finance Company Financials Overview

Financials in millions SAR. Fiscal year is January - December.

Millions SAR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	147.69	135.27	143.86	172.2	145.69	124.34
Revenue Growth	-1.50%	-5.97%	-16.45%	18.20%	17.17%	519.04%
Operating Income	13.84	4.89	47.57	55.99	50.83	42.45
Net Income	17.86	8.12	43.25	53.79	50.84	31.8
Earnings Per Share	0.60	0.27	1.44	1.79	1.69	1.06
EPS Growth	-36.37%	-81.23%	-19.60%	5.80%	59.89%	-

Revenue by Segment

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023
Retail	256.3	258.81	178.98	162.64
SME Financing	0.28	0.52	8.37	24.97
Total	256.57	259.32	187.35	187.61

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	130.02	151.77	64.82	41.81	181.44	196.55
Total Debt	554.3	521.52	396.35	343.48	567.78	792.54
Net Cash (Debt)	-424.27	-369.75	-331.53	-301.67	-386.34	-595.99
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-14.14	-12.32	-11.05	-10.06	-12.88	-19.87

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	-9.13	-32.24	-35.27	101.47	203.5	39.75
Capital Expenditures	-4.7	-4.78	-6.73	-6.44	-4.12	-4.96
Free Cash Flow	-13.84	-37.02	-42	95.03	199.37	34.79
Free Cash Flow Growth	-	-	-	-52.34%	473.09%	-

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Margin	9.37%	3.61%	33.07%	32.51%	34.89%	34.14%
Pretax Margin	14.97%	7.50%	36.78%	36.61%	41.46%	35.15%
Profit Margin	12.09%	6.00%	30.06%	31.24%	34.89%	25.57%
FCF Margin	-9.37%	-27.37%	-29.20%	55.18%	136.85%	27.98%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 17, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	28.39	66.53	13.10	-	-	-
PS Ratio	3.43	3.99	3.94	-	-	-