Quara Finance Company Cash Flow Statement

Financials in millions SAR. Fiscal year is January - December.

Millions SAR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2019 - 2016
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2019 - 2016
Net Income	43.25	53.79	50.84	31.8	-51.36	Upgrade
Depreciation & Amortization	3.16	3.99	3.81	3.12	2.38	Upgrade
Other Amortization	0.88	0.39	-	-	-	Upgrade
Provision for Credit Losses	46.94	32.36	28.02	30.64	24.2	Upgrade
Change in Other Net Operating Assets	-135.19	5.92	125.39	-27.37	-586.91	Upgrade
Other Operating Activities	5.54	5.02	-4.76	1.57	49.17	Upgrade
Operating Cash Flow	-35.27	101.47	203.5	39.75	-562.52	Upgrade
Operating Cash Flow Growth	-	-50.14%	411.96%	-	-	Upgrade
Capital Expenditures	-6.73	-6.44	-4.12	-4.96	-3.4	Upgrade
Sale of Property, Plant & Equipment	1.5	0.04	0.71	-	-	Upgrade
Investing Cash Flow	-5.23	-6.4	-3.42	-4.96	-3.4	Upgrade
Long-Term Debt Issued	188	133.75	189.93	283.38	632.44	Upgrade
Long-Term Debt Repaid	-124.49	-368.44	-405.11	-239.98	-119.45	Upgrade
Net Debt Issued (Repaid)	63.51	-234.69	-215.19	43.41	512.98	Upgrade
Issuance of Common Stock	-	-	-	-	150	Upgrade
Other Financing Activities	-	-	-	-	-20.53	Upgrade
Financing Cash Flow	63.51	-234.69	-215.19	43.41	642.45	Upgrade
Net Cash Flow	23.01	-139.63	-15.11	78.19	76.53	Upgrade
Free Cash Flow	-42	95.03	199.37	34.79	-565.93	Upgrade
Free Cash Flow Growth	-	-52.34%	473.09%	-	-	Upgrade
Free Cash Flow Margin	-25.82%	55.18%	136.85%	27.98%	-2817.50%	Upgrade
Free Cash Flow Per Share	-1.40	3.17	6.65	1.16	-29.89	Upgrade
Cash Interest Paid	7.14	7.5	14.99	36.1	20.53	Upgrade

Updated Mar 6, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.