Automatic Bank Services Income Statement

Financials in millions ILS. Fiscal year is January - December.

Millions ILS. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Revenue	154.86	151.46	134.92	117.28	110.41	85.2
Revenue Growth (YoY)	4.46%	12.26%	15.04%	6.23%	29.58%	4.42%
Cost of Revenue	17.94	17.94	13.88	7.67	5.44	5.34
Gross Profit	136.92	133.52	121.04	109.61	104.97	79.86
Selling, General & Admin	77.61	67.98	68.34	56.75	47.91	40.41
Operating Expenses	87.35	77.72	77.06	63.6	54.46	46.31
Operating Income	49.58	55.8	43.98	46.01	50.51	33.55
Interest Expense	-1.87	-0.71	-0.74	-0.56	-0.36	-0.33
Interest & Investment Income	14.81	9.85	7.46	0.32	7.77	2.1
Currency Exchange Gain (Loss)	0.03	0.03	0.02	0.01	0.01	-0.04
Other Non Operating Income (Expenses)	-0.01	-0.01	-2.06	-0.2	-0.2	0
EBT Excluding Unusual Items	62.54	64.96	48.66	45.58	57.73	35.28
Gain (Loss) on Sale of Investments	-	-	-	-11.14	-	-
Pretax Income	62.54	64.96	48.66	34.44	57.73	35.28
Income Tax Expense	14.21	14.05	10.45	10.36	13.18	8.16
Earnings From Continuing Operations	48.33	50.91	38.22	24.09	44.56	27.12
Net Income	48.33	50.91	38.22	24.09	44.56	27.12
Net Income to Common	48.33	50.91	38.22	24.09	44.56	27.12
Net Income Growth	0.89%	33.20%	58.67%	-45.95%	64.30%	-7.64%
Shares Outstanding (Basic)	40	40	40	40	40	40
Shares Outstanding (Diluted)	40	40	40	40	40	40
Shares Change (YoY)	0.24%	0.69%	-0.83%	0.00%	0.65%	-0.85%
EPS (Basic)	1.21	1.27	0.96	0.60	1.11	0.68
EPS (Diluted)	1.21	1.27	0.96	0.60	1.11	0.68
EPS Growth	0.65%	32.29%	60.00%	-45.95%	63.23%	-6.85%
Free Cash Flow	35.34	40.95	15.44	32.44	41.36	30.88
Free Cash Flow Per Share	0.89	1.02	0.39	0.81	1.03	0.77
Dividend Per Share	0.750	0.750	0.625	0.550	0.926	0.292
Dividend Growth	20.00%	20.00%	13.64%	-40.59%	216.50%	-
Gross Margin	88.42%	88.16%	89.71%	93.46%	95.07%	93.73%
Operating Margin	32.01%	36.84%	32.60%	39.23%	45.75%	39.38%
Profit Margin	31.21%	33.61%	28.32%	20.54%	40.36%	31.83%
Free Cash Flow Margin	22.82%	27.04%	11.44%	27.66%	37.46%	36.24%
EBITDA	58.42	61.02	48.69	52.86	57.06	39.45
EBITDA Margin	37.72%	40.29%	36.09%	45.07%	51.68%	46.30%
D&A For EBITDA	8.84	5.21	4.71	6.85	6.55	5.9
EBIT	49.58	55.8	43.98	46.01	50.51	33.55
EBIT Margin	32.01%	36.84%	32.60%	39.23%	45.75%	39.38%
Effective Tax Rate	22.72%	21.63%	21.47%	30.07%	22.82%	23.13%
Revenue as Reported	154.86	151.46	134.92	117.28	110.41	85.2

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Standard template. Financial Sources.