TLV:FIBI Balance Sheet

Financials in millions ILS. Fiscal year is January - December.

Millions ILS. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	83,776	76,907	67,557	55,423	55,992
Investment Securities	39,496	33,209	27,628	18,377	16,949
Trading Asset Securities	3,934	4,863	5,113	2,878	2,275
Total Investments	43,430	38,072	32,741	21,255	19,224
Gross Loans	149,621	132,546	120,295	118,022	103,051
Allowance for Loan Losses	-1,640	-1,634	-1,618	-1,195	-1,076
Net Loans	147,981	130,912	118,677	116,827	101,975
Property, Plant & Equipment	871	1,172	1,241	1,277	1,277
Other Intangible Assets	404	363	328	317	300
Other Receivables	-	282	227	196	237
Other Current Assets	-	-	3	18	3
Long-Term Deferred Tax Assets	-	785	762	630	617
Other Long-Term Assets	1,371	70	57	12	845
Total Assets	277,833	248,563	221,593	195,955	180,470
Accrued Expenses	-	361	347	392	365
Interest Bearing Deposits	242,447	167,882	149,315	117,079	90,004
Non-Interest Bearing Deposits	-	51,855	46,832	56,191	69,479
Total Deposits	242,447	219,737	196,147	173,270	159,483
Short-Term Borrowings	8,443	5,033	3,784	2,322	2,038
Current Portion of Leases	-	68	68	68	63
Current Income Taxes Payable	-	196	165	267	196
Other Current Liabilities	-	2,278	2,003	2,275	2,536
Long-Term Debt	6,791	4,479	4,767	4,749	3,356
Long-Term Leases	-	270	299	310	286
Long-Term Unearned Revenue	-	91	71	80	84
Pension & Post-Retirement Benefits	-	865	798	782	935
Long-Term Deferred Tax Liabilities	-	49	47	44	44
Other Long-Term Liabilities	4,953	1,052	451	361	647
Total Liabilities	262,634	234,479	208,947	184,920	170,033
Common Stock	614	614	614	614	614
Additional Paid-In Capital	313	313	313	313	313
Retained Earnings	13,746	12,681	11,299	9,935	9,257
Comprehensive Income & Other	-59	-178	-155	-303	-181
Total Common Equity	14,614	13,430	12,071	10,559	10,003
Minority Interest	585	654	575	476	434
Shareholders' Equity	15,199	14,084	12,646	11,035	10,437
Total Liabilities & Equity	277,833	248,563	221,593	195,955	180,470
Total Debt	15,234	9,850	8,918	7,449	5,743
Net Cash (Debt)	72,831	72,188	65,061	52,559	53,902
Net Cash Growth	0.89%	10.95%	23.79%	-2.49%	1.60%
Net Cash Per Share	725.73	719.51	648.47	523.86	537.25
Filing Date Shares Outstanding	100.21	100.33	100.33	100.33	100.33
Total Common Shares Outstanding	100.21	100.33	100.33	100.33	100.33
Book Value Per Share	145.83	133.86	120.31	105.24	99.70
Tangible Book Value	14,210	13,067	11,743	10,242	9,703
Tangible Book Value Per Share	141.80	130.24	117.04	102.08	96.71

Source: S&P Global Market Intelligence. Banks template. Financial Sources.