Chang Hwa Commercial Bank, Ltd. (TPE: 2801)

Chang Hwa Commercial Bank Balance Sheet

Financials in millions TWD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	136,572	135,031	104,820	194,507	175,455	135,910
Investment Securities	794,212	716,115	701,396	600,099	500,734	437,026
Trading Asset Securities	79,914	73,576	31,486	56,759	14,813	11,731
Total Investments	874,126	789,691	732,882	656,858	515,548	448,756
Gross Loans	1,993,407	1,845,294	1,729,111	1,578,658	1,499,157	1,447,128
Allowance for Loan Losses	-24,827	-22,346	-22,038	-20,296	-18,948	-17,537
Net Loans	1,968,580	1,822,947	1,707,074	1,558,362	1,480,208	1,429,590
Property, Plant & Equipment	22,195	22,986	22,985	22,921	22,428	22,359
Other Intangible Assets	929.56	996.48	1,122	595.64	687.61	720.66
Investments in Real Estate	13,926	13,873	13,846	13,852	13,859	13,873
Accrued Interest Receivable	9,250	7,922	5,859	3,000	3,142	4,855
Other Receivables	8,214	3,848	7,897	10,289	10,576	11,106
Restricted Cash	123,364	90,943	78,093	79,371	76,576	56,118
Other Current Assets	7,294	9,274	6,883	7,895	8,769	5,504
Long-Term Deferred Tax Assets	1,778	3,362	3,391	3,456	3,379	3,312
Other Long-Term Assets	834.81	0.61	1.12	0.75	2,812	3,538
Total Assets	3,167,130	2,900,874	2,684,852	2,551,106	2,313,440	2,135,643
Accounts Payable	2,574	2,246	1,769	3,722	6,022	1,593
Accrued Expenses	2,820	3,143	2,726	2,402	1,988	2,344
Interest Bearing Deposits	2,148,558	1,867,982	1,721,285	1,516,027	1,348,737	1,766,417
Non-Interest Bearing Deposits	569,003	606,642	627,360	650,047	568,388	-
Total Deposits	2,717,561	2,474,624	2,348,645	2,166,074	1,917,125	1,766,417
Short-Term Borrowings	135,170	130,524	60,233	103,798	125,897	107,432
Current Income Taxes Payable	1,372	1,796	896.86	318.06	841.44	507.88
Accrued Interest Payable	9,185	6,110	3,206	1,417	1,793	2,643
Other Current Liabilities	38,287	24,999	24,263	29,230	12,434	11,570
Long-Term Debt	41,037	49,164	51,219	51,614	61,674	55,720
Long-Term Leases	1,729	1,783	1,795	1,770	1,344	1,420
Long-Term Unearned Revenue	931.41	855.23	807.42	643.63	622.37	685.48
Pension & Post-Retirement Benefits	2,195	2,210	2,100	3,770	4,209	4,248
Long-Term Deferred Tax Liabilities	8,428	9,874	9,430	8,819	8,302	7,903
Other Long-Term Liabilities	6,022	5,548	8,732	6,077	6,134	10,923
Total Liabilities	2,967,312	2,712,876	2,515,824	2,379,654	2,148,386	1,973,406
Common Stock	112,058	108,583	105,935	104,886	103,847	99,853
Retained Earnings	74,777	72,359	67,464	61,653	57,353	58,495
Comprehensive Income & Other	12,983	7,056	-4,370	4,914	3,854	3,889
Shareholders' Equity	199,818	187,998	169,028	171,452	165,054	162,237
Total Liabilities & Equity	3,167,130	2,900,874	2,684,852	2,551,106	2,313,440	2,135,643
Total Debt	177,936	181,470	113,247	157,183	188,915	164,573
Net Cash (Debt)	59,604	27,137	23,058	114,731	34,108	27,739
Net Cash Growth	239.57%	17.69%	-79.90%	236.38%	22.96%	-62.46%
Net Cash Per Share	5.29	2.41	2.05	10.20	3.03	2.47
Filing Date Shares Outstanding	11,206	11,206	11,206	11,206	11,206	11,206
Total Common Shares Outstanding	11,206	11,206	11,206	11,206	11,206	11,206
Book Value Per Share	17.83	16.78	15.08	15.30	14.73	14.48
Tangible Book Value	198,888	187,002	167,906	170,857	164,366	161,517
Tangible Book Value Per Share	17.75	16.69	14.98	15.25	14.67	14.41

Source: S&P Capital IQ. Banks template. Financial Sources.