Union Insurance Co., Ltd. (TPE:2816)
Taiwan · Delayed Price · Currency is TWD 38.85
+1.30 (3.46%)
Aug 26, 2026, 1:30 PM CST
Union Insurance Ratios and Metrics
Market cap in millions TWD. Fiscal year is January - December.
Millions TWD. Fiscal year is Jan - Dec.
Total Valuation
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Aug '26 Aug 25, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
| 8,396 | 6,462 | 6,999 | 8,486 | 3,533 | 4,383 | |
Market Cap Growth | 45.26% | -7.67% | -17.52% | 140.19% | -19.39% | -7.55% |
Enterprise Value | 6,481 | 3,999 | 4,142 | 5,468 | 736 | 2,136 |
Price Ratios
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Aug '26 Aug 25, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 6.41 | 6.20 | 5.73 | 7.07 | - | 6.29 |
PS Ratio | 0.73 | 0.59 | 0.64 | 0.80 | 0.44 | 0.50 |
PB Ratio | 0.99 | 0.80 | 0.96 | 1.39 | 0.74 | 0.68 |
P/FCF Ratio | - | 12.20 | - | 12.26 | - | 3.00 |
P/OCF Ratio | - | 11.10 | - | 11.85 | - | 2.64 |
EV Ratios
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Aug '26 Aug 25, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
EV/Sales Ratio | 0.56 | 0.36 | 0.38 | 0.52 | 0.09 | 0.24 |
EV/EBITDA Ratio | 3.91 | 2.96 | 2.76 | 4.05 | - | 2.54 |
EV/EBIT Ratio | 4.18 | 3.17 | 2.90 | 4.24 | - | 2.71 |
EV/FCF Ratio | - | 7.55 | - | 7.90 | - | 1.46 |
Financial Efficiency
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Aug '26 Aug 25, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Debt / Equity Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Debt / EBITDA Ratio | 0.01 | 0.01 | 0.01 | 0.01 | - | 0.02 |
Debt / FCF Ratio | - | 0.04 | - | 0.03 | - | 0.01 |
Net Debt / Equity Ratio | -0.23 | -0.28 | -0.29 | -0.45 | -0.49 | -0.44 |
Net Debt / EBITDA Ratio | -1.17 | -1.70 | -1.43 | -2.04 | 1.80 | -3.39 |
Net Debt / FCF Ratio | 13.11 | -4.34 | 6.98 | -3.99 | 7.42 | -1.95 |
Quick Ratio | 0.83 | 0.32 | 0.42 | 0.44 | 0.35 | 0.50 |
Current Ratio | 1.57 | 0.74 | 0.77 | 0.76 | 0.68 | 0.82 |
Asset Turnover | 0.47 | 0.45 | 0.51 | 0.55 | 0.43 | 0.48 |
Return on Equity (ROE) | 16.60% | 13.56% | 18.21% | 22.01% | -23.51% | 11.34% |
Return on Assets (ROA) | 3.99% | 3.24% | 4.14% | 4.22% | -4.57% | 2.68% |
Return on Invested Capital (ROIC) | 15.55% | 12.96% | 17.73% | 21.64% | -24.22% | 11.07% |
Yields
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Aug '26 Aug 25, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Earnings Yield | 15.68% | 16.12% | 17.45% | 14.14% | -37.42% | 15.90% |
FCF Yield | -1.74% | 8.20% | -4.39% | 8.16% | -8.99% | 33.37% |
Dividend Yield | 4.11% | 5.43% | 5.32% | - | - | 6.02% |
Payout Ratio | 25.48% | 32.19% | - | - | - | 25.68% |
Buyback Yield / Dilution | -0.03% | -0.10% | -0.37% | -0.02% | 0.78% | -0.01% |
Total Shareholder Return | 4.08% | 5.34% | 4.95% | -0.02% | 0.78% | 6.00% |