Bank Leumi le-Israel B.M. Income Statement

Financials in millions ILS. Fiscal year is January - December.

Millions ILS. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	39,091	37,462	33,655	18,795	11,672
Interest Paid on Deposits	22,239	20,953	17,658	5,584	1,326
Net Interest Income	16,852	16,509	15,997	13,211	10,346
Net Interest Income Growth (YoY)	2.08%	3.20%	21.09%	27.69%	18.61%
Gain (Loss) on Sale of Assets	5	852	27	66	156
Gain (Loss) on Sale of Investments	143	73	-68	985	1,046
Other Non-Interest Income	5,680	5,674	5,222	3,967	4,309
Total Non-Interest Income	5,828	6,599	5,181	5,018	5,511
Non-Interest Income Growth (YoY)	-11.68%	27.37%	3.25%	-8.95%	26.22%
Revenues Before Loan Losses	22,680	23,108	21,178	18,229	15,857
Provision for Loan Losses	450	713	2,383	498	-812
Revenue	22,230	22,395	18,795	17,731	16,669
Revenue Growth (YoY)	-0.74%	19.15%	6.00%	6.37%	58.19%
Salaries and Employee Benefits	3,576	3,793	3,477	3,931	3,513
Occupancy Expenses	540	613	1,541	1,357	1,535
Selling, General & Administrative	1,095	1,056	146	123	138
Other Non-Interest Expense	1,429	1,442	1,730	1,424	2,242
Total Non-Interest Expense	6,290	7,175	7,780	6,448	7,327
EBT Excluding Unusual Items	15,940	15,220	11,015	11,283	9,342
Asset Writedown	-8	-	-	-	-
Pretax Income	15,932	15,220	11,015	11,283	9,342
Income Tax Expense	5,670	5,422	3,988	3,564	3,275
Earnings From Continuing Operations	10,262	9,798	7,027	7,719	6,067
Minority Interest in Earnings	-	-	-	-10	-39
Net Income	10,262	9,798	7,027	7,709	6,028
Net Income to Common	10,262	9,798	7,027	7,709	6,028
Net Income Growth	4.74%	39.43%	-8.85%	27.89%	186.78%
Basic Shares Outstanding	1,495	1,516	1,535	1,500	1,453
Diluted Shares Outstanding	1,497	1,517	1,535	1,500	1,453
Shares Change (YoY)	-1.35%	-1.17%	2.33%	3.27%	-0.20%
EPS (Basic)	6.86	6.46	4.58	5.14	4.15
EPS (Diluted)	6.86	6.46	4.58	5.14	4.15
EPS Growth	6.19%	41.15%	-10.92%	23.83%	188.12%
Dividend Per Share	3.018	1.925	1.143	1.162	1.780
Dividend Growth	56.73%	68.42%	-1.64%	-34.68%	-
Effective Tax Rate	35.59%	35.62%	36.20%	31.59%	35.06%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.