Chang Hwa Commercial Bank Balance Sheet

Financials in millions TWD. Fiscal year is January - December.

Millions TWD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	40,994	111,897	78,930	135,031	104,820	194,507
Investment Securities	1,109,165	1,000,538	846,809	733,420	701,396	600,099
Trading Asset Securities	147,869	124,313	82,799	73,576	31,486	56,759
Total Investments	1,257,034	1,124,851	929,608	806,996	732,882	656,858
Gross Loans	2,110,014	2,067,768	1,997,077	1,827,988	1,729,111	1,578,658
Allowance for Loan Losses	-	-	-24,986	-22,346	-22,038	-20,296
Net Loans	2,110,014	2,067,768	1,972,091	1,805,642	1,707,074	1,558,362
Property, Plant & Equipment	24,303	23,904	23,380	22,986	22,985	22,921
Other Intangible Assets	990.49	1,014	985.19	996.48	1,122	595.64
Investments in Real Estate	14,015	14,015	13,933	13,873	13,846	13,852
Accrued Interest Receivable	-	-	9,623	7,922	5,859	3,000
Other Receivables	28,028	26,477	5,873	3,848	7,897	10,289
Restricted Cash	-	-	126,835	90,943	78,093	79,371
Other Current Assets	-	-	6,943	9,274	6,883	7,895
Long-Term Deferred Tax Assets	2,986	5,205	4,511	3,362	3,391	3,456
Other Long-Term Assets	3,200	1,880	8.49	0.61	1.12	0.75
Total Assets	3,481,563	3,377,011	3,172,721	2,900,874	2,684,852	2,551,106
Accounts Payable	-	-	2,299	2,246	1,769	3,722
Accrued Expenses	-	-	3,636	3,143	2,726	2,402
Interest Bearing Deposits	3,122,756	3,044,139	2,125,489	1,867,982	1,721,285	1,516,027
Non-Interest Bearing Deposits	-	-	623,790	606,642	627,360	650,047
Total Deposits	3,122,756	3,044,139	2,749,279	2,474,624	2,348,645	2,166,074
Short-Term Borrowings	35,309	17,895	128,323	130,524	60,233	103,798
Current Income Taxes Payable	1,942	1,241	1,841	1,796	896.86	318.06
Accrued Interest Payable	-	-	6,898	6,110	3,206	1,417
Other Current Liabilities	-	-	15,197	24,999	24,263	29,230
Long-Term Debt	42,780	41,785	40,805	49,164	51,219	51,614
Long-Term Leases	2,133	1,815	1,837	1,783	1,795	1,770
Long-Term Unearned Revenue	-	-	924.8	855.23	807.42	643.63
Pension & Post-Retirement Benefits	-	-	1,610	2,210	2,100	3,770
Long-Term Deferred Tax Liabilities	8,644	11,114	11,090	9,874	9,430	8,819
Other Long-Term Liabilities	42,023	38,695	7,583	5,548	8,732	6,077
Total Liabilities	3,255,587	3,156,684	2,971,324	2,712,876	2,515,824	2,379,654
Common Stock	117,660	117,660	112,058	108,583	105,935	104,886
Additional Paid-In Capital	0.02	0.02	0.02	-	-	-
Retained Earnings	91,960	74,306	79,364	72,359	67,464	61,653
Comprehensive Income & Other	16,357	28,361	9,976	7,056	-4,370	4,914
Shareholders' Equity	225,977	220,327	201,397	187,998	169,028	171,452
Total Liabilities & Equity	3,481,563	3,377,011	3,172,721	2,900,874	2,684,852	2,551,106
Total Debt	80,222	61,496	170,966	181,470	113,247	157,183
Net Cash (Debt)	335,745	313,373	14,371	44,443	23,058	114,731
Net Cash Growth	-	2080.61%	-67.66%	92.74%	-79.90%	236.38%
Net Cash Per Share	28.30	26.45	1.21	3.76	1.95	9.72
Filing Date Shares Outstanding	11,866	11,771	11,766	11,766	11,766	11,766
Total Common Shares Outstanding	11,866	11,771	11,766	11,766	11,766	11,766
Book Value Per Share	19.04	18.72	17.12	15.98	14.37	14.57
Tangible Book Value	224,986	219,313	200,412	187,002	167,906	170,857
Tangible Book Value Per Share	18.96	18.63	17.03	15.89	14.27	14.52

Source: S&P Global Market Intelligence. Banks template. Financial Sources.