TLV:DIFI Cash Flow Statement

Financials in millions ILS. Fiscal year is January - December.

Millions ILS. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2017 - 2020
Period Ending	Mar '25 Mar 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2017 - 2020
Net Income	114.94	141.1	132.47	244.46	181.32	70.93	Upgrade
Depreciation & Amortization	19.66	18.96	15.88	35.87	30.51	29.38	Upgrade
Other Amortization	25.84	25.84	26.07	-	-	-	Upgrade
Provision for Credit Losses	-28.13	-59.06	-32.23	-271.34	-206.24	-64.5	Upgrade
Stock-Based Compensation	6.77	6.98	5.08	17.05	8.91	-	Upgrade
Change in Accounts Payable	11.59	-24.76	16.78	20.44	10.22	-12.64	Upgrade
Change in Other Net Operating Assets	-1,184	-781.8	-911.36	-1,038	-1,491	-334.2	Upgrade
Other Operating Activities	58.26	75.22	-139.36	-49.11	-16.18	17.93	Upgrade
Operating Cash Flow	-949.45	-576.45	-872.07	-1,054	-1,508	-293.1	Upgrade
Capital Expenditures	-15.26	-10.7	-10.76	-9.97	-3.02	-1.19	Upgrade
Sale of Property, Plant & Equipment	0.73	0.53	0.32	-	0.02	-	Upgrade
Cash Acquisitions	-	-	-	-19.03	-	-	Upgrade
Sale (Purchase) of Intangibles	-37.78	-34.97	-45.44	-33.17	-21.18	-16.13	Upgrade
Investment in Securities	-1.17	-1.46	-2.4	-1.63	-0.74	0.26	Upgrade
Other Investing Activities	-	-	1.98	1.8	-	-	Upgrade
Investing Cash Flow	-53.48	-46.59	-56.3	-62	-24.91	-17.06	Upgrade
Long-Term Debt Issued	-	1,866	2,284	1,785	2,008	492.22	Upgrade
Long-Term Debt Repaid	-	-1,194	-1,301	-705.56	-484.19	-312.41	Upgrade
Net Debt Issued (Repaid)	1,053	671.98	983.14	1,080	1,524	179.81	Upgrade
Issuance of Common Stock	-	-	-	98.25	157.76	137.89	Upgrade
Common Dividends Paid	-63.35	-63.35	-85.05	-133.63	-71.52	-11.49	Upgrade
Other Financing Activities	10.5	15.75	34.15	-	-	-	Upgrade
Financing Cash Flow	1,000	624.39	932.25	1,044	1,610	306.21	Upgrade
Foreign Exchange Rate Adjustments	0.05	0.01	0.12	0.06	-	-	Upgrade
Net Cash Flow	-2.65	1.35	4	-71.63	77.09	-3.95	Upgrade
Free Cash Flow	-964.71	-587.15	-882.83	-1,064	-1,511	-294.29	Upgrade
Free Cash Flow Margin	-116.62%	-70.34%	-115.91%	-106.32%	-224.53%	-88.73%	Upgrade
Free Cash Flow Per Share	-325.61	-198.56	-298.55	-360.26	-575.03	-126.58	Upgrade
Cash Interest Paid	240.41	237.57	169.48	53.35	49.58	50.65	Upgrade
Cash Income Tax Paid	126.69	119.41	200.29	112.23	83.33	25.25	Upgrade

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.