TLV: PMNT Statistics

Total Valuation

Payment Financial Technologies has a market cap or net worth of ILS 123.06 million. The enterprise value is 151.36 million.

Market Cap	123.06M
Enterprise Value	151.36M

Important Dates

The last earnings date was Tuesday, November 26, 2024.

Earnings Date	Nov 26, 2024
Ex-Dividend Date	Nov 26, 2024

Share Statistics

Payment Financial Technologies has 37.28 million shares outstanding. The number of shares has increased by 0.86% in one year.

Current Share Class	n/a
Shares Outstanding	37.28M
Shares Change (YoY)	+0.86%
Shares Change (QoQ)	-0.98%
Owned by Insiders (%)	51.99%
Owned by Institutions (%)	15.42%
Float	5.66M

Valuation Ratios

The trailing PE ratio is 12.20.

PE Ratio	12.20
Forward PE	n/a
PS Ratio	3.14
PB Ratio	1.91
P/TBV Ratio	1.86
P/FCF Ratio	13.38
P/OCF Ratio	n/a
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 6.94, with an EV/FCF ratio of 16.45.

EV / Earnings	14.52
EV / Sales	3.86
EV / EBITDA	6.94
EV / EBIT	7.50
EV / FCF	16.45

Financial Position

The company has a current ratio of 2.10, with a Debt / Equity ratio of 0.66.

Current Ratio	2.10
Quick Ratio	2.10
Debt / Equity	0.66
Debt / EBITDA	2.00
Debt / FCF	4.75
Interest Coverage	3.41

Financial Efficiency

Return on equity (ROE) is 16.54% and return on invested capital (ROIC) is 8.58%.

Return on Equity (ROE)	16.54%
Return on Assets (ROA)	8.23%
Return on Capital (ROIC)	8.58%
Revenue Per Employee	1.57M
Profits Per Employee	417,120
Employee Count	25
Asset Turnover	0.26
Inventory Turnover	n/a

Taxes

Income Tax	n/a
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has decreased by -21.28% in the last 52 weeks. The beta is -0.06, so Payment Financial Technologies's price volatility has been lower than the market average.

Beta (5Y)	-0.06
52-Week Price Change	-21.28%
50-Day Moving Average	302.66
200-Day Moving Average	286.93
Relative Strength Index (RSI)	57.05
Average Volume (20 Days)	63,255

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Payment Financial Technologies had revenue of ILS 39.20 million and earned 10.43 million in profits. Earnings per share was 0.27.

Revenue	39.20M
Gross Profit	39.20M
Operating Income	20.18M
Pretax Income	13.67M
Net Income	10.43M
EBITDA	21.22M
EBIT	20.18M
Earnings Per Share (EPS)	0.27

Full Income Statement

Balance Sheet

The company has 15.42 million in cash and 43.73 million in debt, giving a net cash position of -28.31 million or -0.76 per share.

Cash & Cash Equivalents	15.42M
Total Debt	43.73M
Net Cash	-28.31M
Net Cash Per Share	-0.76
Equity (Book Value)	65.98M
Book Value Per Share	1.73
Working Capital	55.93M

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 9.33 million and capital expenditures -134,000, giving a free cash flow of 9.20 million.

Operating Cash Flow	9.33M
Capital Expenditures	-134,000
Free Cash Flow	9.20M
FCF Per Share	0.25

Full Cash Flow Statement

Margins

Gross margin is 100.00%, with operating and profit margins of 51.48% and 26.60%.

Gross Margin	100.00%
Operating Margin	51.48%
Pretax Margin	34.88%
Profit Margin	26.60%
EBITDA Margin	54.12%
EBIT Margin	51.48%
FCF Margin	23.47%

Dividends & Yields

This stock pays an annual dividend of 0.13, which amounts to a dividend yield of 4.00%.

Dividend Per Share	0.13
Dividend Yield	4.00%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	1
Payout Ratio	47.95%
Buyback Yield	-0.86%
Shareholder Yield	3.14%
Earnings Yield	n/a
FCF Yield	n/a

Dividend Details

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Payment Financial Technologies has an Altman Z-Score of 3.01.

Altman Z-Score	3.01
Piotroski F-Score	n/a