Harel Insurance Investments & Financial Services Ltd (TLV:HARL)
Israel · Delayed Price · Currency is ILS · Price in ILA 12,170
-80 (-0.65%)
At close: Nov 26, 2025
TLV:HARL Cash Flow Statement
Financials in millions ILS. Fiscal year is January - December.
Millions ILS. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
Net Income | 2,123 | 946 | 485 | 906 | 1,209 | 724 | Upgrade |
Depreciation & Amortization | 229 | 150 | 150 | 385 | 322 | 289 | Upgrade |
Other Amortization | 301 | 301 | 278 | - | - | - | Upgrade |
Gain (Loss) on Sale of Investments | -9,838 | -7,768 | -4,387 | 6,508 | -9,394 | -2,429 | Upgrade |
Stock-Based Compensation | 24 | 17 | 25 | 25 | 5 | - | Upgrade |
Change in Accounts Receivable | -1,258 | 190 | -204 | -93 | -72 | 58 | Upgrade |
Reinsurance Recoverable | 119 | 219 | -515 | 130 | -349 | -85 | Upgrade |
Change in Accounts Payable | -299 | - | - | - | - | - | Upgrade |
Change in Insurance Reserves / Liabilities | 5,881 | 4,123 | 4,519 | -4,095 | 12,126 | 3,693 | Upgrade |
Change in Other Net Operating Assets | -2,119 | -6,665 | 2,449 | -3,896 | -1,349 | 126 | Upgrade |
Other Operating Activities | 6,967 | 5,771 | 910 | 2,646 | -345 | -950 | Upgrade |
Operating Cash Flow | 2,075 | -3,059 | 3,472 | 1,976 | 1,486 | 1,413 | Upgrade |
Operating Cash Flow Growth | - | - | 75.71% | 32.97% | 5.17% | - | Upgrade |
Capital Expenditures | -40 | -45 | -81 | -35 | -49 | -44 | Upgrade |
Sale of Property, Plant & Equipment | 4 | 1 | 12 | 1 | 4 | 1 | Upgrade |
Purchase / Sale of Intangible Assets | -420 | -421 | -370 | -337 | -305 | -303 | Upgrade |
Cash Acquisitions | -571 | -562 | -51 | -44 | -92 | - | Upgrade |
Investment in Securities | -52 | -32 | -51 | -90 | -5 | 143 | Upgrade |
Other Investing Activities | 48 | 48 | 30 | 134 | -185 | - | Upgrade |
Investing Cash Flow | -1,031 | -1,016 | -511 | -371 | -632 | -203 | Upgrade |
Short-Term Debt Issued | - | 1,998 | 27 | - | 531 | - | Upgrade |
Long-Term Debt Issued | - | 594 | 1,588 | - | 1,306 | 395 | Upgrade |
Total Debt Issued | 3,010 | 2,592 | 1,615 | - | 1,837 | 395 | Upgrade |
Total Debt Repaid | -259 | -462 | -438 | -537 | -958 | -360 | Upgrade |
Net Debt Issued (Repaid) | 2,751 | 2,130 | 1,177 | -537 | 879 | 35 | Upgrade |
Repurchases of Common Stock | -113 | -126 | -67 | -74 | -40 | - | Upgrade |
Common Dividends Paid | -650 | -550 | -100 | -400 | -257 | - | Upgrade |
Other Financing Activities | 6 | -7 | -3 | - | -1 | - | Upgrade |
Financing Cash Flow | 1,994 | 1,447 | 1,007 | -1,011 | 581 | 35 | Upgrade |
Foreign Exchange Rate Adjustments | -537 | 20 | 119 | 148 | -171 | 175 | Upgrade |
Net Cash Flow | 2,501 | -2,608 | 4,087 | 742 | 1,264 | 1,420 | Upgrade |
Free Cash Flow | 2,035 | -3,104 | 3,391 | 1,941 | 1,437 | 1,369 | Upgrade |
Free Cash Flow Growth | - | - | 74.70% | 35.07% | 4.97% | - | Upgrade |
Free Cash Flow Margin | 7.83% | -11.45% | 13.61% | 14.95% | 5.30% | 7.34% | Upgrade |
Free Cash Flow Per Share | 9.81 | -14.93 | 16.14 | 9.15 | 6.71 | 6.39 | Upgrade |
Cash Interest Paid | - | - | - | - | 180 | 179 | Upgrade |
Cash Income Tax Paid | 126 | 329 | 130 | 518 | 464 | 291 | Upgrade |
Levered Free Cash Flow | 35,353 | -3,712 | 745.25 | 6,630 | -866.63 | 2,787 | Upgrade |
Unlevered Free Cash Flow | 35,501 | -3,308 | 1,035 | 6,861 | -677.88 | 2,945 | Upgrade |
Change in Working Capital | 2,317 | -2,402 | 6,029 | -8,210 | 10,183 | 3,764 | Upgrade |
Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.