Blackedge Income Statement

Financials in millions ILS. Fiscal year is January - December.

Millions ILS. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest and Dividend Income	120.26	121.72	116.99	137.6	108.28	41.42
Total Interest Expense	49.43	47.77	44.31	32.93	22.72	7.68
Net Interest Income	70.84	73.95	72.68	104.67	85.56	33.73
Revenue Before Loan Losses	70.84	73.95	72.68	104.67	85.56	33.73
Provision for Loan Losses	15.73	11.22	9.46	10.05	5.4	2.29
Revenue	55.11	62.73	63.22	94.62	80.16	31.45
Revenue Growth	-7.12%	-0.78%	-33.18%	18.03%	154.92%	176.81%
Cost of Services Provided	21.38	21.1	22.23	28.13	23.32	15.58
Other Operating Expenses	9.67	9.67	-	11.5	7.32	2.09
Total Operating Expenses	32.23	31.31	22.61	40.05	30.94	18.59
Operating Income	22.88	31.43	40.61	54.57	49.23	12.85
EBT Excluding Unusual Items	18.44	32.27	48.43	58.81	49.17	14.62
Gain (Loss) on Sale of Investments	8	8	-	-	-13.76	11.36
Other Unusual Items	-	-	-	-	0.83	-
Pretax Income	26.44	40.27	48.43	58.81	36.23	25.98
Income Tax Expense	7.88	10.81	12.96	15	8.62	7.26
Net Income	18.55	29.46	35.47	43.82	27.62	18.72
Net Income to Common	18.55	29.46	35.47	43.82	27.62	18.72
Net Income Growth	-48.40%	-16.96%	-19.04%	58.65%	47.52%	-
Shares Outstanding (Basic)	2	2	1	2	2	1
Shares Outstanding (Diluted)	2	2	2	2	2	2
Shares Change	-3.99%	-0.64%	3.80%	-12.59%	14.71%	60.83%
EPS (Basic)	11.15	17.74	31.22	28.33	18.36	13.29
EPS (Diluted)	11.15	17.71	21.19	27.17	14.97	11.64
EPS Growth	-46.27%	-16.42%	-22.01%	81.50%	28.61%	-

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Free Cash Flow	49.08	46.03	-229.31	78.83	-238.71	-109.04
Free Cash Flow Per Share	29.49	27.68	-136.98	48.88	-129.39	-67.80
Dividend Per Share	-	-	-	-	4.066	-
Dividend Growth	-	-	-	-	-	-
Operating Margin	41.51%	50.10%	64.24%	57.67%	61.41%	40.87%
Profit Margin	33.67%	46.96%	56.11%	46.31%	34.45%	59.53%
Free Cash Flow Margin	89.07%	73.38%	-362.70%	83.31%	-297.78%	-346.75%
Effective Tax Rate	29.82%	26.85%	26.76%	25.50%	23.78%	27.93%