F.I.B.I. Holdings Ltd (TLV:FIBIH)
Israel flag Israel · Delayed Price · Currency is ILS · Price in ILA
29,100
+440 (1.54%)
Nov 6, 2026, 1:46 PM IST

F.I.B.I. Holdings Financials Overview

Millions ILS. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
6,8196,9046,7636,1175,2914,766
Revenue Growth
-2.67%2.08%10.56%15.61%11.02%28.95%
Net Income
1,0401,0891,1431,047802675
Earnings Per Share
29.3330.7232.2429.5322.6219.04
EPS Growth
-8.53%-4.72%9.17%30.55%18.82%88.02%

Revenue by Segment

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Israel - Households-Housing Loans
404435513490470449
Israel - Institutional Investors
597542441417316237
Israel - Small and Micro Businesses
1,3161,3961,3571,325--
Israel - Financial Management
157218129-116--
Israel - Households-Credit Cards
129129119114114104
Israel - Large Enterprises
1,006919940776--
Unallocated Amounts
-111--
Israel - Households-Other
2,5162,5672,6342,5471,7051,298
Israel - Medium Business
423435384341--
Israel - Private Banking - Credit Cards
-22211
Israel - Private Banking - Other
-260243220156106
Total
6,8186,9046,7636,1175,2914,766

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
88,68087,74079,74972,53559,98859,666
Total Debt
20,06915,5439,8518,9287,4756,076
Net Cash (Debt)
68,61172,19769,89863,60752,51353,590
Net Cash Growth
-4.78%3.29%9.89%21.13%-2.01%1.47%
Net Cash Per Share
1935.292036.441971.591794.141481.221511.59

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-1,4007241,4651,3283,413-1,092
Capital Expenditures
-81-73-65-52-41-39
Free Cash Flow
-1,4816511,4001,2763,372-1,131
Free Cash Flow Growth
--53.50%9.72%-62.16%--

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
15.25%15.77%16.90%17.12%15.16%14.16%
FCF Margin
-21.72%9.43%20.70%20.86%63.73%-23.73%

Dividends

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
16.20516.20513.40010.7809.87210.240
Dividend Per Share Growth
20.95%20.93%24.30%9.19%-3.59%-
Dividend Yield
5.57%6.09%7.18%6.74%6.73%7.20%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
9.928.665.795.426.487.47
P/FCF Ratio
-14.494.724.451.54-
PS Ratio
1.511.370.980.930.981.06