Taiwan
· Delayed Price · Currency is TWD Union Insurance Statistics
Total Valuation
Union Insurance has a market cap or net worth of TWD 5.66 billion. The enterprise value is 3.44 billion.
| Market Cap | 5.66B |
| Enterprise Value | 3.44B |
Important Dates
The next estimated earnings date is Thursday, August 28, 2025.
| Earnings Date | Aug 28, 2025 |
| Ex-Dividend Date | Jun 17, 2025 |
Share Statistics
Union Insurance has 223.61 million shares outstanding. The number of shares has increased by 0.44% in one year.
| Current Share Class | 223.61M |
| Shares Outstanding | 223.61M |
| Shares Change (YoY) | +0.44% |
| Shares Change (QoQ) | -0.62% |
| Owned by Insiders (%) | 0.01% |
| Owned by Institutions (%) | 0.44% |
| Float | 73.46M |
Valuation Ratios
The trailing PE ratio is 6.70.
| PE Ratio | 6.70 |
| Forward PE | n/a |
| PS Ratio | 0.53 |
| PB Ratio | 0.77 |
| P/TBV Ratio | 0.79 |
| P/FCF Ratio | 14.78 |
| P/OCF Ratio | 12.60 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 2.94, with an EV/FCF ratio of 8.98.
| EV / Earnings | 4.05 |
| EV / Sales | 0.32 |
| EV / EBITDA | 2.94 |
| EV / EBIT | 3.20 |
| EV / FCF | 8.98 |
Financial Position
The company has a current ratio of 0.75, with a Debt / Equity ratio of 0.00.
| Current Ratio | 0.75 |
| Quick Ratio | 0.41 |
| Debt / Equity | 0.00 |
| Debt / EBITDA | 0.02 |
| Debt / FCF | 0.07 |
| Interest Coverage | 122.09 |
Financial Efficiency
Return on equity (ROE) is 12.19% and return on invested capital (ROIC) is 9.63%.
| Return on Equity (ROE) | 12.19% |
| Return on Assets (ROA) | 3.02% |
| Return on Invested Capital (ROIC) | 9.63% |
| Return on Capital Employed (ROCE) | 13.81% |
| Revenue Per Employee | 9.62M |
| Profits Per Employee | 761,412 |
| Employee Count | 1,113 |
| Asset Turnover | 0.48 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Union Insurance has paid 264.47 million in taxes.
| Income Tax | 264.47M |
| Effective Tax Rate | 23.79% |
Stock Price Statistics
The stock price has decreased by -25.55% in the last 52 weeks. The beta is 0.05, so Union Insurance's price volatility has been lower than the market average.
| Beta (5Y) | 0.05 |
| 52-Week Price Change | -25.55% |
| 50-Day Moving Average | 26.96 |
| 200-Day Moving Average | 31.02 |
| Relative Strength Index (RSI) | 29.91 |
| Average Volume (20 Days) | 135,337 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, Union Insurance had revenue of TWD 10.71 billion and earned 847.45 million in profits. Earnings per share was 3.77.
| Revenue | 10.71B |
| Gross Profit | 3.47B |
| Operating Income | 1.07B |
| Pretax Income | 1.11B |
| Net Income | 847.45M |
| EBITDA | 1.15B |
| EBIT | 1.07B |
| Earnings Per Share (EPS) | 3.77 |
Balance Sheet
The company has 5.55 billion in cash and 28.41 million in debt, giving a net cash position of 2.22 billion or 9.93 per share.
| Cash & Cash Equivalents | 5.55B |
| Total Debt | 28.41M |
| Net Cash | 2.22B |
| Net Cash Per Share | 9.93 |
| Equity (Book Value) | 7.38B |
| Book Value Per Share | 33.01 |
| Working Capital | -3.98B |
Cash Flow
In the last 12 months, operating cash flow was 449.17 million and capital expenditures -66.36 million, giving a free cash flow of 382.80 million.
| Operating Cash Flow | 449.17M |
| Capital Expenditures | -66.36M |
| Free Cash Flow | 382.80M |
| FCF Per Share | 1.71 |
Margins
Gross margin is 32.41%, with operating and profit margins of 10.03% and 7.91%.
| Gross Margin | 32.41% |
| Operating Margin | 10.03% |
| Pretax Margin | 10.38% |
| Profit Margin | 7.91% |
| EBITDA Margin | 10.74% |
| EBIT Margin | 10.03% |
| FCF Margin | 3.57% |
Dividends & Yields
This stock pays an annual dividend of 1.50, which amounts to a dividend yield of 5.93%.
| Dividend Per Share | 1.50 |
| Dividend Yield | 5.93% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | 1 |
| Payout Ratio | n/a |
| Buyback Yield | -0.44% |
| Shareholder Yield | 5.24% |
| Earnings Yield | 14.98% |
| FCF Yield | 6.77% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on September 10, 2020. It was a forward split with a ratio of 1.05.
| Last Split Date | Sep 10, 2020 |
| Split Type | Forward |
| Split Ratio | 1.05 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |