Bank Leumi le-Israel B.M. Income Statement

Financials in millions ILS. Fiscal year is January - December.

Millions ILS. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest Income on Loans	38,771	37,462	33,655	18,795	11,672	10,175
Interest Paid on Deposits	21,924	20,953	17,658	5,584	1,326	1,452
Net Interest Income	16,847	16,509	15,997	13,211	10,346	8,723
Net Interest Income Growth (YoY)	1.86%	3.20%	21.09%	27.69%	18.61%	-1.33%
Gain (Loss) on Sale of Assets	38	852	27	66	156	-10
Gain (Loss) on Sale of Investments	19	73	-68	985	1,046	592
Other Non-Interest Income	5,975	5,674	5,222	3,967	4,309	3,784
Total Non-Interest Income	6,032	6,599	5,181	5,018	5,511	4,366
Non-Interest Income Growth (YoY)	-2.21%	27.37%	3.25%	-8.95%	26.22%	-14.07%
Revenues Before Loan Losses	22,879	23,108	21,178	18,229	15,857	13,089
Provision for Loan Losses	507	713	2,383	498	-812	2,552
Revenue	22,372	22,395	18,795	17,731	16,669	10,537
Revenue Growth (YoY)	3.94%	19.15%	6.00%	6.37%	58.19%	-20.85%
Salaries and Employee Benefits	3,607	3,793	3,477	3,931	3,513	3,749
Occupancy Expenses	551	613	675	1,357	1,535	1,602
Selling, General & Administrative	1,033	1,056	1,012	123	138	123
Other Non-Interest Expense	1,471	1,442	1,730	1,424	2,242	1,572
Total Non-Interest Expense	6,280	7,175	7,780	6,448	7,327	7,059
EBT Excluding Unusual Items	16,092	15,220	11,015	11,283	9,342	3,478
Pretax Income	16,092	15,220	11,015	11,283	9,342	3,478
Income Tax Expense	5,928	5,422	3,988	3,564	3,275	1,356
Earnings From Continuing Operations	10,164	9,798	7,027	7,719	6,067	2,122
Minority Interest in Earnings	-	-	-	-10	-39	-20
Net Income	10,164	9,798	7,027	7,709	6,028	2,102
Net Income to Common	10,164	9,798	7,027	7,709	6,028	2,102
Net Income Growth	10.80%	39.43%	-8.85%	27.89%	186.78%	-40.32%
Basic Shares Outstanding	1,500	1,516	1,535	1,500	1,453	1,456
Diluted Shares Outstanding	1,502	1,517	1,535	1,500	1,453	1,456
Shares Change (YoY)	-1.25%	-1.17%	2.33%	3.27%	-0.20%	-1.92%
EPS (Basic)	6.78	6.46	4.58	5.14	4.15	1.44
EPS (Diluted)	6.78	6.46	4.58	5.14	4.15	1.44
EPS Growth	12.39%	41.15%	-10.92%	23.83%	188.12%	-39.24%
Dividend Per Share	2.627	1.925	1.143	1.162	1.780	-
Dividend Growth	55.01%	68.41%	-1.64%	-34.68%	-	-
Effective Tax Rate	36.84%	35.62%	36.20%	31.59%	35.06%	38.99%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.