F.I.B.I. Holdings Balance Sheet

Financials in millions ILS. Fiscal year is January - December.

Millions ILS. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	81,572	76,915	67,565	55,430	56,013	57,335
Investment Securities	36,756	35,506	29,080	18,404	16,949	14,009
Trading Asset Securities	6,602	2,566	3,661	2,851	2,275	2,350
Total Investments	43,358	38,072	32,741	21,255	19,224	16,359
Gross Loans	142,898	132,546	120,295	118,022	103,051	92,903
Allowance for Loan Losses	-1,624	-1,634	-1,618	-1,195	-1,076	-1,277
Net Loans	141,274	130,912	118,677	116,827	101,975	91,626
Property, Plant & Equipment	865	1,172	1,241	1,277	1,277	1,352
Goodwill	-	3	3	3	3	3
Other Intangible Assets	365	363	328	317	300	272
Other Receivables	-	282	227	196	237	145
Other Current Assets	-	-	3	18	3	5
Long-Term Deferred Tax Assets	-	785	762	630	617	680
Other Long-Term Assets	2,089	70	57	12	845	11
Total Assets	269,523	248,574	221,604	195,965	180,494	167,788
Accrued Expenses	309	561	544	401	374	273
Interest Bearing Deposits	72,024	76,864	81,485	66,760	46,912	48,025
Institutional Deposits	112,651	91,018	67,830	50,319	43,092	33,774
Non-Interest Bearing Deposits	51,009	51,855	46,832	56,191	69,479	63,290
Total Deposits	235,684	219,737	196,147	173,270	159,483	145,089
Short-Term Borrowings	4,520	2,730	3,794	2,348	2,371	2,561
Current Portion of Leases	-	68	68	68	63	72
Current Income Taxes Payable	-	196	165	267	196	227
Other Current Liabilities	-	2,278	2,003	2,275	2,536	4,070
Long-Term Debt	9,459	6,783	4,767	4,749	3,356	4,394
Long-Term Leases	-	270	299	310	286	317
Long-Term Unearned Revenue	-	91	71	80	84	72
Pension & Post-Retirement Benefits	849	665	601	773	926	836
Long-Term Deferred Tax Liabilities	-	49	47	44	44	43
Other Long-Term Liabilities	3,465	1,051	441	335	327	289
Total Liabilities	254,286	234,479	208,947	184,920	170,046	158,243
Common Stock	571	571	571	571	571	571
Retained Earnings	6,407	5,929	5,261	4,601	4,274	3,858
Comprehensive Income & Other	58	-1	10	-62	-3	-4
Total Common Equity	7,036	6,499	5,842	5,110	4,842	4,425
Minority Interest	8,201	7,596	6,815	5,935	5,606	5,120
Shareholders' Equity	15,237	14,095	12,657	11,045	10,448	9,545
Total Liabilities & Equity	269,523	248,574	221,604	195,965	180,494	167,788
Total Debt	13,979	9,851	8,928	7,475	6,076	7,344
Net Cash (Debt)	74,565	69,898	63,607	52,513	53,590	52,815
Net Cash Growth	-3.44%	9.89%	21.13%	-2.01%	1.47%	56.19%
Net Cash Per Share	2103.23	1971.59	1794.14	1481.22	1511.59	1489.73
Filing Date Shares Outstanding	35.45	35.45	35.45	35.45	35.45	35.45
Total Common Shares Outstanding	35.45	35.45	35.45	35.45	35.45	35.45
Book Value Per Share	198.46	183.31	164.78	144.14	136.58	124.81
Tangible Book Value	6,671	6,133	5,511	4,790	4,539	4,150
Tangible Book Value Per Share	188.17	172.99	155.45	135.11	128.03	117.06

Source: S&P Global Market Intelligence. Banks template. Financial Sources.