Chang Hwa Commercial Bank Ratios and Metrics

Market cap in millions TWD. Fiscal year is January - December.

Millions TWD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Feb '26 Feb 10, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Capitalization	244,145	200,023	194,363	181,678	178,306	186,406
Market Cap Growth	21.04%	2.91%	6.98%	1.89%	-4.35%	-17.76%
Last Close Price	20.75	16.57	15.62	14.18	13.53	13.85
PE Ratio	13.68	13.38	14.97	16.56	20.25	26.48
PS Ratio	5.75	5.16	5.50	5.90	6.63	7.61
PB Ratio	1.15	0.99	1.03	1.08	1.04	1.13
Debt / Equity Ratio	1.14	0.85	0.97	0.67	0.92	1.15
Net Debt / Equity Ratio	-0.25	-0.07	-0.24	-0.14	-0.67	-0.21
Net Debt / FCF Ratio	0.34	0.05	0.28	0.11	0.58	0.27
Return on Equity (ROE)	8.66%	7.68%	7.27%	6.44%	5.23%	4.30%
Return on Assets (ROA)	0.55%	0.49%	0.46%	0.42%	0.36%	0.32%
Earnings Yield	7.31%	7.47%	6.68%	6.04%	4.94%	3.78%
FCF Yield	-65.46%	-159.52%	-80.86%	-121.41%	-110.71%	-68.58%
Dividend Yield	2.29%	2.87%	3.25%	3.49%	3.29%	2.29%
Payout Ratio	31.39%	39.96%	44.88%	47.80%	42.47%	56.73%
Buyback Yield / Dilution	-0.10%	-0.07%	-0.08%	-0.10%	-0.04%	0.07%
Total Shareholder Return	2.20%	2.80%	3.17%	3.40%	3.25%	2.37%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.