Harel Insurance Investments & Financial Services Ltd (TLV:HARL)
Israel flag Israel · Delayed Price · Currency is ILS · Price in ILA
17,050
-710 (-4.00%)
At close: Mar 30, 2026

TLV:HARL Cash Flow Statement

Millions ILS. Fiscal year is Jan - Dec.
Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Income
2,9909464859061,209
Depreciation & Amortization
507150150385322
Other Amortization
-301278--
Gain (Loss) on Sale of Investments
-10,665-7,768-4,3876,508-9,394
Stock-Based Compensation
301725255
Change in Accounts Receivable
-190-204-93-72
Reinsurance Recoverable
-1,272219-515130-349
Change in Insurance Reserves / Liabilities
3,4654,1234,519-4,09512,126
Change in Other Net Operating Assets
10,570-6,6652,449-3,896-1,349
Other Operating Activities
-415,7719102,646-345
Operating Cash Flow
5,427-3,0593,4721,9761,486
Operating Cash Flow Growth
--75.71%32.97%5.17%
Capital Expenditures
-41-45-81-35-49
Sale of Property, Plant & Equipment
2111214
Purchase / Sale of Intangible Assets
-432-421-370-337-305
Cash Acquisitions
-9-562-51-44-92
Investment in Securities
-7-32-51-90-5
Other Investing Activities
-4830134-185
Investing Cash Flow
-468-1,016-511-371-632
Short-Term Debt Issued
2501,99827-531
Long-Term Debt Issued
1,6335941,588-1,306
Total Debt Issued
1,8832,5921,615-1,837
Total Debt Repaid
-2,461-462-438-537-958
Net Debt Issued (Repaid)
-5782,1301,177-537879
Repurchases of Common Stock
-251-126-67-74-40
Common Dividends Paid
-650-550-100-400-257
Other Financing Activities
29-7-3--1
Financing Cash Flow
-1,4501,4471,007-1,011581
Foreign Exchange Rate Adjustments
-39120119148-171
Net Cash Flow
3,118-2,6084,0877421,264
Free Cash Flow
5,386-3,1043,3911,9411,437
Free Cash Flow Growth
--74.70%35.07%4.97%
Free Cash Flow Margin
26.05%-11.45%13.61%14.95%5.30%
Free Cash Flow Per Share
25.18-14.9316.149.156.71
Cash Interest Paid
----180
Cash Income Tax Paid
-329130518464
Levered Free Cash Flow
35,439-3,712745.256,630-866.63
Unlevered Free Cash Flow
36,004-3,3081,0356,861-677.88
Change in Working Capital
12,745-2,4026,029-8,21010,183
Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.