Bank Leumi le-Israel B.M. (TLV:LUMI)
Israel flag Israel · Delayed Price · Currency is ILS · Price in ILA
7,017.00
+103.00 (1.49%)
Jul 30, 2026, 12:01 PM IDT

Bank Leumi le-Israel B.M. Financials Overview

Millions ILS. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
22,19922,23022,39518,79517,73116,669
Revenue Growth
2.53%-0.74%19.15%6.00%6.37%58.19%
Net Income
10,20510,2629,7987,0277,7096,028
Earnings Per Share
6.846.866.464.585.144.15
EPS Growth
9.84%6.19%41.15%-10.92%23.83%188.12%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Corporate
1,9491,9041,5821,3741,0681,098
Banking - Small Businesses
2,6192,5902,4892,2711,8471,771
Real Estate
1,4111,6191,8291,3371,5151,256
Capital Markets Equity
4,2944,1673,2912,3553,2993,619
Banking - People Private Individuals
6,2396,2596,5616,3334,4133,106
Subsidiaries in Israel
9338477563996181,062
Commercial
3,0833,0863,1083,1752,4451,842
Other and Adjustments
681111,02596808363
Foreign Subsidiaries
3823844692824821,199
Mortgages
1,2211,2631,2851,1731,2361,353
Total
22,19922,23022,39518,79517,73116,669

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
186,108191,929193,192149,616218,501216,998
Total Debt
113,40791,21471,97873,17655,63534,063
Net Cash (Debt)
72,701100,715121,21476,440162,866182,935
Net Cash Growth
-21.20%-16.91%58.57%-53.07%-10.97%48.31%
Net Cash Per Share
48.7367.2979.8849.79108.54125.91

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
9,51411,37015,039-1336,0925,198
Capital Expenditures
-907-904-737-833-765-543
Free Cash Flow
8,60710,46614,302-9665,3274,655
Free Cash Flow Growth
--26.82%--14.44%-6.21%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
45.97%46.16%43.75%37.39%43.48%36.16%
FCF Margin
38.77%47.08%63.86%-5.14%30.04%27.93%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
3.0183.0181.9251.1431.1621.780
Dividend Per Share Growth
71.81%56.73%68.42%-1.64%-34.68%-
Dividend Yield
4.29%4.39%4.73%4.34%4.65%6.45%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
10.1110.156.656.185.608.06
Forward PE
10.079.697.876.266.7310.87
P/FCF Ratio
11.859.954.56-8.1010.44
PS Ratio
4.604.692.912.312.432.92