Chang Hwa Commercial Bank, Ltd. (TPE:2801)
Taiwan flag Taiwan · Delayed Price · Currency is TWD
23.65
-1.55 (-6.15%)
Aug 5, 2026, 1:30 PM CST

Chang Hwa Commercial Bank Financials Overview

Millions TWD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
43,80442,44438,76935,32930,81926,892
Revenue Growth
10.96%9.48%9.74%14.63%14.60%9.85%
Net Income
18,86117,77514,94512,98210,9718,804
Earnings Per Share
1.551.461.231.070.910.73
EPS Growth
22.96%19.04%15.05%17.51%24.71%25.12%

Revenue by Segment

Fiscal YearFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '24 Dec '23 Dec '22 Dec '21
Others
585.43324.34134.94182.58324.71
Deposit
15,40015,83616,17510,7015,175
Financial Goods and Investment
2,404-124.34-296.271,9302,917
Overseas Branches and Subsidiaries
5,3423,2113,4822,5302,429
Loans
13,40114,86312,42813,01313,276
Wealth Management
5,3114,6593,4052,4632,772
Total
42,44438,76935,32930,81926,892

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
266,145236,569162,043225,913136,306271,914
Total Debt
282,678244,956170,966181,470113,247157,183
Net Cash (Debt)
-16,533-8,387-8,92344,44323,058114,731
Net Cash Growth
---92.74%-79.90%236.38%
Net Cash Per Share
-1.36-0.69-0.743.671.909.48

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-253,217-142,997-317,917-156,375-219,829-196,835
Capital Expenditures
-1,514-1,403-1,162-778.11-741.53-574.6
Free Cash Flow
-254,731-144,400-319,079-157,153-220,571-197,409
Free Cash Flow Growth
------

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
43.06%41.88%38.55%36.75%35.60%32.74%
FCF Margin
-581.52%-340.22%-823.03%-444.83%-715.69%-734.08%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.7800.7800.4880.4950.4830.435
Dividend Per Share Growth
64.00%60.00%-1.49%2.50%11.08%40.29%
Dividend Yield
3.17%4.04%3.12%3.36%3.61%3.40%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
15.2513.5413.3814.9716.5620.25
Forward PE
-12.6812.6812.6812.6812.68
PS Ratio
6.515.675.165.505.906.63