Harel Insurance Investments & Financial Services Ltd (TLV:HARL)

TLV:HARL Balance Sheet

Financials in millions ILS. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Investments in Debt Securities	8,843	8,955	10,093	11,332	14,475	15,977
Investments in Equity & Preferred Securities	24,244	20,035	15,002	14,143	15,416	19,189
Other Investments	64,427	60,832	58,193	70,925	61,804	62,963
Total Investments	143,390	133,252	131,165	101,710	96,363	103,077
Cash & Equivalents	12,060	12,976	9,858	12,466	8,379	7,637
Reinsurance Recoverable	2,871	2,673	2,671	5,605	5,101	5,242
Other Receivables	10,337	8,969	6,906	12,009	13,023	9,889
Deferred Policy Acquisition Cost	-	-	-	3,114	2,916	2,667
Property, Plant & Equipment	1,381	1,371	1,394	1,391	1,345	1,380
Goodwill	-	1,357	1,337	1,066	1,021	1,013
Other Intangible Assets	2,984	1,479	1,427	1,237	1,157	1,040
Other Current Assets	-	428	462	807	746	444
Long-Term Deferred Tax Assets	26	25	41	20	21	18
Long-Term Deferred Charges	1,117	1,101	932	149	168	191
Other Long-Term Assets	-	-	-	5,232	5,031	5,073
Total Assets	174,166	163,631	156,193	144,806	135,271	137,671

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accounts Payable	-	271	127	218	223	231
Accrued Expenses	-	1,067	1,042	815	859	883
Insurance & Annuity Liabilities	99,161	97,399	94,012	112,896	108,168	112,296
Unearned Premiums	-	-	-	212	199	185
Reinsurance Payable	608	577	464	2,550	2,245	1,948
Current Portion of Leases	-	33	33	76	69	80
Short-Term Debt	3,496	2,829	3,746	1,134	661	906
Current Income Taxes Payable	269	247	26	31	23	46
Long-Term Debt	22,878	19,708	14,614	9,708	6,480	6,164
Long-Term Leases	-	60	58	-	-	-
Long-Term Deferred Tax Liabilities	1,430	1,490	1,472	947	924	1,450
Other Current Liabilities	5,436	3,309	8,166	6,168	6,078	3,381
Other Long-Term Liabilities	28,097	24,304	22,344	835	691	907
Total Liabilities	161,511	151,439	146,243	135,853	126,884	128,778

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	437	426	392	359	359	359
Retained Earnings	12,845	12,261	9,655	8,298	7,824	7,292
Treasury Stock	-787	-681	-430	-304	-237	-163
Comprehensive Income & Other	140	162	246	540	389	1,373
Total Common Equity	12,635	12,168	9,863	8,893	8,335	8,861
Minority Interest	20	24	87	60	52	32
Shareholders' Equity	12,655	12,192	9,950	8,953	8,387	8,893
Total Liabilities & Equity	174,166	163,631	156,193	144,806	135,271	137,671

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Filing Date Shares Outstanding	205.38	205.8	207.39	207.43	211.09	212.89
Total Common Shares Outstanding	205.38	205.8	207.39	207.43	211.09	213.2
Total Debt	26,374	22,630	18,451	10,918	7,210	7,150
Net Cash (Debt)	-14,314	-9,654	-8,593	1,548	1,169	487
Net Cash Growth	-	-	-	32.42%	140.04%	45.81%
Net Cash Per Share	-66.68	-45.15	-41.34	7.37	5.51	2.27
Book Value Per Share	61.52	59.13	47.56	42.87	39.49	41.56
Tangible Book Value	9,651	9,332	7,099	6,590	6,157	6,808
Tangible Book Value Per Share	46.99	45.35	34.23	31.77	29.17	31.93
Land	-	1,280	1,298	1,301	1,256	1,269
Machinery	-	930	904	867	805	785
Leasehold Improvements	-	163	158	170	166	160

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Sep 6, 2026

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