Union Insurance Co., Ltd. (TPE:2816)

Taiwan · Delayed Price · Currency is TWD

38.85

+1.30 (3.46%)

Aug 26, 2026, 1:30 PM CST

Union Insurance Financials Overview

Financials in millions TWD. Fiscal year is January - December.

Millions TWD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	11,519	11,045	11,000	10,553	8,063	8,800
Revenue Growth	-0.30%	0.40%	4.23%	30.89%	-8.38%	6.99%
Operating Income	1,550	1,262	1,431	1,291	-1,366	789.01
Net Income	1,317	1,042	1,222	1,200	-1,322	696.67
Earnings Per Share	5.86	4.64	5.44	5.37	-5.91	3.09
EPS Growth	40.06%	-14.71%	1.34%	-	-	-0.96%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	1,934	2,318	2,160	2,781	2,367	2,871
Total Debt	17.81	20.46	13.35	17.93	11.93	18.26
Net Cash (Debt)	1,916	2,298	2,147	2,763	2,355	2,853
Net Cash Growth	-13.75%	7.04%	-22.30%	17.35%	-17.45%	57.76%
Net Cash Per Share	8.52	10.23	9.56	12.35	10.53	12.66

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	-113.21	582.39	-260.13	716.19	-255.37	1,658
Capital Expenditures	-32.97	-52.78	-47.39	-23.82	-62.19	-195.86
Free Cash Flow	-146.18	529.61	-307.53	692.37	-317.56	1,462
Free Cash Flow Growth	-	-	-	-	-	281.55%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Margin	13.46%	11.43%	13.00%	12.23%	-16.94%	8.97%
Pretax Margin	13.75%	11.93%	13.32%	12.41%	-16.40%	9.16%
Profit Margin	11.43%	9.43%	11.11%	11.37%	-16.40%	7.92%
FCF Margin	-1.27%	4.79%	-2.80%	6.56%	-3.94%	16.62%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 26, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	1.500	1.500	1.500	-	-	1.000
Dividend Per Share Growth	0%	0%	-	-	-	25.00%
Dividend Yield	4.11%	5.43%	5.32%	-	-	6.02%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 26, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	6.41	6.20	5.73	7.07	-	6.29
P/FCF Ratio	-	12.20	-	12.26	-	3.00
PS Ratio	0.73	0.59	0.64	0.80	0.44	0.50