Chang Hwa Commercial Bank Balance Sheet

Financials in millions TWD. Fiscal year is January - December.

Millions TWD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	103,365	111,897	78,930	135,031	104,820	194,507
Investment Securities	896,584	861,867	823,191	733,420	701,396	600,099
Trading Asset Securities	147,869	124,313	82,799	73,576	31,486	56,759
Total Investments	1,044,452	986,179	905,990	806,996	732,882	656,858
Gross Loans	2,141,703	2,115,668	2,020,685	1,827,988	1,729,111	1,578,658
Allowance for Loan Losses	-28,801	-28,127	-24,986	-22,346	-22,038	-20,296
Net Loans	2,112,902	2,087,541	1,995,699	1,805,642	1,707,074	1,558,362
Property, Plant & Equipment	24,303	23,904	23,380	22,986	22,985	22,921
Other Intangible Assets	990.49	1,014	985.19	996.48	1,122	595.64
Investments in Real Estate	14,015	14,015	13,933	13,873	13,846	13,852
Accrued Interest Receivable	10,518	10,540	9,623	7,922	5,859	3,000
Other Receivables	9,440	5,919	5,877	3,848	7,897	10,289
Restricted Cash	150,193	121,969	126,835	90,943	78,093	79,371
Other Current Assets	8,394	8,810	6,943	9,274	6,883	7,895
Long-Term Deferred Tax Assets	2,986	5,205	4,511	3,362	3,391	3,456
Other Long-Term Assets	4.87	18.97	15.55	0.61	1.12	0.75
Total Assets	3,481,563	3,377,011	3,172,721	2,900,874	2,684,852	2,551,106
Accounts Payable	11,212	2,844	2,299	2,246	1,769	3,722
Accrued Expenses	4,571	4,011	3,636	3,143	2,726	2,402
Interest Bearing Deposits	2,262,930	2,207,951	2,125,489	1,867,982	1,721,285	1,516,027
Non-Interest Bearing Deposits	656,019	650,719	623,790	606,642	627,360	650,047
Total Deposits	2,918,949	2,858,670	2,749,279	2,474,624	2,348,645	2,166,074
Short-Term Borrowings	237,734	201,355	128,323	130,524	60,233	103,798
Current Portion of Long-Term Debt	21,770	3,300	-	-	-	-
Current Income Taxes Payable	1,942	1,241	1,841	1,796	896.86	318.06
Accrued Interest Payable	8,872	6,528	6,898	6,110	3,206	1,417
Other Current Liabilities	8,649	9,688	9,553	24,999	24,263	29,230
Long-Term Debt	21,041	38,485	40,805	49,164	51,219	51,614
Long-Term Leases	2,133	1,815	1,837	1,783	1,795	1,770
Long-Term Unearned Revenue	1,015	990.65	924.8	855.23	807.42	643.63
Pension & Post-Retirement Benefits	1,635	1,635	1,610	2,210	2,100	3,770
Long-Term Deferred Tax Liabilities	8,644	11,114	11,090	9,874	9,430	8,819
Other Long-Term Liabilities	7,420	15,007	13,228	5,548	8,732	6,077
Total Liabilities	3,255,587	3,156,684	2,971,324	2,712,876	2,515,824	2,379,654
Common Stock	117,660	117,660	112,058	108,583	105,935	104,886
Additional Paid-In Capital	0.02	0.02	0.02	-	-	-
Retained Earnings	91,960	86,507	79,364	72,359	67,464	61,653
Comprehensive Income & Other	16,357	16,159	9,976	7,056	-4,370	4,914
Shareholders' Equity	225,977	220,327	201,397	187,998	169,028	171,452
Total Liabilities & Equity	3,481,563	3,377,011	3,172,721	2,900,874	2,684,852	2,551,106
Total Debt	282,678	244,956	170,966	181,470	113,247	157,183
Net Cash (Debt)	-16,533	-8,387	-8,923	44,443	23,058	114,731
Net Cash Growth	-	-	-	92.74%	-79.90%	236.38%
Net Cash Per Share	-1.40	-0.71	-0.75	3.76	1.95	9.72
Filing Date Shares Outstanding	11,766	11,766	11,766	11,766	11,766	11,766
Total Common Shares Outstanding	11,766	11,766	11,766	11,766	11,766	11,766
Book Value Per Share	19.21	18.73	17.12	15.98	14.37	14.57
Tangible Book Value	224,986	219,313	200,412	187,002	167,906	170,857
Tangible Book Value Per Share	19.12	18.64	17.03	15.89	14.27	14.52