Payment Financial Technologies Ltd (TLV:PMNT)

Israel · Delayed Price · Currency is ILS · Price in ILA

546.70

+5.80 (1.07%)

Sep 9, 2026, 10:13 AM IDT

TLV:PMNT Financials Overview

Financials in millions ILS. Fiscal year is January - December.

Millions ILS. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	60.3	56.62	43.05	38.52	23.87	7.85
Revenue Growth	22.04%	31.52%	11.74%	61.36%	204.13%	157.97%
Gross Profit	60.3	56.62	43.05	38.52	23.87	7.85
Operating Income	30.43	28.48	22.44	21.25	10.28	-0.39
Net Income	18.47	18.19	13.29	10.3	8.81	-0.77
Earnings Per Share	0.46	0.47	0.35	0.27	0.25	-0.03
EPS Growth	7.89%	34.20%	29.63%	8.00%	-	-

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	4.88	5.94	10.92	16.92	31.41	20.95
Total Debt	137.09	121.2	88.48	119.5	105.82	9.14
Net Cash (Debt)	-132.22	-115.26	-77.56	-102.57	-74.41	11.8
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-3.27	-2.97	-2.05	-2.70	-2.07	0.48

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	12.96	2.79	3.91	-5.3	-7.57	-1.11
Capital Expenditures	-0.32	-0.56	-0.13	-0.12	-0.39	-0.06
Free Cash Flow	12.64	2.23	3.78	-5.41	-7.96	-1.17
Free Cash Flow Growth	-	-41.14%	-	-	-	-

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Gross Margin	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%
Operating Margin	50.47%	50.31%	52.13%	55.16%	43.05%	-4.98%
Pretax Margin	40.56%	41.99%	39.99%	34.45%	36.58%	-9.80%
Profit Margin	30.62%	32.13%	30.88%	26.73%	36.90%	-9.80%
FCF Margin	20.96%	3.93%	8.79%	-14.05%	-33.34%	-14.94%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep '26 Sep 9, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022
Dividend Per Share	0.229	0.229	0.183	0.135	0.083
Dividend Per Share Growth	9.82%	25.28%	35.23%	62.22%	-
Dividend Yield	4.32%	4.04%	6.03%	3.80%	3.21%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 9, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	11.82	12.53	9.19	14.67	11.35	-
P/FCF Ratio	16.80	102.41	32.30	-	-	-
PS Ratio	3.52	4.03	2.84	3.92	4.19	26.14