Harel Insurance Investments & Financial Services Ltd (TLV:HARL)
Israel · Delayed Price · Currency is ILS · Price in ILA 17,900
-420 (-2.29%)
May 29, 2026, 1:49 PM IDT
TLV:HARL Income Statement
Financials in millions ILS. Fiscal year is January - December.
Millions ILS. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Premiums & Annuity Revenue | 15,836 | 15,366 | 15,395 | 14,871 | 13,414 |
Total Interest & Dividend Income | 3,062 | 1,278 | 1,930 | 1,859 | 1,305 |
Gain (Loss) on Sale of Investments | -9 | -2 | 5,407 | -5,883 | 10,044 |
Other Revenue | 126 | 116 | 534 | 470 | 358 |
| 20,677 | 18,191 | 24,923 | 12,986 | 27,136 | |
Revenue Growth (YoY) | 13.67% | -27.01% | 91.92% | -52.14% | 45.41% |
Policy Benefits | 13,522 | 13,606 | 18,632 | 6,526 | 21,620 |
Policy Acquisition & Underwriting Costs | - | - | 3,156 | 2,881 | 2,572 |
Selling, General & Administrative | - | - | 1,795 | 1,643 | 1,469 |
Other Operating Expenses | 1,833 | 1,761 | 66 | 45 | 14 |
Total Operating Expenses | 15,355 | 15,367 | 23,649 | 11,095 | 25,675 |
Operating Income | 5,322 | 2,824 | 1,274 | 1,891 | 1,461 |
Interest Expense | -883 | -529 | -464 | -369 | -302 |
Earnings From Equity Investments | 46 | 40 | -108 | 78 | 180 |
Currency Exchange Gain (Loss) | - | - | -185 | -421 | 171 |
Other Non Operating Income (Expenses) | -1 | 18 | 7 | 9 | -1 |
EBT Excluding Unusual Items | 4,484 | 2,353 | 524 | 1,188 | 1,509 |
Asset Writedown | - | - | 118 | 123 | 189 |
Pretax Income | 4,484 | 2,353 | 642 | 1,311 | 1,698 |
Income Tax Expense | 1,490 | 741 | 146 | 398 | 486 |
Earnings From Continuing Ops. | 2,994 | 1,612 | 496 | 913 | 1,212 |
Minority Interest in Earnings | -4 | -14 | -11 | -7 | -3 |
Net Income | 2,990 | 1,598 | 485 | 906 | 1,209 |
Net Income to Common | 2,990 | 1,598 | 485 | 906 | 1,209 |
Net Income Growth | 87.11% | 229.48% | -46.47% | -25.06% | 66.99% |
Shares Outstanding (Basic) | 205 | 207 | 210 | 212 | 214 |
Shares Outstanding (Diluted) | 214 | 208 | 210 | 212 | 214 |
Shares Change (YoY) | 2.88% | -1.07% | -0.94% | -0.94% | -0.12% |
EPS (Basic) | 14.61 | 7.72 | 2.31 | 4.27 | 5.65 |
EPS (Diluted) | 13.98 | 7.69 | 2.31 | 4.27 | 5.65 |
EPS Growth | 81.84% | 233.06% | -45.94% | -24.38% | 67.20% |
Free Cash Flow | 5,386 | -3,105 | 3,391 | 1,941 | 1,437 |
Free Cash Flow Per Share | 25.19 | -14.94 | 16.14 | 9.15 | 6.71 |
Dividend Per Share | 4.510 | 2.183 | 1.687 | - | 1.878 |
Dividend Growth | 106.56% | 29.40% | - | - | 56.50% |
Operating Margin | 25.74% | 15.52% | 5.11% | 14.56% | 5.38% |
Profit Margin | 14.46% | 8.79% | 1.95% | 6.98% | 4.46% |
Free Cash Flow Margin | 26.05% | -17.07% | 13.61% | 14.95% | 5.30% |
EBITDA | 5,441 | 2,944 | 1,386 | 2,276 | 1,783 |
EBITDA Margin | 26.31% | 16.18% | 5.56% | 17.53% | 6.57% |
D&A For EBITDA | 119 | 120 | 112 | 385 | 322 |
EBIT | 5,322 | 2,824 | 1,274 | 1,891 | 1,461 |
EBIT Margin | 25.74% | 15.52% | 5.11% | 14.56% | 5.38% |
Effective Tax Rate | 33.23% | 31.49% | 22.74% | 30.36% | 28.62% |
Revenue as Reported | - | - | 24,874 | 12,755 | 27,474 |