Atrium Mortgage Investment Corporation (TSX: AI)

TSX: AI Income Statement

Financials in millions CAD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Interest and Dividend Income	100.51	97.94	77.86	63.54	64.36	66.1
Total Interest Expense	26.77	25.42	19.18	12.19	13.32	16.94
Net Interest Income	73.74	72.52	58.68	51.35	51.04	49.16
Other Revenue	0.04	0.63	0.51	0.7	0.66	0.08
Revenue Before Loan Losses	73.77	73.15	59.19	52.05	51.7	49.24
Provision for Loan Losses	16.22	11.4	0.86	1.29	3.76	1.49
Revenue	57.55	61.75	58.32	50.76	47.94	47.75
Revenue Growth (YoY)	-8.70%	5.88%	14.90%	5.88%	0.41%	15.28%
Salaries & Employee Benefits	0.13	0.15	0.13	0.11	0.12	0.12
Cost of Services Provided	9.56	9.45	9.45	8.28	8.09	7.76
Other Operating Expenses	0.56	0.5	0.54	0.35	0.31	0.29
Total Operating Expenses	10.56	10.3	10.32	8.94	8.71	8.37
Operating Income	47	51.46	48	41.83	39.23	39.37
EBT Excluding Unusual Items	47.03	51.49	48.16	41.79	39.19	39.37
Pretax Income	47.03	51.49	46.33	41.79	39.19	38.57
Net Income	47.03	51.49	46.33	41.79	39.19	38.57
Net Income to Common	47.03	51.49	46.33	41.79	39.19	38.57
Net Income Growth	-11.04%	11.12%	10.86%	6.65%	1.61%	14.21%
Shares Outstanding (Basic)	44	44	43	43	42	40
Shares Outstanding (Diluted)	54	54	53	50	52	51
Shares Change (YoY)	0.45%	2.18%	5.61%	-3.12%	1.91%	10.60%
EPS (Basic)	1.06	1.18	1.08	0.98	0.93	0.97
EPS (Diluted)	1.05	1.14	1.06	0.98	0.93	0.96
EPS Growth	-10.25%	7.86%	8.40%	5.63%	-3.79%	2.28%
Free Cash Flow	83.73	77.32	58.07	67.89	56.41	48.02
Free Cash Flow Per Share	1.55	1.43	1.10	1.36	1.09	0.95
Dividend Per Share	0.900	0.900	0.900	0.900	0.900	0.900
Operating Margin	81.66%	83.33%	82.31%	82.40%	81.83%	82.47%
Profit Margin	81.71%	83.38%	79.44%	82.33%	81.74%	80.78%
Free Cash Flow Margin	145.48%	125.21%	99.57%	133.73%	117.66%	100.56%
Revenue as Reported	100.54	98.57	78.37	64.24	65.02	66.17

Source: S&P Capital IQ. Financial Services template. Financial Sources.