F.I.B.I. Holdings Balance Sheet

Financials in millions ILS. Fiscal year is January - December.

Millions ILS. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	83,142	76,915	67,565	55,430	56,013
Investment Securities	39,800	35,506	29,080	18,404	16,949
Trading Asset Securities	3,939	2,566	3,661	2,851	2,275
Total Investments	43,739	38,072	32,741	21,255	19,224
Gross Loans	149,621	132,546	120,295	118,022	103,051
Allowance for Loan Losses	-1,640	-1,634	-1,618	-1,195	-1,076
Net Loans	147,981	130,912	118,677	116,827	101,975
Property, Plant & Equipment	1,169	1,172	1,241	1,277	1,277
Goodwill	3	3	3	3	3
Other Intangible Assets	404	363	328	317	300
Other Receivables	252	282	227	196	237
Other Current Assets	7	-	3	18	3
Long-Term Deferred Tax Assets	809	785	762	630	617
Other Long-Term Assets	355	70	57	12	845
Total Assets	277,861	248,574	221,604	195,965	180,494
Accrued Expenses	540	561	544	401	374
Interest Bearing Deposits	68,454	76,864	81,485	66,760	46,912
Institutional Deposits	120,350	91,018	67,830	50,319	43,092
Non-Interest Bearing Deposits	53,610	51,855	46,832	56,191	69,479
Total Deposits	242,414	219,737	196,147	173,270	159,483
Short-Term Borrowings	4,341	2,730	3,794	2,348	2,371
Current Portion of Leases	63	68	68	68	63
Current Income Taxes Payable	53	196	165	267	196
Other Current Liabilities	2,301	2,278	2,003	2,275	2,536
Long-Term Debt	10,898	6,783	4,767	4,749	3,356
Long-Term Leases	241	270	299	310	286
Long-Term Unearned Revenue	93	91	71	80	84
Pension & Post-Retirement Benefits	719	665	601	773	926
Long-Term Deferred Tax Liabilities	52	49	47	44	44
Other Long-Term Liabilities	937	1,051	441	335	327
Total Liabilities	262,652	234,479	208,947	184,920	170,046
Common Stock	571	571	571	571	571
Retained Earnings	6,443	5,929	5,261	4,601	4,274
Comprehensive Income & Other	55	-1	10	-62	-3
Total Common Equity	7,069	6,499	5,842	5,110	4,842
Minority Interest	8,140	7,596	6,815	5,935	5,606
Shareholders' Equity	15,209	14,095	12,657	11,045	10,448
Total Liabilities & Equity	277,861	248,574	221,604	195,965	180,494
Total Debt	15,543	9,851	8,928	7,475	6,076
Net Cash (Debt)	72,197	69,898	63,607	52,513	53,590
Net Cash Growth	3.29%	9.89%	21.13%	-2.01%	1.47%
Net Cash Per Share	2036.44	1971.59	1794.14	1481.22	1511.59
Filing Date Shares Outstanding	35.45	35.45	35.45	35.45	35.45
Total Common Shares Outstanding	35.45	35.45	35.45	35.45	35.45
Book Value Per Share	199.39	183.31	164.78	144.14	136.58
Tangible Book Value	6,662	6,133	5,511	4,790	4,539
Tangible Book Value Per Share	187.91	172.99	155.45	135.11	128.03

Source: S&P Global Market Intelligence. Banks template. Financial Sources.