Automatic Bank Services Income Statement

Financials in millions ILS. Fiscal year is January - December.

Millions ILS. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	156.98	151.46	134.92	117.28	110.41
Revenue Growth (YoY)	3.64%	12.26%	15.04%	6.23%	29.58%
Cost of Revenue	25.55	18.05	13.88	7.67	5.44
Gross Profit	131.43	133.41	121.04	109.61	104.97
Selling, General & Admin	69.57	67.87	68.34	56.75	47.91
Operating Expenses	84.35	77.61	77.06	63.6	54.46
Operating Income	47.08	55.8	43.98	46.01	50.51
Interest Expense	-0.73	-0.71	-0.74	-0.56	-0.36
Interest & Investment Income	13.83	9.85	7.46	0.32	7.77
Currency Exchange Gain (Loss)	-1.35	0.03	0.02	0.01	0.01
Other Non Operating Income (Expenses)	-0.32	-0.01	-2.06	-0.2	-0.2
EBT Excluding Unusual Items	58.51	64.96	48.66	45.58	57.73
Gain (Loss) on Sale of Investments	-	-	-	-11.14	-
Pretax Income	58.51	64.96	48.66	34.44	57.73
Income Tax Expense	13.26	14.05	10.45	10.36	13.18
Earnings From Continuing Operations	45.26	50.91	38.22	24.09	44.56
Net Income	45.26	50.91	38.22	24.09	44.56
Net Income to Common	45.26	50.91	38.22	24.09	44.56
Net Income Growth	-11.09%	33.20%	58.67%	-45.95%	64.30%
Shares Outstanding (Basic)	40	40	40	40	40
Shares Outstanding (Diluted)	40	40	40	40	40
Shares Change (YoY)	-0.08%	0.69%	-0.83%	0.00%	0.65%
EPS (Basic)	1.13	1.27	0.96	0.60	1.11
EPS (Diluted)	1.13	1.27	0.96	0.60	1.11
EPS Growth	-11.02%	32.29%	60.00%	-45.95%	63.23%
Free Cash Flow	12.16	40.95	15.44	32.44	41.36
Free Cash Flow Per Share	0.30	1.02	0.39	0.81	1.03
Dividend Per Share	0.749	0.750	0.625	0.550	0.926
Dividend Growth	-0.13%	20.00%	13.64%	-40.59%	216.50%
Gross Margin	83.73%	88.09%	89.71%	93.46%	95.07%
Operating Margin	29.99%	36.84%	32.60%	39.23%	45.75%
Profit Margin	28.83%	33.61%	28.32%	20.54%	40.36%
Free Cash Flow Margin	7.74%	27.04%	11.44%	27.66%	37.46%
EBITDA	52.87	61.02	52.7	52.86	57.06
EBITDA Margin	33.68%	40.29%	39.06%	45.07%	51.68%
D&A For EBITDA	5.79	5.21	8.72	6.85	6.55
EBIT	47.08	55.8	43.98	46.01	50.51
EBIT Margin	29.99%	36.84%	32.60%	39.23%	45.75%
Effective Tax Rate	22.65%	21.63%	21.47%	30.07%	22.82%
Revenue as Reported	156.98	151.46	134.92	117.28	110.41

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Standard template. Financial Sources.