Clal Insurance Enterprises Holdings Ltd. (TLV:CLIS)
Israel · Delayed Price · Currency is ILS · Price in ILA 28,260
+20 (0.07%)
Sep 8, 2026, 4:15 PM IDT
TLV:CLIS Financials Overview
Financials in millions ILS. Fiscal year is January - December.
Millions ILS. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 17,392 | 17,124 | 15,040 | 21,458 | 7,234 | 24,980 |
Revenue Growth | 21.89% | 13.86% | -29.91% | 196.63% | -71.04% | 69.83% |
Operating Income Operating Income Growth | 6,425 | 6,111 | 4,720 | 1,006 | 338 | 1,715 |
Net Income Net Income Growth | 2,386 | 2,278 | 1,540 | 220 | 121 | 1,082 |
Earnings Per Share EPS Growth | 28.62 | 27.47 | 19.38 | 2.79 | 1.62 | 15.97 |
EPS Growth | 48.09% | 41.74% | 594.62% | 72.22% | -89.86% | 146.45% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Long-Term Savings - Provident Long-Term Savings - Provident Growth | 520 | 510 | 522 | 510 | 501 | 394 |
Long-Term Savings - Pension Long-Term Savings - Pension Growth | 474 | 452 | 407 | 372 | 342 | 312 |
Long-Term Savings - Investment Contracts Long-Term Savings - Investment Contracts Growth | 2,047 | 1,790 | 1,541 | - | - | - |
Long-Term Savings - Life Insurance Long-Term Savings - Life Insurance Growth | 30,519 | 30,318 | 23,591 | 13,919 | 2,540 | 20,018 |
Health Insurance Health Insurance Growth | 2,926 | 2,929 | 2,928 | 1,919 | 1,707 | 1,773 |
Credit Cards Credit Cards Growth | 1,450 | 1,424 | 1,299 | 2,038 | - | - |
Others Others Growth | 243 | 244 | 246 | 212 | 198 | 173 |
Not Attributed to Operating Segments Not Attributed to Operating Segments Growth | 972 | 1,090 | 620 | 60 | 57 | 576 |
Adjustments and Offsets Adjustments and Offsets Growth | -63 | -53 | -24 | 2 | -90 | -85 |
General Insurance-Others General Insurance-Others Growth | - | 2,007 | 1,963 | - | - | - |
General Insurance - Compulsory Vehicle Insurance General Insurance - Compulsory Vehicle Insurance Growth | - | 955 | 934 | 602 | 492 | 466 |
General Insurane-Automobile Property Insurance General Insurane-Automobile Property Insurance Growth | - | 1,281 | 1,268 | 982 | 786 | 647 |
Total Total Growth | 43,317 | 42,947 | 35,295 | 21,466 | 7,329 | 25,058 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 9,280 | 8,329 | 7,068 | 6,966 | 12,049 | 14,117 |
Total Debt Total Debt Growth | 19,580 | 17,316 | 14,995 | 14,783 | 6,428 | 6,143 |
Net Cash (Debt) Net Cash Growth | -10,300 | -8,987 | -7,927 | -7,817 | 5,621 | 7,974 |
Net Cash Growth | - | - | - | - | -29.50% | 209.12% |
Net Cash Per Share Net Cash Per Share Growth | -123.62 | -108.41 | -99.74 | -98.91 | 75.63 | 117.70 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 2,081 | 2,513 | 1,601 | -4,312 | -2,587 | 7,092 |
Capital Expenditures CapEx Growth | -79 | -63 | -65 | -32 | -22 | -31 |
Free Cash Flow Free Cash Flow Growth | 2,002 | 2,450 | 1,536 | -4,344 | -2,609 | 7,061 |
Free Cash Flow Growth | 17.14% | 59.50% | - | - | - | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Margin | 36.94% | 35.69% | 31.38% | 4.69% | 4.67% | 6.87% |
Pretax Margin | 20.37% | 19.79% | 15.19% | 1.62% | 2.70% | 6.33% |
Profit Margin | 13.72% | 13.30% | 10.24% | 1.03% | 1.67% | 4.33% |
FCF Margin | 11.51% | 14.31% | 10.21% | -20.24% | -36.07% | 28.27% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 8, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 9.87 | 7.23 | 4.42 | 21.02 | 36.22 | 4.99 |
Forward PE | 10.31 | 12.62 | 12.62 | 12.62 | 12.62 | 12.62 |
P/FCF Ratio | 11.48 | 6.72 | 4.43 | - | - | 0.77 |
PS Ratio | 1.32 | 0.96 | 0.45 | 0.22 | 0.61 | 0.22 |