First International Bank of Israel Ltd (TLV:FIBI)
Israel flag Israel · Delayed Price · Currency is ILS · Price in ILA
23,280
+310 (1.35%)
Jul 30, 2026, 12:15 PM IDT

TLV:FIBI Financials Overview

Millions ILS. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
6,8726,9036,7626,1165,2914,766
Revenue Growth
0.20%2.08%10.56%15.59%11.02%28.95%
Net Income
2,2102,2602,3712,1721,6671,405
Earnings Per Share
22.0222.5223.6321.6516.6214.00
EPS Growth
-5.25%-4.70%9.15%30.29%18.65%87.33%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Israel - Financial Management
214218129-116500781
Israel - Households
3,1113,1313,2663,1512,2891,851
Israel - Institutional Investors
565542441417316237
Israel - Large Enterprises
943919940776556473
Israel - Medium Businesses
431435384341270235
Israel - Private Banking
265262245222157107
Israel - Small and Micro Businesses
1,3431,3961,3571,3251,2031,082
Total
6,8726,9036,7626,1165,2914,766

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
74,64689,23282,03873,97960,00859,645
Total Debt
18,40415,5439,8518,9187,4495,743
Net Cash (Debt)
56,24273,68972,18765,06152,55953,902
Net Cash Growth
-21.72%2.08%10.95%23.79%-2.49%1.60%
Net Cash Per Share
560.49734.43719.50648.47523.86537.25

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
6107301,4681,3313,430-1,101
Capital Expenditures
-80-73-65-52-41-39
Free Cash Flow
5306571,4031,2793,389-1,140
Free Cash Flow Growth
-80.57%-53.17%9.70%-62.26%--

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
32.16%32.74%35.06%35.51%31.51%29.48%
FCF Margin
7.71%9.52%20.75%20.91%64.05%-23.92%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
11.90911.9099.8607.9507.2767.575
Dividend Per Share Growth
61.72%20.78%24.02%9.26%-3.95%-
Dividend Yield
5.18%4.90%5.97%6.13%6.40%7.65%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
10.4311.127.596.928.379.25
Forward PE
-7.687.687.687.997.99
P/FCF Ratio
43.4738.2512.8311.764.12-
PS Ratio
3.353.642.662.462.642.73