TLV:FIBI Income Statement

Financials in millions ILS. Fiscal year is January - December.

Millions ILS. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	11,771	11,097	9,850	5,161	3,150
Interest Paid on Deposits	6,949	6,357	4,884	1,358	356
Net Interest Income	4,822	4,740	4,966	3,803	2,794
Net Interest Income Growth (YoY)	1.73%	-4.55%	30.58%	36.11%	5.95%
Gain (Loss) on Sale of Assets	-	19	6	8	7
Gain (Loss) on Sale of Investments	-	200	-87	-131	214
Other Non-Interest Income	2,100	1,787	1,733	1,734	1,535
Total Non-Interest Income	2,100	2,006	1,652	1,611	1,756
Non-Interest Income Growth (YoY)	4.69%	21.43%	2.54%	-8.26%	15.30%
Revenues Before Loan Losses	6,922	6,746	6,618	5,414	4,550
Provision for Loan Losses	19	-16	502	123	-216
Revenue	6,903	6,762	6,116	5,291	4,766
Revenue Growth (YoY)	2.08%	10.56%	15.59%	11.02%	28.95%
Salaries and Employee Benefits	1,769	1,739	1,766	1,700	1,601
Occupancy Expenses	338	359	321	312	340
Amortization of Goodwill & Intangibles	146	134	122	113	105
Selling, General & Administrative	-	72	66	56	50
Other Non-Interest Expense	937	673	602	574	556
Total Non-Interest Expense	3,155	2,903	2,764	2,681	2,583
EBT Excluding Unusual Items	3,748	3,859	3,352	2,610	2,183
Pretax Income	3,748	3,859	3,352	2,610	2,183
Income Tax Expense	1,386	1,383	1,090	884	728
Earnings From Continuing Operations	2,362	2,476	2,262	1,726	1,455
Minority Interest in Earnings	-102	-105	-90	-59	-50
Net Income	2,260	2,371	2,172	1,667	1,405
Net Income to Common	2,260	2,371	2,172	1,667	1,405
Net Income Growth	-4.68%	9.16%	30.29%	18.65%	87.33%
Basic Shares Outstanding	100	100	100	100	100
Diluted Shares Outstanding	100	100	100	100	100
Shares Change (YoY)	0.03%	-	-	-	-
EPS (Basic)	22.53	23.63	21.65	16.62	14.00
EPS (Diluted)	22.52	23.63	21.65	16.62	14.00
EPS Growth	-4.71%	9.16%	30.29%	18.65%	87.33%
Dividend Per Share	11.909	9.856	7.950	7.276	7.575
Dividend Growth	20.82%	23.98%	9.26%	-3.95%	-
Effective Tax Rate	36.98%	35.84%	32.52%	33.87%	33.35%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.