First International Bank of Israel Ltd (TLV: FIBI)

TLV: FIBI Balance Sheet

Financials in millions ILS. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	80,293	67,557	55,423	55,992	57,328	37,275
Investment Securities	29,294	29,053	18,377	16,949	13,962	11,368
Trading Asset Securities	3,875	3,688	2,878	2,275	2,350	1,238
Mortgage-Backed Securities	-	-	-	-	-	378
Total Investments	33,169	32,741	21,255	19,224	16,312	12,984
Gross Loans	127,985	120,295	118,022	103,051	92,903	89,868
Allowance for Loan Losses	-1,625	-1,618	-1,195	-1,076	-1,277	-930
Net Loans	126,360	118,677	116,827	101,975	91,626	88,938
Property, Plant & Equipment	852	1,241	1,277	1,277	1,352	996
Other Intangible Assets	350	328	317	300	272	248
Accrued Interest Receivable	-	-	-	-	47	4
Other Receivables	-	227	196	237	145	140
Other Current Assets	-	3	18	3	5	3
Long-Term Deferred Tax Assets	-	762	630	617	680	513
Other Long-Term Assets	1,488	57	12	845	11	9
Total Assets	242,512	221,593	195,955	180,470	167,778	141,110
Accrued Expenses	-	347	392	365	265	321
Interest Bearing Deposits	167,604	149,315	117,079	90,004	81,799	72,736
Non-Interest Bearing Deposits	48,623	46,832	56,191	69,479	63,290	48,761
Total Deposits	216,227	196,147	173,270	159,483	145,089	121,497
Short-Term Borrowings	3,628	3,784	2,322	2,038	2,314	1,247
Current Portion of Leases	-	68	68	63	72	-
Current Income Taxes Payable	-	165	267	196	227	204
Other Current Liabilities	-	2,003	2,275	2,536	4,070	4,123
Long-Term Debt	4,474	4,767	4,749	3,356	4,394	3,674
Long-Term Leases	-	300	310	286	317	-
Long-Term Unearned Revenue	-	71	80	84	72	70
Pension & Post-Retirement Benefits	775	798	782	935	844	730
Long-Term Deferred Tax Liabilities	-	47	44	44	43	41
Other Long-Term Liabilities	3,719	450	361	647	536	279
Total Liabilities	228,823	208,947	184,920	170,033	158,243	132,186
Common Stock	614	614	614	614	614	614
Additional Paid-In Capital	313	313	313	313	313	313
Retained Earnings	12,356	11,299	9,935	9,257	8,397	7,772
Comprehensive Income & Other	-217	-155	-303	-181	-183	-131
Total Common Equity	13,066	12,071	10,559	10,003	9,141	8,568
Minority Interest	623	575	476	434	394	356
Shareholders' Equity	13,689	12,646	11,035	10,437	9,535	8,924
Total Liabilities & Equity	242,512	221,593	195,955	180,470	167,778	141,110
Total Debt	8,102	8,919	7,449	5,743	7,097	4,921
Net Cash (Debt)	77,213	63,635	52,559	53,902	53,055	33,847
Net Cash Growth	33.64%	21.07%	-2.49%	1.60%	56.75%	25.56%
Net Cash Per Share	769.73	634.26	523.86	537.25	528.80	337.36
Filing Date Shares Outstanding	100.32	100.33	100.33	100.33	100.33	100.33
Total Common Shares Outstanding	100.32	100.33	100.33	100.33	100.33	100.33
Book Value Per Share	130.24	120.31	105.24	99.70	91.11	85.35
Tangible Book Value	12,716	11,743	10,242	9,703	8,869	8,320
Tangible Book Value Per Share	126.75	117.04	102.08	96.71	88.40	82.88

Source: S&P Capital IQ. Banks template. Financial Sources.