F.I.B.I. Holdings Ltd (TLV:FIBIH)
Israel flag Israel · Delayed Price · Currency is ILS · Price in ILA
30,780
+330 (1.08%)
Aug 11, 2026, 5:26 PM IDT

F.I.B.I. Holdings Financials Overview

Millions ILS. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
6,8736,9046,7636,1175,2914,766
Revenue Growth
0.20%2.08%10.56%15.61%11.02%28.95%
Net Income
1,0651,0891,1431,047802675
Earnings Per Share
30.0430.7232.2429.5322.6219.04
EPS Growth
-5.25%-4.72%9.17%30.55%18.82%88.02%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Israel - Households-Other
2,5472,5672,6342,5471,7051,298
Israel - Households-Housing Loans
428435513490470449
Israel - Households-Credit Cards
130129119114114104
Israel - Small and Micro Businesses
1,3431,3961,3571,325--
Israel - Medium Business
431435384341--
Israel - Large Enterprises
943919940776--
Israel - Institutional Investors
565542441417316237
Israel - Financial Management
214218129-116--
Unallocated Amounts
-111--
Israel - Private Banking - Credit Cards
-22211
Israel - Private Banking - Other
-260243220156106
Total
6,8676,9046,7636,1175,2914,766

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
76,93987,74079,74972,53559,98859,666
Total Debt
18,40415,5439,8518,9287,4756,076
Net Cash (Debt)
58,53572,19769,89863,60752,51353,590
Net Cash Growth
-18.66%3.29%9.89%21.13%-2.01%1.47%
Net Cash Per Share
1651.082036.441971.591794.141481.221511.59

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
6047241,4651,3283,413-1,092
Capital Expenditures
-80-73-65-52-41-39
Free Cash Flow
5246511,4001,2763,372-1,131
Free Cash Flow Growth
-80.77%-53.50%9.72%-62.16%--

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
15.50%15.77%16.90%17.12%15.16%14.16%
FCF Margin
7.62%9.43%20.70%20.86%63.73%-23.73%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
16.20516.20513.40010.7809.87210.240
Dividend Per Share Growth
20.95%20.93%24.30%9.19%-3.59%-
Dividend Yield
5.32%6.09%7.68%7.82%8.42%9.78%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
10.258.665.795.426.487.47
P/FCF Ratio
20.8314.494.724.451.54-
PS Ratio
1.591.370.980.930.981.06