Automatic Bank Services Cash Flow Statement

Financials in millions ILS. Fiscal year is January - December.

Millions ILS. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	48.33	50.91	38.22	24.09	44.56	27.12
Depreciation & Amortization	11.39	7.76	7.37	6.85	6.55	5.9
Other Amortization	1.98	1.98	1.35	-	-	-
Loss (Gain) From Sale of Assets	-	-	-	0	0	-
Stock-Based Compensation	1.26	1.77	2.64	2.14	-	-
Other Operating Activities	-6.9	-6.7	-10.16	9.82	-0.58	-1.31
Change in Accounts Receivable	7.96	0.45	-4.5	0.41	-4.39	1.19
Change in Accounts Payable	-0.15	-0.47	-1.3	2.41	-0.2	-0.81
Change in Other Net Operating Assets	0.51	4.27	-1.92	1.42	-2.86	3.65
Operating Cash Flow	64.37	59.97	31.7	47.13	43.08	35.74
Operating Cash Flow Growth	24.29%	89.17%	-32.74%	9.41%	20.53%	1.10%
Capital Expenditures	-29.03	-19.02	-16.26	-14.69	-1.72	-4.86
Investment in Securities	33.35	12.5	-11.22	-14.41	-20.31	-13.32
Investing Cash Flow	4.32	-6.52	-27.49	-29.11	-22.04	-18.18
Long-Term Debt Repaid	-	-2.24	-2.32	-1.92	-1.36	-0.9
Net Debt Issued (Repaid)	-2.31	-2.24	-2.32	-1.92	-1.36	-0.9
Common Dividends Paid	-60	-25	-22	-22	-25.2	-
Financing Cash Flow	-62.31	-27.24	-24.32	-23.92	-26.56	-0.9
Net Cash Flow	5.28	26.22	-20.11	-5.89	-5.52	16.66
Free Cash Flow	35.34	40.95	15.44	32.44	41.36	30.88
Free Cash Flow Growth	6.33%	165.26%	-52.41%	-21.56%	33.94%	9.43%
Free Cash Flow Margin	22.82%	27.04%	11.44%	27.66%	37.46%	36.24%
Free Cash Flow Per Share	0.89	1.02	0.39	0.81	1.03	0.77
Cash Interest Paid	1.05	0.86	0.99	0.82	0.52	0.55
Cash Income Tax Paid	10.47	13.39	15.16	13.7	8.75	9.54
Levered Free Cash Flow	-	28.25	13.01	23.45	31.69	25.11
Unlevered Free Cash Flow	-	28.69	13.47	23.8	31.91	25.31
Change in Working Capital	8.32	4.25	-7.71	4.23	-7.45	4.03

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Standard template. Financial Sources.