Bank Leumi le-Israel B.M. (TLV:LUMI)
Israel · Delayed Price · Currency is ILS · Price in ILA 7,918.00
-52.00 (-0.65%)
Sep 8, 2026, 5:27 PM IDT
Bank Leumi le-Israel B.M. Cash Flow Statement
Financials in millions ILS. Fiscal year is January - December.
Millions ILS. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 10,427 | 10,262 | 9,798 | 7,027 | 7,709 | 6,028 |
Depreciation & Amortization | 133 | 142 | 141 | 675 | 598 | 694 |
Other Amortization | 398 | 398 | 472 | - | - | - |
Gain (Loss) on Sale of Assets | 2 | -5 | -852 | -22 | -52 | -119 |
Gain (Loss) on Sale of Investments | -782 | -202 | -54 | -22 | -821 | -1,027 |
Total Asset Writedown | 8 | 8 | - | - | - | - |
Provision for Credit Losses | 629 | 450 | 713 | 2,383 | 498 | -812 |
Change in Trading Asset Securities | -4,068 | 5,192 | 4,319 | -12,099 | -11,969 | 1,224 |
Change in Other Net Operating Assets | -1,689 | -5,659 | 1,804 | 3,346 | 10,652 | -2,481 |
Other Operating Activities | -328 | 1,103 | -1,977 | -2,531 | -188 | 1,577 |
Operating Cash Flow | 4,237 | 11,370 | 15,039 | -133 | 6,092 | 5,198 |
Operating Cash Flow Growth | -38.34% | -24.40% | - | - | 17.20% | -6.46% |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -935 | -904 | -737 | -833 | -765 | -543 |
Sale of Property, Plant and Equipment | 5 | 20 | 1,028 | 41 | 112 | 179 |
Investment in Securities | -49,562 | -24,314 | 27,999 | -59,855 | -9,775 | 4,673 |
Income (Loss) Equity Investments | -496 | -323 | 672 | 1,103 | -282 | 114 |
Divestitures | - | - | - | - | -904 | - |
Net Decrease (Increase) in Loans Originated / Sold - Investing | -73,908 | -64,272 | -36,615 | -37,602 | -61,647 | -47,571 |
Other Investing Activities | 12 | 3 | 4 | 17 | 91 | -9 |
Investing Cash Flow | -124,388 | -89,467 | -8,321 | -98,232 | -72,888 | -43,271 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Long-Term Debt Issued | - | 28,037 | 7,668 | 20,582 | 13,100 | 3,935 |
Long-Term Debt Repaid | - | -5,465 | -10,098 | -6,874 | -61 | -3,096 |
Net Debt Issued (Repaid) | 30,308 | 22,572 | -2,430 | 13,708 | 13,039 | 839 |
Issuance of Common Stock | - | - | - | - | 2,736 | - |
Repurchase of Common Stock | -1,613 | -1,232 | -682 | -600 | - | - |
Common Dividends Paid | -4,740 | -3,924 | -2,569 | -2,081 | -1,665 | -1,997 |
Net Increase (Decrease) in Deposit Accounts | 76,835 | 68,728 | 50,485 | 10,529 | 41,507 | 101,397 |
Other Financing Activities | -6,236 | -4,920 | -2,733 | -1,530 | -3,149 | - |
Financing Cash Flow | 94,554 | 81,224 | 42,071 | 20,026 | 52,468 | 100,239 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Foreign Exchange Rate Adjustments | -2,206 | -2,649 | -619 | 173 | 740 | -557 |
Net Cash Flow | -27,803 | 478 | 48,170 | -78,166 | -13,588 | 61,609 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 3,302 | 10,466 | 14,302 | -966 | 5,327 | 4,655 |
Free Cash Flow Growth | -44.77% | -26.82% | - | - | 14.44% | -6.21% |
Free Cash Flow Margin | 14.52% | 47.08% | 63.86% | -5.14% | 30.04% | 27.93% |
Free Cash Flow Per Share | 2.22 | 6.99 | 9.43 | -0.63 | 3.55 | 3.20 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 22,489 | 20,530 | 20,779 | 14,078 | 3,462 | 1,414 |
Cash Income Tax Paid | 7,024 | 7,411 | 5,083 | 4,281 | 2,308 | 2,955 |