Bank Leumi le-Israel B.M. (TLV:LUMI)
Israel flag Israel · Delayed Price · Currency is ILS · Price in ILA
7,611.00
+27.00 (0.36%)
Aug 19, 2026, 2:15 PM IDT

Bank Leumi le-Israel B.M. Financials Overview

Millions ILS. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
22,73322,23022,39518,79517,73116,669
Revenue Growth
4.98%-0.74%19.15%6.00%6.37%58.19%
Net Income
10,42710,2629,7987,0277,7096,028
Earnings Per Share
7.026.866.464.585.144.15
EPS Growth
8.37%6.19%41.15%-10.92%23.83%188.12%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Mortgages
1,1981,2631,2851,1731,2361,353
Real Estate
1,4901,6191,8291,3371,5151,256
Corporate
1,8821,9041,5821,3741,0681,098
Banking - People Private Individuals
6,1666,2596,5616,3334,4133,106
Subsidiaries in Israel
1,1558477563996181,062
Banking - Small Businesses
2,5952,5902,4892,2711,8471,771
Capital Markets Equity
4,8034,1673,2912,3553,2993,619
Commercial
2,9973,0863,1083,1752,4451,842
Foreign Subsidiaries
3783844692824821,199
Other and Adjustments
691111,02596808363
Total
22,73322,23022,39518,79517,73116,669

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
194,881191,929193,192149,616218,501216,998
Total Debt
127,16591,21471,97873,17655,63534,063
Net Cash (Debt)
67,716100,715121,21476,440162,866182,935
Net Cash Growth
-38.86%-16.91%58.57%-53.07%-10.97%48.31%
Net Cash Per Share
45.5667.2979.8849.79108.54125.91

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
4,23711,37015,039-1336,0925,198
Capital Expenditures
-935-904-737-833-765-543
Free Cash Flow
3,30210,46614,302-9665,3274,655
Free Cash Flow Growth
-44.77%-26.82%--14.44%-6.21%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
45.87%46.16%43.75%37.39%43.48%36.16%
FCF Margin
14.52%47.08%63.86%-5.14%30.04%27.93%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
3.0183.0181.9251.1431.1621.780
Dividend Per Share Growth
60.25%56.73%68.42%-1.64%-34.68%-
Dividend Yield
4.05%4.39%4.73%4.34%4.65%6.45%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
10.8010.156.656.185.608.06
Forward PE
10.509.697.876.266.7310.87
P/FCF Ratio
33.809.954.56-8.1010.44
PS Ratio
4.914.692.912.312.432.92