Chang Hwa Commercial Bank, Ltd. (TPE:2801)
Taiwan flag Taiwan · Delayed Price · Currency is TWD
28.55
+0.65 (2.33%)
Sep 14, 2026, 1:30 PM CST

Chang Hwa Commercial Bank Financials Overview

Millions TWD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
45,39442,44438,76935,32930,81926,892
Revenue Growth
10.87%9.48%9.74%14.63%14.60%9.85%
Net Income
19,96017,77514,94512,98210,9718,804
Earnings Per Share
1.641.461.231.070.910.73
EPS Growth
20.42%19.04%15.05%17.51%24.71%25.12%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Deposit
15,60215,40015,83616,17510,7015,175
Overseas Branches and Subsidiaries
5,5115,3423,2113,4822,5302,429
Financial Products and Investment
3,5122,404-124.34-296.271,9302,917
Others
579.05585.43324.34134.94182.58324.71
Wealth Management
6,4985,3114,6593,4052,4632,772
Lenders
13,69213,40114,86312,42813,01313,276
Total
45,39442,44438,76935,32930,81926,892

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
270,700236,569162,043225,913136,306271,914
Total Debt
304,511244,956170,966181,470113,247157,183
Net Cash (Debt)
-33,811-8,387-8,92344,44323,058114,731
Net Cash Growth
---92.74%-79.90%236.38%
Net Cash Per Share
-2.79-0.69-0.743.671.909.48

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-210,483-142,997-317,917-156,375-219,829-196,835
Capital Expenditures
-1,376-1,403-1,162-778.11-741.53-574.6
Free Cash Flow
-211,859-144,400-319,079-157,153-220,571-197,409
Free Cash Flow Growth
------

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
43.97%41.88%38.55%36.75%35.60%32.74%
FCF Margin
-466.72%-340.22%-823.03%-444.83%-715.69%-734.08%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.7800.7800.4880.4950.4830.435
Dividend Per Share Growth
64.00%60.00%-1.49%2.50%11.08%40.29%
Dividend Yield
2.93%4.04%3.12%3.36%3.61%3.40%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
17.3713.5413.3814.9716.5620.25
Forward PE
-12.6812.6812.6812.6812.68
PS Ratio
7.595.675.165.505.906.63