Automatic Bank Services Ratios and Metrics

Market cap in millions ILS. Fiscal year is January - December.

Millions ILS. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Apr '26 Apr 2, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	970	803	988	632	574	1,148
Market Cap Growth	-12.21%	-18.71%	56.36%	9.96%	-49.95%	133.82%
Enterprise Value	838	661	829	487	431	998
Last Close Price	24.24	20.07	23.07	14.08	12.26	23.96
PE Ratio	21.45	17.74	19.40	16.53	23.85	25.76
PS Ratio	6.18	5.11	6.52	4.68	4.90	10.39
PB Ratio	3.95	3.27	3.81	2.73	2.70	5.55
P/TBV Ratio	4.95	4.10	4.30	2.90	2.75	5.60
P/FCF Ratio	79.76	66.04	24.12	40.91	17.70	27.75
P/OCF Ratio	18.01	14.92	16.47	19.92	12.19	26.64
EV/Sales Ratio	5.34	4.21	5.47	3.61	3.67	9.04
EV/EBITDA Ratio	13.62	10.74	13.59	10.00	8.15	17.49
EV/EBIT Ratio	17.92	14.14	14.86	11.07	9.36	19.76
EV/FCF Ratio	68.95	54.41	20.25	31.55	13.27	24.13
Debt / Equity Ratio	0.08	0.08	0.08	0.09	0.10	0.06
Debt / EBITDA Ratio	0.32	0.32	0.31	0.40	0.40	0.21
Debt / FCF Ratio	1.60	1.60	0.48	1.32	0.66	0.29
Net Debt / Equity Ratio	-0.53	-0.53	-0.66	-0.65	-0.73	-0.81
Net Debt / EBITDA Ratio	-2.13	-2.13	-2.82	-3.11	-2.92	-2.95
Net Debt / FCF Ratio	-10.81	-10.81	-4.20	-9.80	-4.75	-4.07
Asset Turnover	0.52	0.52	0.52	0.51	0.47	0.48
Quick Ratio	5.77	5.77	8.88	9.25	9.49	9.79
Current Ratio	5.77	5.77	9.19	9.52	9.62	9.88
Return on Equity (ROE)	17.93%	17.93%	20.75%	17.22%	11.49%	22.64%
Return on Assets (ROA)	9.63%	9.63%	12.00%	10.39%	11.61%	13.73%
Return on Invested Capital (ROIC)	34.63%	35.95%	52.34%	49.94%	66.67%	106.03%
Return on Capital Employed (ROCE)	17.50%	17.50%	19.80%	17.40%	19.70%	22.90%
Earnings Yield	4.67%	5.64%	5.15%	6.05%	4.19%	3.88%
FCF Yield	1.25%	1.51%	4.15%	2.44%	5.65%	3.60%
Dividend Yield	3.05%	-	3.25%	4.44%	4.49%	3.86%
Payout Ratio	132.57%	132.57%	49.11%	57.57%	91.34%	56.56%
Buyback Yield / Dilution	0.08%	0.08%	-0.69%	0.83%	-0.00%	-0.65%
Total Shareholder Return	3.13%	0.08%	2.56%	5.27%	4.49%	3.21%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Standard template. Financial Sources.