TSX:AI Income Statement

Financials in millions CAD. Fiscal year is January - December.

Millions CAD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest and Dividend Income	85.1	85.1	97.22	97.94	77.86	63.54
Total Interest Expense	19.17	20.06	25.48	25.42	19.18	12.19
Net Interest Income	65.93	65.05	71.74	72.52	58.68	51.35
Other Revenue	-2.09	0.04	0.04	0.63	0.51	0.7
Revenue Before Loan Losses	63.84	65.09	71.79	73.15	59.19	52.05
Provision for Loan Losses	2.96	4.47	13.57	11.4	0.86	1.29
Revenue	60.89	60.62	58.21	61.75	58.32	50.76
Revenue Growth (YoY)	5.08%	4.13%	-5.73%	5.88%	14.90%	5.88%
Salaries & Employee Benefits	0.12	0.12	0.13	0.15	0.13	0.11
Cost of Services Provided	10.84	10.69	9.49	9.45	9.45	8.28
Other Operating Expenses	0.47	0.47	0.5	0.5	0.54	0.35
Total Operating Expenses	11.72	11.56	10.36	10.27	10.32	8.94
Operating Income	49.16	49.07	47.85	51.49	48	41.83
EBT Excluding Unusual Items	49.18	49.07	47.85	51.49	48.16	41.79
Pretax Income	49.18	49.07	47.85	51.49	46.33	41.79
Net Income	49.18	49.07	47.85	51.49	46.33	41.79
Net Income to Common	49.18	49.07	47.85	51.49	46.33	41.79
Net Income Growth	3.08%	2.54%	-7.06%	11.12%	10.86%	6.65%
Shares Outstanding (Basic)	48	48	45	44	43	43
Shares Outstanding (Diluted)	55	55	54	54	53	50
Shares Change (YoY)	4.04%	0.57%	0.76%	2.18%	5.61%	-3.12%
EPS (Basic)	1.03	1.03	1.06	1.18	1.08	0.98
EPS (Diluted)	1.03	1.03	1.05	1.14	1.06	0.98
EPS Growth	-0.64%	-2.28%	-7.83%	7.86%	8.40%	5.63%
Dividend Per Share	0.930	0.930	0.902	0.900	0.900	0.900
Dividend Growth	37.27%	3.05%	0.28%	-	-	-
Operating Margin	80.75%	80.94%	82.20%	83.38%	82.31%	82.40%
Profit Margin	80.77%	80.94%	82.20%	83.38%	79.44%	82.33%
Revenue as Reported	83.02	85.14	97.26	98.57	78.37	64.24