TLV:FIBI Ratios and Metrics

Market cap in millions ILS. Fiscal year is January - December.

Millions ILS. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Feb '26 Feb 18, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Capitalization	29,497	17,999	15,039	13,946	12,993	8,542
Market Cap Growth	54.74%	19.68%	7.84%	7.34%	52.10%	-14.77%
Last Close Price	294.00	170.13	133.49	117.16	102.05	64.15
PE Ratio	12.71	7.59	6.92	8.37	9.25	11.39
PS Ratio	4.20	2.66	2.46	2.64	2.73	2.31
PB Ratio	1.94	1.28	1.19	1.26	1.25	0.90
P/FCF Ratio	-	12.83	11.76	4.12	-	14.60
P/OCF Ratio	-	12.26	11.30	4.07	-	13.67
Debt / Equity Ratio	0.92	0.70	0.71	0.68	0.55	0.74
Debt / FCF Ratio	-	7.02	6.97	2.20	-	12.13
Net Debt / Equity Ratio	-4.90	-5.13	-5.14	-4.76	-5.16	-5.56
Net Debt / FCF Ratio	67.40	-51.45	-50.87	-15.51	47.28	-90.69
Return on Equity (ROE)	16.80%	18.53%	19.10%	16.08%	14.57%	8.54%
Return on Assets (ROA)	0.95%	1.05%	1.08%	0.92%	0.84%	0.51%
Earnings Yield	7.87%	13.17%	14.44%	11.95%	10.81%	8.78%
FCF Yield	-3.75%	7.80%	8.50%	24.30%	-8.77%	6.85%
Dividend Yield	4.05%	5.79%	5.96%	6.21%	7.42%	-
Payout Ratio	51.49%	41.71%	36.74%	56.69%	38.79%	16.67%
Total Shareholder Return	3.98%	5.79%	5.96%	6.21%	7.42%	-

Source: S&P Global Market Intelligence. Banks template. Financial Sources.