Union Insurance Co., Ltd. (TPE:2816)

Taiwan · Delayed Price · Currency is TWD

40.45

-0.50 (-1.22%)

Sep 18, 2026, 1:30 PM CST

Union Insurance Financials Overview

Financials in millions TWD. Fiscal year is January - December.

Millions TWD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	12,349	11,045	11,000	10,553	8,063	8,800
Revenue Growth	4.51%	0.40%	4.23%	30.89%	-8.38%	6.99%
Operating Income	2,355	1,262	1,431	1,291	-1,366	789.01
Net Income	2,192	1,042	1,222	1,200	-1,322	696.67
Earnings Per Share	9.75	4.64	5.44	5.37	-5.91	3.09
EPS Growth	94.92%	-14.71%	1.34%	-	-	-0.96%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	3,587	2,318	2,160	2,781	2,367	2,871
Total Debt	14.77	20.46	13.35	17.93	11.93	18.26
Net Cash (Debt)	3,572	2,298	2,147	2,763	2,355	2,853
Net Cash Growth	-	7.04%	-22.30%	17.35%	-17.45%	57.76%
Net Cash Per Share	15.88	10.23	9.56	12.35	10.53	12.66

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	-1,128	582.39	-260.13	716.19	-255.37	1,658
Capital Expenditures	-39.45	-52.78	-47.39	-23.82	-62.19	-195.86
Free Cash Flow	-1,168	529.61	-307.53	692.37	-317.56	1,462
Free Cash Flow Growth	-	-	-	-	-	281.55%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Margin	19.07%	11.43%	13.00%	12.23%	-16.94%	8.97%
Pretax Margin	20.20%	11.93%	13.32%	12.41%	-16.40%	9.16%
Profit Margin	17.75%	9.43%	11.11%	11.37%	-16.40%	7.92%
FCF Margin	-9.46%	4.79%	-2.80%	6.56%	-3.94%	16.62%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 18, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	1.500	1.500	1.500	-	-	1.000
Dividend Per Share Growth	0%	0%	-	-	-	25.00%
Dividend Yield	3.71%	5.43%	5.32%	-	-	6.02%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 18, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	4.15	6.20	5.73	7.07	-	6.29
P/FCF Ratio	-	12.20	-	12.26	-	3.00
PS Ratio	0.72	0.59	0.64	0.80	0.44	0.50