Quara Finance Company Cash Flow Statement

Financials in millions SAR. Fiscal year is January - December.

Millions SAR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2016 - 2019
Period Ending	Mar '25 Mar 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2016 - 2019
Net Income	39.23	43.25	53.79	50.84	31.8	-51.36	Upgrade
Depreciation & Amortization	2.82	3.16	3.99	3.81	3.12	2.38	Upgrade
Other Amortization	0.88	0.88	0.39	-	-	-	Upgrade
Provision for Credit Losses	54.99	46.94	32.36	28.02	30.64	24.2	Upgrade
Change in Other Net Operating Assets	-240.04	-135.19	5.92	125.39	-27.37	-586.91	Upgrade
Other Operating Activities	12	5.54	5.02	-4.76	1.57	49.17	Upgrade
Operating Cash Flow	-129.98	-35.27	101.47	203.5	39.75	-562.52	Upgrade
Operating Cash Flow Growth	-	-	-50.14%	411.96%	-	-	Upgrade
Capital Expenditures	-6.94	-6.73	-6.44	-4.12	-4.96	-3.4	Upgrade
Sale of Property, Plant & Equipment	1.5	1.5	0.04	0.71	-	-	Upgrade
Investing Cash Flow	-5.44	-5.23	-6.4	-3.42	-4.96	-3.4	Upgrade
Long-Term Debt Issued	-	188	133.75	189.93	283.38	632.44	Upgrade
Long-Term Debt Repaid	-	-124.49	-368.44	-405.11	-239.98	-119.45	Upgrade
Net Debt Issued (Repaid)	153.75	63.51	-234.69	-215.19	43.41	512.98	Upgrade
Issuance of Common Stock	-	-	-	-	-	150	Upgrade
Other Financing Activities	-3.15	-	-	-	-	-20.53	Upgrade
Financing Cash Flow	150.6	63.51	-234.69	-215.19	43.41	642.45	Upgrade
Net Cash Flow	15.18	23.01	-139.63	-15.11	78.19	76.53	Upgrade
Free Cash Flow	-136.92	-42	95.03	199.37	34.79	-565.93	Upgrade
Free Cash Flow Growth	-	-	-52.34%	473.09%	-	-	Upgrade
Free Cash Flow Margin	-80.19%	-25.82%	55.18%	136.85%	27.98%	-2817.50%	Upgrade
Free Cash Flow Per Share	-4.56	-1.40	3.17	6.65	1.16	-29.89	Upgrade
Cash Interest Paid	10.29	7.14	7.5	14.99	36.1	20.53	Upgrade

Updated Mar 6, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.