Coop Pank AS Income Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	-	115.34	125.34	109.63	54.56	39.01
Interest Income on Investments	-	11	13.36	11.02	5.54	4.04
Total Interest Income	-	126.34	138.7	120.65	60.09	43.04
Interest Paid on Deposits	-	53.08	61.13	39.39	9.38	7.5
Net Interest Income	82.1	73.27	77.57	81.27	50.71	35.54
Net Interest Income Growth	11.88%	-5.54%	-4.55%	60.26%	42.69%	25.26%
Gain (Loss) on Sale of Assets	-	-	0.05	-0	0.01	0.06
Gain (Loss) on Sale of Investments	0.25	0.25	0.03	0.06	0	-0.07
Other Non-Interest Income	5.48	5.84	4.98	5.71	4.36	4.11
Total Non-Interest Income	5.73	6.09	5.06	5.76	4.37	4.1
Non-Interest Income Growth	-0.17%	20.23%	-12.16%	31.84%	6.53%	50.99%
Revenues Before Loan Losses	87.83	79.36	82.63	87.03	55.08	39.64
Provision for Loan Losses	3.23	3.3	4.64	6.3	5.25	2.5
Revenue	84.6	76.06	77.99	80.73	49.84	37.15
Revenue Growth	12.74%	-2.48%	-3.39%	61.98%	34.17%	41.24%
Salaries and Employee Benefits	26.69	24.41	23.41	20.23	15.5	12.49
Occupancy Expenses	6.63	6.26	5.45	4.68	4.32	3.97
Selling, General & Administrative	3.29	2.07	2.98	2.77	2.04	1.45
Other Non-Interest Expense	9.31	8.77	8.73	7.44	5.31	4.54
Total Non-Interest Expense	45.91	41.49	40.58	35.13	27.18	22.45
EBT Excluding Unusual Items	38.69	34.57	37.41	45.6	22.66	14.69
Asset Writedown	-	-	-0.75	-1.83	-0.45	-0.4
Pretax Income	38.69	34.57	36.66	43.77	22.21	14.29
Income Tax Expense	5.89	5.84	4.49	4.57	1.86	0.83
Earnings From Continuing Operations	32.8	28.72	32.18	39.2	20.35	13.46
Net Income	32.8	28.72	32.18	39.2	20.35	13.46
Net Income to Common	32.8	28.72	32.18	39.2	20.35	13.46
Net Income Growth	17.44%	-10.73%	-17.92%	92.65%	51.15%	85.47%
Basic Shares Outstanding	103	103	103	102	94	91
Diluted Shares Outstanding	105	106	105	104	96	93
Shares Change	-0.48%	0.89%	0.86%	8.64%	3.51%	0.84%
EPS (Basic)	0.32	0.28	0.31	0.38	0.22	0.15
EPS (Diluted)	0.31	0.27	0.31	0.38	0.21	0.15
EPS Growth	19.38%	-12.90%	-18.42%	80.95%	41.92%	84.96%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	-	0.065	0.070	0.087	0.045	0.030
Dividend Growth	-	-7.14%	-19.54%	93.33%	50.00%	-
Effective Tax Rate	15.23%	16.90%	12.23%	10.44%	8.37%	5.77%