First International Bank of Israel Ltd (TLV:FIBI)
Israel flag Israel · Delayed Price · Currency is ILS · Price in ILA
24,010
-390 (-1.60%)
Sep 8, 2026, 5:27 PM IDT

TLV:FIBI Financials Overview

Millions ILS. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
6,8166,9036,7626,1165,2914,766
Revenue Growth
-2.70%2.08%10.56%15.59%11.02%28.95%
Net Income
2,1562,2602,3712,1721,6671,405
Earnings Per Share
21.4922.5223.6321.6516.6214.00
EPS Growth
-8.63%-4.70%9.15%30.29%18.65%87.33%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Israel - Households
3,0493,1313,2663,1512,2891,851
Israel - Medium Businesses
423435384341270235
Israel - Small and Micro Businesses
1,3161,3961,3571,3251,2031,082
Israel - Financial Management
157218129-116500781
Israel - Large Enterprises
1,006919940776556473
Israel - Private Banking
268262245222157107
Israel - Institutional Investors
597542441417316237
Total
6,8166,9036,7626,1165,2914,766

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
88,50589,23282,03873,97960,00859,645
Total Debt
20,06915,5439,8518,9187,4495,743
Net Cash (Debt)
68,43673,68972,18765,06152,55953,902
Net Cash Growth
-5.00%2.08%10.95%23.79%-2.49%1.60%
Net Cash Per Share
682.28734.43719.50648.47523.86537.25

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-1,3957301,4681,3313,430-1,101
Capital Expenditures
-81-73-65-52-41-39
Free Cash Flow
-1,4766571,4031,2793,389-1,140
Free Cash Flow Growth
--53.17%9.70%-62.26%--

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
31.63%32.74%35.06%35.51%31.51%29.48%
FCF Margin
-21.65%9.52%20.75%20.91%64.05%-23.92%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
11.90911.9099.8607.9507.2767.575
Dividend Per Share Growth
73.43%20.78%24.02%9.26%-3.95%-
Dividend Yield
4.88%5.01%6.11%6.28%6.55%7.83%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
11.3511.127.596.928.379.25
Forward PE
-7.687.687.687.997.99
P/FCF Ratio
-38.2512.8311.764.12-
PS Ratio
3.593.642.662.462.642.73