TLV:CLIS Income Statement

Financials in millions ILS. Fiscal year is January - December.

Millions ILS. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Premiums & Annuity Revenue	8,892	8,837	8,391	9,495	9,844	9,012
Total Interest & Dividend Income	6,309	5,507	4,110	3,660	2,757	2,088
Gain (Loss) on Sale of Investments	-	-	-	5,571	-6,948	11,766
Non-Insurance Activities Revenue	1,745	1,740	1,554	1,083	-	-
Other Revenue	-457	190	180	390	383	339
Total Revenue	17,360	17,124	15,040	21,458	7,234	24,980
Revenue Growth (YoY)	-34.77%	13.86%	-29.91%	196.63%	-71.04%	69.83%
Policy Benefits	6,788	6,852	6,566	15,391	3,741	20,273
Policy Acquisition & Underwriting Costs	-	-	-	2,084	1,970	1,799
Selling, General & Administrative	-	-	-	1,604	1,152	1,160
Provision for Bad Debts	178	169	216	411	-	-
Non-Insurance Activities Expense	1,519	1,522	1,219	905	-	-
Other Operating Expenses	1,852	1,783	1,561	40	18	9
Reinsurance Income or Expense	-726	-687	-758	-	-	-
Total Operating Expenses	11,063	11,013	10,320	20,452	6,896	23,265
Operating Income	6,297	6,111	4,720	1,006	338	1,715
Interest Expense	-864	-852	-779	-651	-213	-219
Earnings From Equity Investments	22	21	14	8	3	29
Currency Exchange Gain (Loss)	-6	-6	-5	12	27	-9
Other Non Operating Income (Expenses)	-2,003	-1,885	-1,665	-2	1	-
EBT Excluding Unusual Items	3,446	3,389	2,285	373	156	1,516
Asset Writedown	-	-	-	-26	39	82
Other Unusual Items	-	-	-	-	-	-17
Pretax Income	3,446	3,389	2,285	347	195	1,581
Income Tax Expense	1,131	1,104	739	124	68	494
Earnings From Continuing Ops.	2,315	2,285	1,546	223	127	1,087
Minority Interest in Earnings	-7	-7	-6	-3	-6	-5
Net Income	2,308	2,278	1,540	220	121	1,082
Net Income to Common	2,308	2,278	1,540	220	121	1,082
Net Income Growth	184.59%	47.92%	600.00%	81.82%	-88.82%	146.65%
Shares Outstanding (Basic)	80	80	79	78	74	68
Shares Outstanding (Diluted)	83	83	79	79	74	68
Shares Change (YoY)	3.74%	4.31%	0.56%	6.33%	9.72%	0.14%
EPS (Basic)	28.87	28.57	19.47	2.83	1.64	16.00
EPS (Diluted)	27.71	27.47	19.38	2.79	1.62	15.97
EPS Growth	173.98%	41.74%	594.62%	72.22%	-89.86%	146.45%
Free Cash Flow	1,003	2,450	1,536	-4,344	-2,609	7,061
Free Cash Flow Per Share	12.05	29.55	19.33	-54.96	-35.10	104.23
Operating Margin	36.27%	35.69%	31.38%	4.69%	4.67%	6.87%
Profit Margin	13.30%	13.30%	10.24%	1.03%	1.67%	4.33%
Free Cash Flow Margin	5.78%	14.31%	10.21%	-20.24%	-36.07%	28.27%
EBITDA	6,386	6,188	4,785	1,065	660	2,040
EBITDA Margin	36.79%	36.14%	31.81%	4.96%	9.12%	8.17%
D&A For EBITDA	89	77	65	59	322	325
EBIT	6,297	6,111	4,720	1,006	338	1,715
EBIT Margin	36.27%	35.69%	31.38%	4.69%	4.67%	6.87%
Effective Tax Rate	32.82%	32.58%	32.34%	35.73%	34.87%	31.25%
Revenue as Reported	-	-	-	21,464	7,329	25,057