TLV:CLIS Income Statement

Financials in millions ILS. Fiscal year is January - December.

Millions ILS. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Premiums & Annuity Revenue	8,837	8,911	9,495	9,844	9,012
Total Interest & Dividend Income	19,267	4,095	3,660	2,757	2,088
Gain (Loss) on Sale of Investments	-	10,585	5,571	-6,948	11,766
Non-Insurance Activities Revenue	1,740	1,554	1,083	-	-
Other Revenue	-13,570	456	390	383	339
Total Revenue	17,124	26,902	21,458	7,234	24,980
Revenue Growth (YoY)	-36.35%	25.37%	196.63%	-71.04%	69.83%
Policy Benefits	6,852	19,447	15,391	3,741	20,273
Policy Acquisition & Underwriting Costs	-	2,183	2,084	1,970	1,799
Selling, General & Administrative	-	1,872	1,604	1,152	1,160
Provision for Bad Debts	169	216	411	-	-
Non-Insurance Activities Expense	1,522	1,219	905	-	-
Other Operating Expenses	1,783	45	40	18	9
Reinsurance Income or Expense	-687	-	-	-	-
Total Operating Expenses	11,013	24,995	20,452	6,896	23,265
Operating Income	6,111	1,907	1,006	338	1,715
Interest Expense	-	-816	-651	-213	-219
Earnings From Equity Investments	21	14	8	3	29
Currency Exchange Gain (Loss)	-	-45	12	27	-9
Other Non Operating Income (Expenses)	-2,743	-9	-2	1	-
EBT Excluding Unusual Items	3,389	1,051	373	156	1,516
Asset Writedown	-	-10	-26	39	82
Other Unusual Items	-	-	-	-	-17
Pretax Income	3,389	1,041	347	195	1,581
Income Tax Expense	1,104	317	124	68	494
Earnings From Continuing Ops.	2,285	724	223	127	1,087
Minority Interest in Earnings	-7	-6	-3	-6	-5
Net Income	2,278	718	220	121	1,082
Net Income to Common	2,278	718	220	121	1,082
Net Income Growth	217.27%	226.36%	81.82%	-88.82%	146.65%
Shares Outstanding (Basic)	80	79	78	74	68
Shares Outstanding (Diluted)	83	79	79	74	68
Shares Change (YoY)	4.31%	0.56%	6.33%	9.72%	0.14%
EPS (Basic)	28.57	9.08	2.83	1.64	16.00
EPS (Diluted)	27.47	9.03	2.79	1.62	15.97
EPS Growth	204.21%	223.66%	72.22%	-89.86%	146.45%
Free Cash Flow	2,450	1,536	-4,344	-2,609	7,061
Free Cash Flow Per Share	29.55	19.33	-54.96	-35.10	104.23
Operating Margin	35.69%	7.09%	4.69%	4.67%	6.87%
Profit Margin	13.30%	2.67%	1.03%	1.67%	4.33%
Free Cash Flow Margin	14.31%	5.71%	-20.24%	-36.07%	28.27%
EBITDA	6,575	1,972	1,065	660	2,040
EBITDA Margin	38.40%	7.33%	4.96%	9.12%	8.17%
D&A For EBITDA	464	65	59	322	325
EBIT	6,111	1,907	1,006	338	1,715
EBIT Margin	35.69%	7.09%	4.69%	4.67%	6.87%
Effective Tax Rate	32.58%	30.45%	35.73%	34.87%	31.25%
Revenue as Reported	-	26,856	21,464	7,329	25,057

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.